Patent Application for Multi-User Transaction Processing with Interactive Elements

ChangeBridge: Patent Apps - Business Methods (G06Q)

Published April 2nd, 2026

Detected April 3rd, 2026

Summary

USPTO published patent application US20260094139A1 for technology enabling multi-user transaction processing with interactive elements. The system allows customers to capture interactive elements via devices and split payment responsibility across multiple users. Inventors: Claudia Ng, Kyle Snavely, and Suegene Park. Application No. 19241585 filed June 18, 2025, published April 2, 2026.

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What changed

USPTO published patent application US20260094139A1 covering technology for processing multi-customer transactions with interactive elements. The invention generates interactive elements for transactions, allows capture via customer devices, presents item listings for selection, and enables payment initiation where responsibility can be split between multiple customers. CPC classifications include G06Q 20/12, G06Q 20/065, G06Q 20/102, G06Q 20/227, G06Q 20/3224, and G06Q 20/3276, indicating payment processing systems.\n\nThis is a patent application publication providing public notice of the filing. No immediate compliance actions are required. Technology companies developing multi-user payment or transaction systems may wish to review for potential conflicts with existing patents or to understand emerging technology in this space. The application remains pending and does not grant any rights until formally examined and allowed.

Source document (simplified)

← USPTO Patent Applications

INTEGRATED INTERACTIVE ELEMENTS FOR MULTI-USER TRANSACTIONS

Application US20260094139A1 Kind: A1 Apr 02, 2026

Inventors

Claudia Ng, Kyle Snavely, Suegene Park

Abstract

Technology related to processing multi-customer transactions is disclosed. In an example, an interactive element is generated for a transaction and an indication that a device of a first customer captured the interactive element is received. In response to receiving the indication, at least a portion of a listing of items associated with the transaction are presented via a user interface of the device of the first customer. A request to initiate a payment for one or more first items selected by the first customer from at least the portion of the listing of the items can be received and payment for an amount of the one or more first items using funds associated with an account of the first customer can be initiated, wherein a remaining balance associated with one or more remaining items associated with the transaction is payable by at least a second customer.