Changeflow GovPing Banking & Finance Embedded Services Platform Partner Onboarding
Routine Notice Added Draft

Embedded Services Platform Partner Onboarding

Favicon for changeflow.com ChangeBridge: Patent Apps - Business Methods (G06Q)
Published January 30th, 2025
Detected April 2nd, 2026
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Summary

USPTO published patent application US20260094190A1 for systems and methods of onboarding partners to an embedded services platform. The application, filed January 30, 2025, covers methods for receiving partner and subscription event notifications, mapping partners to merchant products, aggregating merchant datasets, and transmitting data to providers for generating product offers.

What changed

USPTO published patent application US20260094190A1 on April 2, 2026. The patent covers systems and methods for onboarding partners to an embedded services platform, involving receiving event notifications with partner and subscription data, determining relevant merchants via mapping tables, aggregating merchant datasets, transmitting data to providers, and generating offers based on merchant datasets and product mappings. Inventors include Matt Downs, Ian Hillis, Robert Cothran, Eric Lerch, James S. Osborn, Thomas O'Connell, and Kyle Wilking.

This is a patent publication for informational purposes only and does not create any regulatory obligations. Entities developing embedded services platforms or partner onboarding systems should review the published claims to assess potential patent infringement risks. No compliance actions, deadlines, or penalties are associated with this document.

Source document (simplified)

← USPTO Patent Applications

SYSTEMS AND METHODS FOR EMBEDDED SERVICES PLATFORM

Application US20260094190A1 Kind: A1 Apr 02, 2026

Inventors

Matt DOWNS, Ian HILLIS, Robert COTHRAN, Eric LERCH, James S. OSBORN, Thomas O’CONNELL, Kyle WILKING

Abstract

Various embodiments of this disclosure relate generally to methods and systems for onboarding a partner to an embedded services platform. The method comprises receiving an event notification associated with onboarding the partner, wherein the event notification includes partner data and subscription data, determining a relevant merchant of the partner based on a mapping table for the partner to one or more products of one or more providers, aggregating one or more merchant datasets corresponding to the relevant merchant, transmitting the one or more merchant datasets to the one or more providers for the relevant merchant, and generating one or more offers associated with the one or more products of the one or more providers based on the one or more merchant datasets and the mapping table.

CPC Classifications

G06Q 30/0611 G06F 9/542

Filing Date

2025-01-30

Application No.

19041439

View original document →

Classification

Agency
USPTO
Published
January 30th, 2025
Instrument
Notice
Legal weight
Non-binding
Stage
Draft
Change scope
Minor
Document ID
US20260094190A1

Who this affects

Applies to
Technology companies Financial advisers
Industry sector
5112 Software & Technology 5222 Fintech & Digital Payments
Geographic scope
United States US

Taxonomy

Primary area
Financial Services
Operational domain
Legal
Topics
Payments Data Privacy

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