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March 25, 2026 Get Citation Alerts Download PDF Add Note

Monique Jewell v. Mgm Grand Detroit LLC

Michigan Court of Appeals

• Citations: None known
• Docket Number: 363788

• Disposition: Lower Court Judgment/Order Affirmed

• Opinion

• Authorities (9)

• Cited By (0)

• Summaries (0)

• Similar Cases (7.5K)

• PDF

Disposition

Lower Court Judgment/Order Affirmed

Lead Opinion

If this opinion indicates that it is “FOR PUBLICATION,” it is subject to
revision until final publication in the Michigan Appeals Reports.

STATE OF MICHIGAN

COURT OF APPEALS

MONIQUE JEWELL, FOR PUBLICATION
March 25, 2026
Plaintiff-Appellee, 11:12 AM

v No. 363788
Wayne Circuit Court
MGM GRAND DETROIT, LLC, LC No. 21-012872-AV

Defendant-Appellant.

Before: GADOLA, C.J., and K. F. KELLY and MURRAY, JJ.

ON REMAND

GADOLA, C.J.

This appeal returns to this Court on remand from our Supreme Court for reconsideration
in light of that Court’s decision in Davis v BetMGM, LLC, ___ Mich __; __ NW3d ___ (2025)
(Docket No. 166281). Upon reconsideration of this case in light of Davis, we affirm.

I. FACTS

This case involves the claim of plaintiff, Monique Jewell, alleging unjust enrichment and
fraudulent misrepresentation against defendant, MGM Grand Detroit, LLC. When this case
previously was before this Court, we summarized the largely undisputed facts of this case as
follows:

On October 20, 2017 and October 21, 2017, plaintiff gambled at defendant’s casino
in Detroit after entering the casino with proper identification. During that time, she
placed bets at various tables and machines and lost money to the casino.
Eventually, plaintiff won a jackpot of approximately $17,000 while playing “Texas
Hold’em.” When she attempted to claim her winnings, however, defendant
informed plaintiff that she had been banned from the casino since 2011, that she
therefore was trespassing in the casino, and that as a result she was prohibited from
claiming her winnings.

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On October 24, 2017, plaintiff submitted a Patron Dispute Form to the
Michigan Gaming Control Board (the Board). Plaintiff asserted that defendant did
not inform her that she was banned from the casino before October 21, 2017, that
defendant allowed her to enter the casino and gamble on October 20-21, 2017, as
long as she was losing money to the casino, and that defendant claimed she was
trespassing only after she won the jackpot. In response to her dispute form, Board
Regulation Officer Robert Gambrell, by letter dated December 11, 2017, informed
plaintiff:

A “Patron complaint” means a complaint a patron has regarding
winnings and losses or the conduct of gambling at a casino, R
432.1106(b). The matters you describe are not subject to regulation
under the Michigan Gaming Control & Revenue Act or the
Administrative Rules promulgated pursuant thereto. This means
that irrespective of the validity of your complaint, the matters you
raise are beyond the powers of the Board to address. . . . The Board
has no authority to award any money or other relief directly to a
patron.

Plaintiff thereafter initiated this action against defendant by filing a
complaint in the district court alleging unjust enrichment and fraudulent
misrepresentation. Defendant moved for summary disposition under MCR
2.116(C)(4), asserting that the district court lacked subject matter jurisdiction over
the dispute, which defendant argued fell within the exclusive jurisdiction of the
Michigan Gaming Control Board. The district court denied defendant’s motion,
holding that it had exclusive jurisdiction of the dispute alleged in the complaint
under MCL 600.8301(1), in light of the Board’s determination that it did not have
jurisdiction.

Defendant sought leave to appeal in the circuit court, challenging the district
court’s order. Defendant again argued that the district court lacked jurisdiction over
whether plaintiff was entitled to collect winnings from the casino, which defendant
argued fell within the exclusive jurisdiction of the Board. The circuit court denied
defendant’s application, reasoning that the dispute presented by plaintiff’s
complaint was not whether she won the $17,000 but whether the casino was
justified in determining that she was a trespasser. This Court granted defendant’s
application for leave to appeal the order of the circuit court. [Jewell v MGM Grand
Detroit, LLC, unpublished per curiam opinion of the Court of Appeals, issued
March 21, 2024 (Docket No. 363788), p 1-2, vacated ___ Mich ___; 26 NW3d 832
(2025).]

