Changeflow GovPing Banking & Finance Michigan DIFS 2026 Regulatory Bulletins and Gui...
Routine Guidance Added Final

Michigan DIFS 2026 Regulatory Bulletins and Guidance

Favicon for www.michigan.gov MI DIFS Bulletins
Detected March 18th, 2026
Email

Summary

The Michigan Department of Insurance and Financial Services (DIFS) has published its 2026 bulletins and guidance. These updates cover various areas including insurance, consumer finance, and the use of artificial intelligence by financial service providers. The bulletins supersede previous versions and provide updated information on fees, coverage, and regulatory requirements.

What changed

The Michigan Department of Insurance and Financial Services (DIFS) has released its 2026 series of bulletins and guidance documents. These updates supersede prior bulletins from 2021, 2024, and 2025, addressing topics such as maximum assignment amounts for cemetery or funeral pre-death assignments, CPI adjustments for auto insurance fee schedules and repayment plan fees, qualified health coverage deductible adjustments, and the use of artificial intelligence by financial service providers. The bulletins also cover the Michigan Property and Casualty Guaranty Association's annual adjustments and cost-sharing for orally administered antineoplastic medication.

Regulated entities, particularly insurers and consumer finance providers operating in Michigan, should review these bulletins to ensure compliance with updated fee schedules, coverage requirements, and new guidance on AI usage. While most bulletins appear to be routine CPI adjustments or updates to existing guidance, the bulletin on AI use may require a more thorough review of internal policies and procedures. No specific compliance deadlines are mentioned within the provided summary, but entities should consult the individual bulletins for any applicable effective dates or implementation requirements.

What to do next

  1. Review 2026 DIFS bulletins for updates relevant to insurance and financial services operations in Michigan.
  2. Assess impact of CPI adjustments on fee schedules and claim caps.
  3. Evaluate policies and procedures related to the use of Artificial Intelligence in financial services.

Source document (simplified)


2026 Bulletins



2026 Bulletins

### Bulletin 2026-10-INS Maximum Amount of Cemetery or Funeral Predeath Assignment Under the Michigan Insurance Code (supersedes Bulletin 2025-01-INS)

### Bulletin 2026-09-INS Auto Insurance: Fee Schedule CPI Adjustment (supersedes Bulletin 2025-05-INS)

### Bulletin 2026-08-INS Qualified Health Coverage Deductible Adjustment (supersedes Bulletin 2025-06-INS)

### Bulletin 2026-07-CF CPI-Adjusted Repayment Plan Fee: Deferred Presentment Service Transactions (supersedes Bulletin 2021-02-CF)

### Bulletin 2026-06-CF CPI-Adjusted Returned Check Charge: Deferred Presentment Service Transactions (supersedes Bulletin 2021-06-CF)

### Bulletin 2026-05-CF CPI-Adjusted Regulatory Loan Act Loan Processing Fee (supersedes Bulletin 2024-05-CF)

### Bulletin 2026-04-INS Michigan Property and Casualty Guaranty Association’s Annual Adjustment of the Net Worth Limit and Claim Cap Pursuant to MCL 500.7925(4) and (6) (supersedes Bulletin 2025-04-INS)

### Bulletin 2026-03-BT/CF/CU Use of Artificial Intelligence Systems By Financial Service Providers

### Bulletin 2026-02-INS Orally Administered Antineoplastic Medication Cost-Sharing

### Bulletin 2026-01-INS Updated Utilization Review Forms



Follow us

Source

Analysis generated by AI. Source diff and links are from the original.

Classification

Agency
State Banking
Instrument
Guidance
Legal weight
Non-binding
Stage
Final
Change scope
Minor

Who this affects

Applies to
Insurers Financial advisers
Geographic scope
State (Michigan)

Taxonomy

Primary area
Financial Services
Operational domain
Compliance
Topics
Insurance Consumer Finance Artificial Intelligence

Get Banking & Finance alerts

Weekly digest. AI-summarized, no noise.

Free. Unsubscribe anytime.

Get alerts for this source

We'll email you when MI DIFS Bulletins publishes new changes.

Free. Unsubscribe anytime.