Michigan DIFS 2023 Bulletins on Insurance and Financial Regulations

Detected March 18th, 2026

Summary

The Michigan Department of Insurance and Financial Services (DIFS) has issued its 2023 bulletins covering various insurance and financial regulations. These bulletins provide updates and guidance on topics such as fee schedules, benefit adjustments, and registration processes for regulated entities.

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What changed

The Michigan Department of Insurance and Financial Services (DIFS) has compiled its 2023 bulletins, which provide guidance and updates on a range of insurance and financial regulations. These include adjustments to maximum copying charges, BIDCO annual fees, pharmacy benefit manager registration, escrow amounts, no-fault insurance payments, work loss benefits, and qualified health coverage.

Regulated entities, particularly insurers and financial service providers in Michigan, should review these bulletins to ensure compliance with updated requirements and fee structures. While most of these are annual adjustments or superseding previous guidance, it is crucial to identify which bulletins apply to their specific operations and to note any changes from prior years. The bulletins themselves do not typically impose new compliance deadlines beyond those inherent in their subject matter, but adherence to updated fee schedules and benefit calculations is expected.

What to do next

Review 2023 DIFS bulletins for applicable updates to insurance and financial regulations.
Identify and implement any changes to fee schedules, benefit calculations, or registration processes.
Ensure compliance with updated guidance on no-fault insurance, pharmacy benefit management, and other specified areas.

Source document (simplified)

2023 Bulletins

Bulletin 2023-25-INS

Essential Insurance Act: Maximum Copying Charge under MCL 500.2113(2)(a) (supersedes Bulletin 2022-22-INS; superseded by Bulletin 2024-28-INS)

### Bulletin 2023-24-BT BIDCO Annual Schedule of Fees (supersedes Bulletin 2022-21-BT; superseded by Bulletin 2024-30-BT)

### Bulletin 2023-23-INS Pharmacy Benefit Manager License Application Process and Fee

Bulletin 2023-22-INS

Annual Adjustment of the Fire Insurance Maximum Escrow under the Michigan Insurance Code (supersedes Bulletin 2022-20-INS; superseded by Bulletin 2024-21-INS and Bulletin 2024-22-INS)

Bulletin 2023-21-INS

Payment and Billing Guidance for No-Fault Automobile Insurers and Health Care Providers (supersedes Bulletin 2022-17-INS; superseded by Bulletin 2024-06-INS)

Bulletin 2023-20-INS

Update to “Hospitals with Indigent Volume Entitled to Enhanced Auto Insurance Reimbursement” List (superseded by Bulletin 2024-25-INS)

Bulletin 2023-19-INS

Eligibility for Reimbursement under MCL 500.3157(4)(a), MCL 500.3157(4)(b), MCL 500.3157(5), and MCL 500.3157(6) (supersedes Bulletin 2021-24-INS and Bulletin 2021-26-INS; superseded by Bulletin 2024-25-INS)

Bulletin 2023-18-INS

Annual Adjustment of the Maximum Work Loss Benefit and Survivors’ Loss Benefits Payable Under Policies of Personal Protection Insurance (supersedes Bulletin 2022-16-INS; superseded by Bulletin 2024-19-INS)

### Bulletin 2023-17-INS Qualified Health Coverage Under the No-Fault Act (supersedes Bulletins 2020-01-INS, 2020-33-INS, 2020-47-INS, and 2021-25-INS)

### Bulletin 2023-16-BT Bank and Savings Bank Supervisory and Trust Fees (supersedes Bulletin 2022-14-BT) Prior Years' Fee Bulletins

### Memorandum - Rescission of Bulletins - May 25, 2023 ### Bulletin 2023-15-CU Field of Membership: Groups Whose Common Bond Is Common Interests, Activities, Or Objectives

### Bulletin 2023-14-INS Pharmacy Benefit Manager Registration

Bulletin 2023-13-INS

Auto Insurance: Fee Schedule CPI Adjustment (supersedes Bulletin 2022-04-INS; superseded by Bulletin 2024-08-INS)

Bulletin 2023-12-INS

Qualified Health Coverage Deductible Adjustment (supersedes Bulletin 2022-03-INS; superseded by Bulletin 2024-03-INS)

Bulletin 2023-11-INS

Choice of Personal Injury Protection (PIP) Choice Form and Bodily Injury Liability Coverage Limits Form (supersedes Bulletin 2020-03-INS; superseded by Bulletin 2025-07-INS)

Bulletin 2023-10-INS

Michigan Property and Casualty Guaranty Association’s Annual Adjustment of an Insured’s Maximum Unearned Premium Refund (supersedes Bulletin 2022-12-INS; superseded by Bulletin 2024-13-INS)

### Bulletin 2023-09-INS 2024 Form and Rate Filing Requirements for Stand-Alone Dental Plans

### Bulletin 2023-08-INS 2024 Form and Rate Filing Requirements for Medical Plans

### Bulletin 2023-07-BT/CF/CU/INS Impact of the Amended Elliott-Larsen Civil Rights Act on the Insurance and Financial Services Industries (supersedes Bulletin 2020-34-INS)

### Bulletin 2023-06-INS Surety Bond Requirements for Michigan Vehicle Dealers

### Bulletin 2023-05-INS Standardized Electronic Prior Authorization Transaction Process

Bulletin 2023-04-INS

Maximum Amount of Cemetery or Funeral Predeath Assignment Under the Michigan Insurance Code (supersedes Bulletin 2022-09-INS; superseded by Bulletin 2024-10-INS)

### Bulletin 2023-03-INS Essential Insurance Act: Theft Trends in Certain Vehicles

Bulletin 2023-02-INS

Michigan Property and Casualty Guaranty Association’s Annual Adjustment of the Net Worth Limit and Claim Cap Pursuant to MCL 500.7925(4) and (6) (supersedes Bulletin 2022-01-INS; superseded by Bulletin 2024-04-INS)