Florida License Renewals Due December 2025

FL OFR Industry Alerts

Published December 19th, 2025

Detected March 18th, 2026

Summary

The Florida Office of Financial Regulation (OFR) has issued an industry alert reminding businesses and individuals that license renewals are due by December 26, 2025, and December 31, 2025. Affected entities must renew through specific portals to maintain active license status.

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What changed

The Florida Office of Financial Regulation (OFR) has issued an industry alert reminding various financial services businesses and individuals of upcoming license renewal deadlines. These deadlines are December 26, 2025, for FINRA Member Dealers, Investment Advisers, and Federal Covered Advisers, and December 31, 2025, for Canadian Dealers, Florida Limited Offering Intermediaries, and entities licensed under Chapter 494 (Loan Originators, Mortgage Brokers/Lenders).

Affected entities must complete their renewals through the Central Registration Depository (CRD), Investment Adviser Registration Depository (IARD), the OFR online licensing portal (REAL), or the National Multistate Licensing System & Registry (NMLS), depending on their license type. Failure to renew by the specified dates will result in an inactive or expired license, prohibiting the conduct of business. Businesses and individuals are advised to use the provided links and contact information for assistance with the renewal process.

What to do next

Verify license type and corresponding renewal portal (CRD, IARD, REAL, NMLS).
Complete license renewal through the appropriate portal by the applicable deadline (December 26 or December 31, 2025).
Ensure license status remains active to continue conducting regulated financial services business in Florida.

Penalties

Inactive or expired license, prohibiting the conduct of business until reactivated or a new license is obtained.

Source document (simplified)

Industry Alert: Renew Your License Today!

12/19/2025

Tallahassee, Fla. – The license renewal process is open for those licensed with the Office of Financial Regulation (OFR) under chapters 494, 559, Florida Statutes, and a portion of those licensed under chapters 517, and 560, Florida Statutes. The OFR reminds businesses and individuals to complete the renewal process to maintain their active license status.

Businesses and individuals holding the below license types should renew through the Central Registration Depository (CRD) or Investment Adviser Registration Depository (IARD) on or before December 26, 2025.

FINRA Member Dealers, including their associated persons and branch offices
Investment Advisers, including their associated persons and branch offices
Federal Covered Advisers, including their associated persons

Businesses holding the below registration types should renew through the OFR online licensing portal (REAL) by logging in as a returning user on or before December 31, 2025.

Canadian Dealers
Florida Limited Offering Intermediaries

Businesses and individuals holding the below license types under Chapter 494, Florida Statutes, should renew their license through the National Multistate Licensing System & Registry (NMLS) on or before December 31, 2025.

Loan Originator
Mortgage Broker and Branches
Mortgage Lender and Branches

Businesses holding the below license types should renew through the OFR online licensing portal (REAL) by logging in as a returning user on or before December 31, 2025.

Commercial Collection Agencies
Consumer Collection Agencies
Money Services Businesses Part III, Check Casher/Foreign Currency Exchanger (with a license expiration date of December 31, 2025)

Florida law requires businesses and individuals to have an active license with the OFR to conduct certain types of financial services businesses. If your license is inactive or expired, you are prohibited from conducting business until you reactivate your license or apply and are granted a new license.

Visit www.flofr.gov or call (850) 487-9687 for help to access OFR’s REAL system.

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