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RBI extends Baghat Urban Co-operative Bank regulatory directions

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Summary

The Reserve Bank of India has extended regulatory directions issued to The Baghat Urban Co-operative Bank Limited, Solan for a further three months from close of business on April 8, 2026 to close of business on July 8, 2026. The original directions under Section 35A read with Section 56 of the Banking Regulation Act, 1949 were issued on October 6, 2025. The extension is subject to review and does not imply satisfaction with the bank's financial position.

What changed

The RBI has extended the regulatory directions applicable to The Baghat Urban Co-operative Bank Limited, Solan for an additional three-month period through July 8, 2026. The original directions, which were issued under Section 35A read with Section 56 of the Banking Regulation Act, 1949, restricting the bank's operations remain in full force. The extension is issued in the public interest and is subject to further review.

For the bank's depositors and management, this extension signals continued regulatory concerns about the bank's financial health or compliance posture. The three-month extension provides limited relief while the RBI continues its supervisory review. No new restrictions are imposed, but the bank must continue operating under the existing regulatory constraints until further notice.

What to do next

  1. Continue to comply with all terms and conditions of the original directive
  2. Prepare for potential additional restrictions or enforcement actions at next review
  3. Monitor for further RBI communications regarding the bank's compliance status

Archived snapshot

Apr 7, 2026

GovPing captured this document from the original source. If the source has since changed or been removed, this is the text as it existed at that time.

Press Releases

| () | |
| Date : Apr 06, 2026 | |
| Directions under Section 35A read with Section 56 of the Banking Regulation Act, 1949 – The Baghat Urban Co-operative Bank Limited, Solan - Extension of Period | |
| | The Reserve Bank of India issued Directions under Section 35A read with Section 56 of the Banking Regulation Act, 1949 to The Baghat Urban Co-operative Bank Limited, Solan vide Directive SML.DCBS.CRRB.No.S79/02-31-005/2025-2026 dated October 06, 2025, for a period of six months from close of business on October 08, 2025 up to close of business on April 08, 2026. The Reserve Bank of India is satisfied that in the public interest, it is necessary to further extend the period of operation of the Directive beyond close of business on April 08, 2026.

  1. Accordingly, the Reserve Bank of India, in the exercise of powers vested in it under sub-section (1) of Section 35A read with Section 56 of the Banking Regulation Act, 1949, hereby extends the Directive for a further period of three months from close of business on April 08, 2026 to close of business on July 08, 2026, subject to review.

  2. The aforesaid extension by the Reserve Bank of India should not per-se be construed to imply that the Reserve Bank of India is satisfied with the financial position of the bank.

  3. Other terms and conditions of the Directive under reference, shall remain unchanged.

(Brij Raj)
Chief General Manager

Press Release: 2026-2027/31 | | The Reserve Bank of India issued Directions under Section 35A read with Section 56 of the Banking Regulation Act, 1949 to The Baghat Urban Co-operative Bank Limited, Solan vide Directive SML.DCBS.CRRB.No.S79/02-31-005/2025-2026 dated October 06, 2025, for a period of six months from close of business on October 08, 2025 up to close of business on April 08, 2026. The Reserve Bank of India is satisfied that in the public interest, it is necessary to further extend the period of operation of the Directive beyond close of business on April 08, 2026.

  1. Accordingly, the Reserve Bank of India, in the exercise of powers vested in it under sub-section (1) of Section 35A read with Section 56 of the Banking Regulation Act, 1949, hereby extends the Directive for a further period of three months from close of business on April 08, 2026 to close of business on July 08, 2026, subject to review.

  2. The aforesaid extension by the Reserve Bank of India should not per-se be construed to imply that the Reserve Bank of India is satisfied with the financial position of the bank.

  3. Other terms and conditions of the Directive under reference, shall remain unchanged.

(Brij Raj)
Chief General Manager

Press Release: 2026-2027/31 |
| The Reserve Bank of India issued Directions under Section 35A read with Section 56 of the Banking Regulation Act, 1949 to The Baghat Urban Co-operative Bank Limited, Solan vide Directive SML.DCBS.CRRB.No.S79/02-31-005/2025-2026 dated October 06, 2025, for a period of six months from close of business on October 08, 2025 up to close of business on April 08, 2026. The Reserve Bank of India is satisfied that in the public interest, it is necessary to further extend the period of operation of the Directive beyond close of business on April 08, 2026.

  1. Accordingly, the Reserve Bank of India, in the exercise of powers vested in it under sub-section (1) of Section 35A read with Section 56 of the Banking Regulation Act, 1949, hereby extends the Directive for a further period of three months from close of business on April 08, 2026 to close of business on July 08, 2026, subject to review.

  2. The aforesaid extension by the Reserve Bank of India should not per-se be construed to imply that the Reserve Bank of India is satisfied with the financial position of the bank.

  3. Other terms and conditions of the Directive under reference, shall remain unchanged.

(Brij Raj)
Chief General Manager

Press Release: 2026-2027/31 | |

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Named provisions

Section 35A of the Banking Regulation Act, 1949 Section 56 of the Banking Regulation Act, 1949

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Last updated

Classification

Agency
RBI
Published
April 6th, 2026
Compliance deadline
July 8th, 2026 (91 days)
Instrument
Notice
Legal weight
Binding
Stage
Final
Change scope
Minor
Document ID
Press Release: 2026-2027/31; Directive SML.DCBS.CRRB.No.S79/02-31-005/2025-2026
Supersedes
Directive SML.DCBS.CRRB.No.S79/02-31-005/2025-2026 dated October 06, 2025

Who this affects

Applies to
Banks
Industry sector
5221 Commercial Banking
Activity scope
Banking supervision Regulatory compliance Bank operations
Geographic scope
IN IN

Taxonomy

Primary area
Banking
Operational domain
Compliance
Compliance frameworks
Basel III
Topics
Financial Services Government Contracting

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