Treasury OCC Enforcement Actions

OCC Terminates Five Formal Agreements with Banks February 2026

The OCC released five termination orders for formal agreements with nationally chartered banks in February 2026. The banks affected are First Federal Savings Bank of Kentucky (Frankfort, KY), Hiawatha National Bank (Hager City, WI), Minnstar Bank, National Association (Lake Crystal, MN), North Side Federal Savings and Loan Association of Chicago (Chicago, IL), and Unity National Bank of Houston (Houston, TX). The terminations occurred after banks demonstrated compliance with all articles of their enforcement actions or when terms became outdated or irrelevant to current circumstances.

Tabitha McCallister Prohibition; Heritage Bank, 1st National Bank, Slovenian S&LA, Touchmark National Bank Terminations

The OCC announces March 2026 enforcement actions: one Order of Prohibition against Tabitha McCallister, former Client Service Representative at Old National Bank, Evansville, Indiana, for making unauthorized withdrawals from bank customer accounts totaling over $19,000 (Docket No. AA-CE-2026-11). Four termination actions were also issued: Heritage Bank, National Association (Spicer, MN) Consent Order terminated; 1st National Bank (Lebanon, OH) Formal Agreement terminated; Slovenian S&LA of Franklin-Conemaugh (PA) Formal Agreement terminated; and Touchmark National Bank (Alpharetta, GA) Formal Agreement terminated.

OCC Announces April 2026 Enforcement Actions Against Banks and Former Bankers

The OCC released enforcement actions for April 2026 including a Consent Order against The Federal Savings Bank (Chicago, IL) for violations of Section 5 of the FTC Act related to deceptive acts or practices involving VA cash-out refinance loans with significant origination fees, increased interest rates, and increased monthly payments. Two former associate bankers—Shaira Ahmed at JPMorgan Chase Bank (Columbus, OH) and Marissa Murillo at BMO Bank N.A. (Chicago, IL)—received Orders of Prohibition for embezzling over $73,000 and making unauthorized withdrawals exceeding $164,000 respectively. The OCC also terminated three prior enforcement actions against CNB Bank & Trust, Generations Bank, and JPMorgan Chase Bank N.A.