This Court vacated the circuit court’s order and remanded to the circuit court, directing the
circuit court to reverse the order of the district court. In doing so, this Court followed the authority

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established by previous decisions of this Court1 that a plaintiff’s common law tort claims are
“preempted by the [Michigan Gaming Control Revenue Act’s] grant of exclusive jurisdiction to
the Board regarding patron disputes.” Id. at 5. Plaintiff sought leave to appeal this Court’s
judgment to the Michigan Supreme Court, which held plaintiff’s application in abeyance pending
that Court’s decision in Davis. After deciding Davis on July 22, 2025, our Supreme Court again
considered plaintiff’s application in this case and, in lieu of granting leave to appeal, vacated this
Court’s judgment and remanded this case to this Court for reconsideration in light of Davis.

II. DISCUSSION

Defendant contends that the circuit court erred by denying its application for leave to appeal
the order of the district court, arguing that the district court erred by denying defendant’s motion
for summary disposition of plaintiff’s complaint under MCR 2.116(C)(4). Defendant argues that
the district court lacked subject matter jurisdiction to adjudicate plaintiff’s claim, which defendant
asserts falls within the exclusive jurisdiction of the Michigan Gaming Control Board (the Board).
Upon reconsideration in light of our Supreme Court’s decision in Davis, we disagree with
defendant’s contention.

We review de novo the circuit court’s review of a district court’s order. Noll v Ritzer, 317
Mich App 506, 510; 895 NW2d 192 (2016). We also review de novo a trial court’s decision to
grant or deny summary disposition. Meemic Ins Co v Fortson, 506 Mich 287, 296; 954 NW2d
115 (2020). Similarly, we review de novo the interpretation of statutes and legal doctrines, Estes
v Titus, 481 Mich 573, 578-579; 751 NW2d 493 (2008), and whether a court has subject matter
jurisdiction, Reynolds v Robert Hasbany MD PLLC, 323 Mich App 426, 431; 917 NW2d 715
(2018).

When this case was before this Court previously, we discussed the relevant Michigan
authority existing at that time and its application in this case as follows:

Subject matter jurisdiction describes a court’s “abstract power to determine
a case of a particular kind or character.” Zelasko v Charter Twp of Bloomfield, [347
Mich App 141, 155; 14 NW3d 441 (2023)]. When a trial court lacks subject matter
jurisdiction, summary disposition is warranted under MCR 2.116(C)(4). Winkler v
Marist Fathers of Detroit, Inc, 500 Mich 327, 333; 901 NW2d 566 (2017).
Summary disposition under MCR 2.116(C)(4) also is proper when a plaintiff fails
to exhaust administrative remedies. See Citizens for Common Sense in Gov’t v
Attorney General, 243 Mich App 43, 50; 620 NW2d 546 (2000) [abrogated by
Warren Consol Sch Dist v Sch Dist of City of Hazel Park, ___ Mich ___ (2026)
(Docket No. 167643].

1
Under MCR 7.215(J)(1), this Court must follow a rule of law established by a published decision
of this Court issued on or after November 1, 1990, unless the rule of law is modified or reversed
by our Supreme Court or a special panel of this Court. Johnson v Johnson, ___ Mich App __,
_; NW3d __ (2025) (Docket No. 370181); slip op at 10.

