New AML/CTF Enrollment and Registration Requirements
Summary
AUSTRAC announced new enrollment and registration requirements under AML/CTF laws taking effect 31 March 2026. Businesses already reporting to AUSTRAC must update enrollment details by 30 May 2026 (or 29 July 2026 for virtual asset service providers and newly regulated sectors). New businesses must enroll through AUSTRAC Online, with remittance and virtual asset service providers requiring both enrollment and registration before operating.
What changed
Under new AML/CTF laws effective 31 March 2026, AUSTRAC is implementing revised enrollment and registration processes. Businesses already reporting must update their enrollment details by 30 May 2026, while virtual asset service providers and newly regulated sectors have until 29 July 2026. New enrollment forms on AUSTRAC Online require additional information including expanded designated services, beneficial owners, AML/CTF compliance officer details, organizational profile updates, and reporting group information.
Regulated entities must determine whether they need to update enrollment or newly enroll with AUSTRAC. Remittance service providers and virtual asset service providers must both enroll AND register, and cannot legally provide these services until AUSTRAC confirms registration. Businesses should review the new enrollment questions on AUSTRAC's website before submitting forms through AUSTRAC Online.
What to do next
- Determine if your business needs to enroll or update enrollment with AUSTRAC based on the new AML/CTF laws
- Existing reporters: update enrollment details by 30 May 2026 (or 29 July 2026 if you are a virtual asset service provider or newly regulated sector)
- Remittance and virtual asset service providers: complete both enrollment and registration before providing any regulated services
Source document (simplified)
Under new anti-money laundering and counter-terrorism financing (AML/CTF) laws, from 31 March businesses will either need to update their enrolment details or enrol with us for the first time.
Unsure if you’re covered by the new laws? Check if you need to enrol here.
Businesses may now be required to provide additional information as part of enrolment, including:
- expanded or amended designated services
- beneficial owners of your business
- details of your AML/CTF compliance officer
- refreshed organisational profile information
- reporting group details. To help us do this, we have new enrolment forms for businesses on our AUSTRAC Online (AO) reporting platform.
What to do and when
If you’ve already been reporting to AUSTRAC, you have until 30 May 2026 to update your enrolment details. However, if you provide digital currency exchange provider services (now called a virtual asset service provider), or are in one of our newly- regulated sectors, you have a bit more time to do this - until 29 July 2026.
New businesses will need to create an account and enrol with us through AUSTRAC Online.
Read Preparing for our new enrolment forms to help you gather information and prepare to fill out the new forms. You can even see all the enrolment questions before filling out the form on AO.
Who needs to register?
You must both enrol and register with us if you’re a:
- remittance service provider
- virtual asset services provider. Most newly regulated businesses only need to enrol with us.
You must not provide remittance or virtual asset services before we’ve confirmed your registration.
If you’re registered with AUSTRAC, you don’t need to redo this. But you will need to update your details when your registration is up for renewal.
We also have a PDF form for new registrations. We’ll email you this when you complete your enrolment.
Need more help?
We understand there’s a lot of changes to take in. To help you find your way around the new forms, here are some helpful guides:
AUSTRAC Online guides and resources | AUSTRAC
Visit our website for more information about enrolment and registration.
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