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Tabitha McCallister Prohibition; Heritage Bank, 1st National Bank, Slovenian S&LA, Touchmark National Bank Terminations

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Summary

The OCC announces March 2026 enforcement actions: one Order of Prohibition against Tabitha McCallister, former Client Service Representative at Old National Bank, Evansville, Indiana, for making unauthorized withdrawals from bank customer accounts totaling over $19,000 (Docket No. AA-CE-2026-11). Four termination actions were also issued: Heritage Bank, National Association (Spicer, MN) Consent Order terminated; 1st National Bank (Lebanon, OH) Formal Agreement terminated; Slovenian S&LA of Franklin-Conemaugh (PA) Formal Agreement terminated; and Touchmark National Bank (Alpharetta, GA) Formal Agreement terminated.

Why this matters

Bank compliance teams should review client service representative access controls and transaction monitoring, particularly for customer account withdrawal privileges — the conduct cited here (unauthorized withdrawals from customer accounts by a client service representative) represents a directly applicable risk pattern for any bank with similar staffing structures.

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Published by OCC on occ.treas.gov . Detected, standardized, and enriched by GovPing. Review our methodology and editorial standards .

About this source

GovPing monitors Treasury OCC Enforcement Actions for new banking & finance regulatory changes. Every update since tracking began is archived, classified, and available as free RSS or email alerts — 3 changes logged to date.

What changed

The OCC's March 2026 enforcement actions include a prohibition order against former Old National Bank client service representative Tabitha McCallister for making unauthorized withdrawals from customer accounts totaling over $19,000. The action also includes four termination orders for banks (Heritage Bank, 1st National Bank, Slovenian S&LA of Franklin-Conemaugh, and Touchmark National Bank) whose prior consent orders or formal agreements were terminated after demonstrating compliance or outdated enforcement terms. Affected national banks and their affiliated parties should note the OCC's continued focus on individual accountability for conduct at federally chartered institutions.

Bank directors, officers, and controlling shareholders (institution-affiliated parties under 12 USC 1813(u)) are subject to OCC enforcement actions including orders of prohibition that prohibit any participation in the affairs of a bank or other institution. Banks should review internal controls and account-monitoring procedures in light of the unauthorized-withdrawal conduct cited here.

Archived snapshot

Apr 22, 2026

GovPing captured this document from the original source. If the source has since changed or been removed, this is the text as it existed at that time.

News Release 2026-15 | March 18, 2026

OCC Announces Enforcement Actions for March 2026

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WASHINGTON— The Office of the Comptroller of the Currency (OCC) today released enforcement actions for March 2026.

The OCC uses enforcement actions against an institution-affiliated party (IAP) to deter, encourage correction of, or prevent violations, unsafe or unsound practices, or breaches of fiduciary duty. Enforcement actions against IAPs reinforce the accountability of individuals for their conduct regarding the affairs of a bank. The term “institution-affiliated party,” or IAP, is defined in 12 USC 1813(u) and includes bank directors, officers, employees, and controlling shareholders. Orders of Prohibition prohibit an individual from any participation in the affairs of a bank or other institution as defined in 12 USC 1818(e)(7). The OCC has taken the following actions against IAPs:

  • Order of Prohibition against Tabitha McCallister, former Client Service Representative at Old National Bank, Evansville, Indiana, for making unauthorized withdrawals from Bank customer accounts totaling over $19,000. (Docket No. AA-CE-2026-11)
    The OCC terminates enforcement actions when a bank has demonstrated compliance with all articles of an enforcement action; or when the OCC determines that articles deemed “not in compliance” have become outdated or irrelevant to the bank’s current circumstances; or when the OCC incorporates the articles deemed “not in compliance” into a new action. The termination actions are:

  • Order Terminating the Consent Order against Heritage Bank, National Association, Spicer, Minnesota, dated April 2, 2024 (Docket No. AA-WE-2024-24). (Docket No. AA-WE-2026-10)

  • Order Terminating the Formal Agreement with 1st National Bank, Lebanon, Ohio, dated July 25, 2024 (Docket No. AA-CE-2024-27). (Docket No. AA-CE-2026-1)

  • Order Terminating the Formal Agreement with Slovenian S&LA of Franklin-Conemaugh, Conemaugh, Pennsylvania, dated July 26, 2024 (Docket No. AA-CE-2024-65). (Docket No. AA-CE-2026-13)

  • Order Terminating the Formal Agreement with Touchmark National Bank, Alpharetta, Georgia, dated April 17, 2024 (Docket No. AA-SO-2024-25). (Docket No. AA-SO-2026-12)
    To receive alerts for news releases announcing public OCC enforcement actions, subscribe to OCC Email Updates.

All OCC public enforcement actions taken since August 1989 are available for download by viewing the searchable enforcement actions database at https://apps.occ.gov/EASearch.

Related Link


Media Contact

Stephanie Collins
(202) 649-6870


Topic(s):

Citations

12 USC 1813(u) definition of institution-affiliated party (IAP)
12 USC 1818(e)(7) scope of Orders of Prohibition

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Last updated

Classification

Agency
OCC
Filed
March 18th, 2026
Instrument
Enforcement
Branch
Executive
Legal weight
Binding
Stage
Final
Change scope
Substantive
Docket
AA-CE-2026-11 AA-WE-2026-10 AA-CE-2026-1 AA-CE-2026-13 AA-SO-2026-12

Who this affects

Applies to
Banks
Industry sector
5221 Commercial Banking
Activity scope
Enforcement action response Account withdrawal monitoring
Geographic scope
United States US

Taxonomy

Primary area
Banking
Operational domain
Compliance
Topics
Consumer Protection Securities

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