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In Michigan, “[t]he district court has exclusive jurisdiction in civil actions
when the amount in controversy does not exceed $25,000.00.” MCL 600.8301(1).
However, in Michigan, legalized gambling is controlled by statute. See Taxpayers
of Mich Against Casinos v Michigan, 478 Mich 99, 121; 732 NW2d 487 (2007)
(MARKMAN, J., dissenting). Relevant to this case, the Michigan Gaming Control
and Revenue Act (MGCRA), MCL 432.201 et seq., regulates casino gambling in
Detroit. Parise v Detroit Entertainment, LLC, 295 Mich App 25, 28; 811 NW2d
98 (2011). The MGCRA established the Michigan Gaming Control Board, MCL
432.204a, and provides for the Board’s jurisdiction as follows:

(1) The board has jurisdiction over and shall supervise all gambling
operations governed by this act. The board has all powers necessary
and proper to fully and effectively execute this act, including, but
not limited to, the authority to do all of the following:

---

(b) Have jurisdiction over and supervise casino gambling operations
authorized by this act and all persons in casinos where gambling
operations are conducted under this act.

---

(d) Investigate alleged violations of this act or rules promulgated by
the board and to take appropriate disciplinary action against a
licensee or any other person, or institute appropriate legal action for
enforcement, or both. [MCL 432.204a.]

The MGCRA and the rules issued by the Board “apply to all persons who
are licensed or otherwise participate in gaming under this act.” MCL 432.203(4).
The Michigan Administrative Code provides rules applicable to the Board and
includes dispute procedures. A patron dispute is defined by Mich Admin Code, R
432.1106(b) as “a dispute a patron has regarding winnings or losses or the conduct
of gambling at a casino.” Mich Admin Code, R 432.11502 provides for a patron to
file a patron dispute form with the Board, which then determines whether the
dispute requires investigation. Mich Admin Code, R 432.11503 provides:

(1) Following receipt of a completed patron dispute form, the board
will determine if a patron dispute requires investigation.

(2) The board may decline to investigate the patron dispute for the
following reasons:

(a) The patron dispute form was not received within 28 days from
the incident date.

(b) The incident does not involve winnings or losses.

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(c) The incident does not involve the conduct of gambling.

(d) Any other reason deemed appropriate by the board.

(3) If the board determines that an investigation is necessary, then
the board will conduct an investigation for the purpose of deciding
whether to take disciplinary action.

If the board decides to take disciplinary action against a licensee, Mich
Admin Code, R 432.11108(2) provides that the board may suspend or remove the
licensee’s license, impose a civil penalty, and take “any other action deemed
necessary by the board to ensure compliance with the act or these rules.”

The Administrative Procedures Act, MCL 24.201 et seq., provides that a
party “aggrieved by a final decision or order in a contested case” of a state agency
may appeal that decision in the circuit court. MCL 24.301. Similarly, the Revised
Judicature Act, MCL 600.101 et seq., provides for judicial review of “any order,
decision, or opinion of any state board,” through appeal to the circuit court. MCL
600.631.

When the Legislature expresses an intent to make the jurisdiction of an
administrative agency exclusive, the courts are not permitted to exercise
jurisdiction over that same area. Citizens for Common Sense, 243 Mich App at 50.
This Court has held that by enacting the MGCRA, the Legislature intended to vest
the Board with exclusive jurisdiction “over all matters relating in any way to the
licensing, regulating, monitoring, and control of the non-Indian casino industry,”
despite the term “exclusive jurisdiction” not appearing in the Act. Papas v Gaming
Control Bd, 257 Mich App 647, 657-659; 669 NW2d 326 (2003). This Court also
has determined that, as a result of the Board’s exclusive jurisdiction, a litigant may
not pursue common-law claims inconsistent with the MGCRA. Kraft v Detroit
Entertainment, LLC, 261 Mich App 534, 543-551; 683 NW2d 200 (2004); MCL
432.203(3) (Any other law inconsistent with the act does not apply to casino
gaming as provided in the act).

In Kraft, this Court described the “expansive and exclusive authority” of the
Board to “regulate all aspects of casino gambling,” observing that the Board’s rules
set forth the procedure for a patron to file a complaint against a casino licensee.
Kraft, 261 Mich App at 549-551, citing Mich Admin Code, R 432.11501 to
432.11503. Under the rules, the Board decides whether a patron dispute requires
investigation, Mich Admin Code, R 432.11503(1), and whether to take disciplinary
action after completing an investigation, Mich Admin Code R 432.11503(3). In
the event that disciplinary action is required, the Board may revoke casino licenses
and impose fines for fraudulent conduct. Kraft, 261 Mich App at 551, citing MCL
432.204a(1).

