Changeflow GovPing Banking & Finance UWB Payment Method and Device Patent
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UWB Payment Method and Device Patent

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Published March 25th, 2026
Detected April 1st, 2026
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Summary

The European Patent Office published Samsung Electronics' patent application EP4224395A1 for a payment method using Ultra-Wideband (UWB) communication technology. The patent covers devices and methods for conducting payment transactions via UWB, classified under G06Q 20/32, 20/40, 20/14, and 20/38. The patent is designated across all European contracting states.

What changed

The European Patent Office published Samsung Electronics Co., Ltd.'s patent application EP4224395A1 for a UWB-based payment method and device. The patent (publication date March 25, 2026) covers payment transaction methods and devices using Ultra-Wideband communication technology, with inventors including CHO Sungkyu, YOON Kangjin, HAN Sehee, and RYU Youngsun. The patent is classified under IPC G06Q 20/32, 20/40, 20/14, and 20/38, covering payment processing, payment settlement, and related financial transaction methods.\n\nPatent publications do not create compliance obligations or deadlines. However, technology companies and financial institutions developing UWB-based payment solutions for the European market should review this patent to assess potential freedom-to-operate considerations. The patent is designated in 39 European contracting states including all EU member states. No immediate action is required, but development teams working on similar UWB payment technology should consult with IP counsel regarding potential licensing needs.

Source document (simplified)

← EPO Patent Bulletin

PAYMENT METHOD AND DEVICE USING ULTRA-WIDEBAND COMMUNICATION

Publication EP4224395A1 Kind: A1 Mar 25, 2026

Applicants

Samsung Electronics Co., Ltd.

Inventors

CHO, Sungkyu, YOON, Kangjin, HAN, Sehee, RYU, Youngsun

IPC Classifications

G06Q 20/32 20120101AFI20231010BHEP G06Q 20/40 20120101ALI20231010BHEP G06Q 20/14 20120101ALI20231010BHEP G06Q 20/38 20120101ALI20231010BHEP

Designated States

AL, AT, BE, BG, CH, CY, CZ, DE, DK, EE, ES, FI, FR, GB, GR, HR, HU, IE, IS, IT, LI, LT, LU, LV, MC, MK, MT, NL, NO, PL, PT, RO, RS, SE, SI, SK, SM, TR

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Classification

Agency
EPO
Published
March 25th, 2026
Instrument
Notice
Legal weight
Non-binding
Stage
Final
Change scope
Minor
Document ID
EP4224395A1

Who this affects

Applies to
Technology companies Financial advisers
Industry sector
5112 Software & Technology 5222 Fintech & Digital Payments
Activity scope
Payment Processing
Geographic scope
European Union EU

Taxonomy

Primary area
Payments
Operational domain
Legal
Topics
Financial Services Technology

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