OCC Issues Spring 2026 Interest Rate Risk Statistics Report
Summary
The OCC published the spring 2026 edition of the Interest Rate Risk Statistics Report, presenting interest rate risk data gathered from examinations of OCC-supervised midsize and community banks and federal savings associations. The report rescinds OCC Bulletin 2025-33, which transmitted the fall 2025 report. Statistics are organized by asset size and charter type, covering all OCC-supervised midsize and community banks with reported data.
Banks subject to OCC supervision should monitor for updates to their own interest rate risk profiles in light of the updated statistical benchmarks published here. While the report carries no compliance mandate, it may inform examiner expectations during future examinations.
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What changed
The OCC published the spring 2026 edition of the Interest Rate Risk Statistics Report, which rescinds and replaces the fall 2025 report. The report presents aggregated interest rate risk exposure and risk limit statistics gathered during examinations of OCC-supervised midsize and community banks and federal savings associations.
Compliance officers at affected banks can use this report to benchmark their own interest rate risk exposures and limits against industry peers. The publication explicitly states the statistics are for informational purposes only and do not represent OCC-suggested limits or exposures, meaning no compliance obligations are imposed by this bulletin.
Archived snapshot
Apr 22, 2026GovPing captured this document from the original source. If the source has since changed or been removed, this is the text as it existed at that time.
OCC Bulletin 2026-14 | April 22, 2026
Interest Rate Risk: Interest Rate Risk Statistics Report
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Chief Executive Officers of All National Banks, Federal Savings Associations, and Federal Branches and Agencies; Department and Division Heads; All Examining Personnel; and Other Interested Parties
Summary
The Office of the Comptroller of the Currency (OCC) today published the spring 2026 edition of the Interest Rate Risk Statistics Report. The report presents interest rate risk data gathered during examinations of OCC-supervised midsize and community banks and federal savings associations (collectively, banks). The statistics are for informational purposes only and do not represent OCC-suggested limits or exposures.
Rescissions
This bulletin rescinds OCC Bulletin 2025-33, “Interest Rate Risk: Interest Rate Risk Statistics Report,” which transmitted the fall 2025 report.
Note for Community Banks
The publication is for informational purposes only.
Highlights
The spring 2026 report provides statistics on interest rate risk exposures and risk limits for different midsize and community bank populations, including
- all OCC-supervised midsize and community banks with reported data.
- banks by asset size.
- banks by charter type. The publication is intended as a resource to the industry, examiners, and the public.
Further Information
Please contact Rebecca Assenmacher, Market Risk Specialist, Market Risk Policy, at (202) 649-8020.
James M. Gallagher
Senior Deputy Comptroller and Chief National Bank Examiner
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