In this case, defendant contends that the Board had exclusive jurisdiction
over plaintiff’s claim, and further, that plaintiff was required to exhaust her

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administrative remedies before seeking relief from the courts. The doctrine of
exhaustion of administrative remedies requires that, when an administrative remedy
exists, a party must exhaust the administrative relief process before bringing the
claim to court. Connell v Lima Twp, 336 Mich App 263, 282; 970 NW2d 354
(2021). The requirement of exhaustion of administrative remedies is intended to
avoid premature court adjudication or review of administrative action. See
Paragon Props Co v City of Novi, 452 Mich 568, 579 n 12; 550 NW2d 772 (1996).
Here, plaintiff submitted a patron dispute form to the Board, which responded by
letter stating that plaintiff’s claim was “beyond the powers of the Board to address”
because the matters were not “subject to regulation” under the MGCRA or
attendant rules, and the Board lacked authority to “award any money or other relief
directly to a patron.” Defendant contends that plaintiff failed to exhaust her
administrative remedies by appealing the decision of the Board to the circuit court.

The response of the Board in this case mirrors that of the Board in Davis v
BetMGM, LLC, ___ Mich App __; __ NW2d ___ (2023) (Docket No. 363116).
In Davis, the plaintiff alleged that an online gaming website operated by the
defendant informed her she had won, but the defendant thereafter would not pay
her the winnings. The plaintiff filed suit against the defendant alleging fraud,
conversion, and breach of contract. In Davis, the Board had determined that it
lacked the authority to resolve her dispute. Id. at __; slip op at 2. This Court
determined that the Lawful Internet Gaming Act (LIGA), MCL 432.301 et seq.,
provided the exclusive remedy for plaintiff’s common-law claims that were
inconsistent with LIGA. Davis, __ Mich App at ___; slip op at 6. This Court
reasoned that the LIGA contains a provision similar to that of the MGCRA
discussed in Kraft, that “[a] law that is inconsistent with this act does not apply to
internet gaming as provided for by this act,” MCL 432.304(3). Id. This Court
observed that the plaintiff’s claims were like those in Kraft, because they alleged,
in part, fraud and deceit, and they therefore “conflict with the MGCB’s authority
under LIGA to regulate all aspects of internet gaming.” Id. at 7. This Court in
Davis stated that “it is clear that the MGCB had the power under LIGA to
investigate disputes such as plaintiff’s, to determine whether a violation of LIGA
or the rules promulgated under it had occurred, and to require corrective actions
from an internet gaming provider.” Id.

In this case, defendant contends that plaintiff’s claim for unpaid winnings
similarly was preempted because the Board had exclusive jurisdiction and plaintiff
failed to exhaust the administrative remedy by direct appeal of the Board’s decision
to the circuit court. Published opinions of this Court issued on or after November
1, 1990, are precedentially binding, MCR 7.215(J)(1). In light of this Court’s
holdings in Kraft and Papas, as well as this Court’s analogous decision in Davis,
we agree that the district court lacked subject matter jurisdiction, despite the
Board’s letter advising plaintiff that it did not have authority to resolve her claim.
Plaintiff’s complaint alleged unjust enrichment and fraudulent misrepresentation,
claims preempted by the MGCRA’s grant of exclusive jurisdiction to the Board
regarding patron disputes. See Kraft, 261 Mich App at 551; see also Davis, ___

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Mich App at ___; slip op at 7. When the Legislature has provided exclusive
jurisdiction to a state agency, as in this case, “courts must decline to exercise
jurisdiction until all administrative proceedings are complete.” Papas, 257 Mich
App at 657.

We note with interest the observation in Davis, ___ Mich App at ___
(FEENEY, J. dissenting), that under the Lawful Internet Gaming Act (LIGA), MCL
432.301 et seq., the Board apparently has neither authority nor an obligation to
resolve a patron’s claim that he or she is owed winnings that are being wrongfully
withheld by a licensee. Discussing § 9 of the LIGA, MCL 432.309, the dissenting
opinion in Davis observed:

The statute provides an exhaustive list [of the Board’s authority].
But a review of that list reflects extensive authority over the
licensing of on-line casinos, an establishment of rules by which
those licenses are obtained (and perhaps revoked), casino
operations, and procedures for sanctioning on-line casinos that
violate the statute and rules. What is not found in the list is the
authority, much less the obligation, to resolve individual patron
disputes such as that presented here.

. . . [T]he Gaming Board has the authority and responsibility to
investigate defendant over this incident and determine what, if any,
licensing sanctions are appropriate. But plaintiff’s suit does not seek
licensing sanctions against defendant; plaintiff seeks payment of the
money that defendant’s gaming platform told her that she had won.
[Davis, ___ Mich App at ___; slip op at 4-5 (FEENEY, J, dissenting)
(footnotes omitted).]

As in Davis, plaintiff in this case seeks payment from defendant of amounts
allegedly won from a defendant licensee. The Board determined that it has no
authority to resolve plaintiff’s claim for payment; a reading of the MGCRA
supports the conclusion that although the Board has exclusive jurisdiction of a
patron dispute, the Legislature has given the Board no authority to resolve a dispute
by ordering a casino to pay a patron. As in Davis, plaintiff appears to be left without
a forum in which to pursue her claimed winnings from defendant. When the
Legislature has declined to address a concern by including a provision within a
statute, however, courts are not empowered to insert a provision into the statute to
address the concern. LeFever v Matthews, 336 Mich App 651, 679; 971 NW2d 672
(2021). As a result, whether and how a patron might pursue a claim for winnings
from a casino is a question left to the authority of the Legislature. [Jewell, unpub
op at 2-6.]

Following this Court’s decision in this case, our Supreme Court reversed the judgment of
this Court in Davis, holding that our Legislature did not intend the LIGA to abrogate the common-
law claims of a patron engaged in internet gaming and further, that the patron’s common-law

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claims in that case were not inconsistent with the LIGA nor with the statutory and regulatory
authority of the Board. In Davis, our Supreme Court stated, in relevant part:

The LIGA assigns to the MGCB specific powers and duties defined in the
act “and all other powers necessary to enable [the MGCB] to fully and effectively
execute [the LIGA] to administer, regulate, and enforce the system of internet
gaming established under [the LIGA].”

---

The proper focus is whether the MGCB’s exercise of authority, as permitted
by the LIGA, results in a licensee obtaining immunities and rights derived from the
MGCB’s actions. Under this scheme, a disgruntled patron may not bring an action
against a licensee if the MGCB has exercised its statutory authority to render a
decision that is incompatible with those claims. Here, however, the MGCB cannot
make a decision that is incompatible with plaintiff’s common-law claims, and
defendant has not shown that the MGCB is obligated to take action that could
render plaintiff’s claims incompatible with the LIGA. [Davis, ___ Mich at ___;
slip op at 3-4.]

As in this case, the defendant in Davis argued that the trial court lacked subject matter
jurisdiction over the dispute. The Supreme Court in Davis noted that under Michigan’s 1963
Constitution, Article 3, § 7, the common law “not repugnant” to the Constitution remains in force
in Michigan until it is “changed, amended or repealed,” and “prevails except as abrogated by the
Constitution, the Legislature, or this Court.” Davis, ___ Mich at __; slip op at 8 (quotation marks
and citations omitted). The Supreme Court in Davis then explained that the properly framed
question in that case was “whether the Legislature intended to abrogate the common-law claims at
issue here when enacting the LIGA.” Id. at __; slip op at 18. The Court emphasized that although
the Legislature has authority to alter or abrogate the common law,

[T]he mere existence of a statute does not mean that the Legislature has exercised
this authority. We presume that the Legislature “know[s] of the existence of the
common law when it acts.” Therefore, we have stated that “[w]e will not lightly
presume that the Legislature has abrogated the common law” and that “the
Legislature should speak in no uncertain terms when it exercises its authority to
modify the common law.” As with other issues of statutory interpretation, the
overriding question is whether the Legislature intended to abrogate the common
law. [Id. at ___; slip op at 18, quoting Murphy v Inman, 509 Mich 132, 153; 983
NW2d 354 (2022).]

This case involves not the LIGA, but rather the MGCRA, which regulates casino gambling
in Detroit. The inquiry in this case is, however, similar to the one the Supreme Court answered in
Davis. Here we must ask whether the Legislature intended to abrogate the common-law claims at
issue in this case when it enacted the MGCRA. As did our Supreme Court in Davis when
considering the LIGA, we note that merely because the MGCRA is comprehensive legislation does
not necessarily lead to the conclusion that common-law claims are inconsistent with, and therefore
supplanted by, the MGCRA.

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When this case was before this Court previously, we relied in part on this Court’s earlier
decision in Kraft. In that case we determined that the MGCRA had given the Board exclusive
jurisdiction within that statutory scheme, and as a result a litigant could not pursue common-law
claims inconsistent with the MGCRA. Kraft, 261 Mich App at 543-551; MCL 432.203(3). As
discussed, this Court in Kraft described the “expansive and exclusive authority” of the Board to
“regulate all aspects of casino gambling,” and observed that the Board’s rules set forth the
procedure for a patron to file a complaint against a casino licensee. Kraft, 261 Mich App at 549 -
551, citing Mich Admin Code, R 432.11501 to 432.11503. As we stated previously, under the
administrative rules the Board decides whether a patron dispute requires investigation, Mich
Admin Code, R 432.11503(1), and whether to take disciplinary action after completing an
investigation, Mich Admin Code R 432.11503(3). When disciplinary action is required, the Board
may revoke casino licenses and impose fines for fraudulent conduct. Kraft, 261 Mich App at 551,
citing MCL 432.204a(1). However, our Supreme Court in Davis explained:

[I]n Kraft, the MGCB exercised its authority and approved the operation of two
specific games. The plaintiff brought a class action, claiming that the game
fraudulently induced consumers to play the games by misrepresenting the playing
odds, in violation of Michigan’s common law. The MGCB’s decision to approve
operation of the games in that case exempted the licensee under the MGCRA as to
the particular common-law claim. Imposing liability on the Kraft defendant “would
give rise to conflicting standards for gaming device manufacturers and casino
licensees because a casino licensee could use a gaming device that had been
vigorously tested and approved by the MGCB only to have a different standard
imposed though the medium of the common law. In other words, the plaintiffs’
claims were not compatible and were therefore “inconsistent” with the MGCRA.
[Davis, ___ Mich at ___; slip op at 22 (footnotes omitted).]

Upon reconsideration in this case, we conclude that plaintiff’s pursuit of her common-law
claims in the district court was not “inconsistent” with the comprehensive statutory scheme of the
MGCRA. This is particularly true because, as in Davis, the Board in this case “expressly
disclaimed any role in resolving the merits of disputes” between patrons and casinos. Id. at __;
slip op at 23. As with the Supreme Court’s review of the LIGA in Davis, our review of the
MGCRA does not reveal a grant to the Board of either the authority or the obligation to resolve
individual patron disputes such as the one plaintiff presented in this case. We do not perceive an
intention by the Legislature to abrogate a patron’s common-law claims that are not inconsistent
with the MGCRA. See id. at __; slip op at 23. In addition, having concluded that the Board
lacked the authority to resolve plaintiff’s common-law claims and that plaintiff’s common-law
claims in this case were not abrogated by nor inconsistent with the MGCRA, we reject defendant’s
argument that plaintiff in this case was obligated to exhaust administrative remedies before
pursuing her common-law claims in the district court.

In light of our Supreme Court’s reversal of this Court’s decision in Davis and its
clarification of this Court’s decision in Kraft, we conclude that the Legislature did not intend to
abrogate the common-law claims of plaintiff in this case, which are not inconsistent with the
MGCRA. We therefore affirm the judgment of the circuit court, which denied defendant’s
application for leave to appeal the order of the district court that denied defendant summary
disposition of plaintiff’s claims.

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Affirmed.

/s/ Michael F. Gadola
/s/ Christopher M. Murray

K.F. Kelly, J., did not participate.

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