Florida Financial Services License Renewal Open

FL OFR Industry Alerts

Published December 2nd, 2024

Detected March 18th, 2026

Summary

The Florida Office of Financial Regulation (OFR) has opened the license renewal period for various financial services businesses. Businesses and individuals must complete renewals by specific deadlines in December 2024 and January 2025 to maintain active license status.

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What changed

The Florida Office of Financial Regulation (OFR) has announced that the license renewal process is now open for businesses and individuals licensed under several Florida Statutes, including those related to dealers, investment advisers, mortgage lending, and collection agencies. The notice specifies different renewal portals (CRD, IARD, OFR REAL, NMLS) and distinct deadlines for various license types, ranging from December 26, 2024, to January 2, 2025.

Regulated entities must ensure they complete the renewal process through the correct portal by the applicable deadline to avoid license inactivation. Failure to renew will prohibit the conduct of business until a license is reactivated or a new one is granted. Compliance officers should verify their specific license type and adhere to the corresponding renewal procedures and dates.

What to do next

Identify specific license types held by the business.
Determine the correct renewal portal (CRD, IARD, OFR REAL, NMLS) for each license type.
Complete all required license renewals by the applicable deadlines: December 26, 2024; December 31, 2024; or January 2, 2025.

Penalties

If your license is inactive or expired, you are prohibited from conducting business until you reactivate your license or apply and are granted a new license.

Source document (simplified)

Industry Alert: Renew Your License Today!

12/02/2024

Tallahassee, Fla. – The license renewal process is open for those licensed with the Office of Financial Regulation (OFR) under chapters 494, 516, 520, 559, Florida Statutes, and a portion of those licensed under chapters 517, and 560, Florida Statutes. The OFR reminds businesses and individuals to complete the renewal process to maintain their active license status.

Businesses and individuals holding the below license types should renew through the Central Registration Depository (CRD) or Investment Adviser Registration Depository (IARD) on or before December 26, 2024.

FINRA Member Dealers, including their associated persons and branch offices
Investment Advisers, including their associated persons and branch offices
Federal Covered Advisers, including their associated persons
Businesses holding the below registration types should renew through the OFR online licensing portal (REAL) by logging in as a returning user on or before January 2, 2025.
Canadian Dealers
Crowdfunding Intermediaries
Businesses and individuals holding the below license types under Chapter 494, Florida Statutes, should renew their license through the National Multistate Licensing System & Registry (NMLS) on or before December 31, 2024.
Loan Originator
Mortgage Broker and Branches
Mortgage Lender and Branches
Businesses and individuals holding the below license types should renew through the OFR online licensing portal (REAL) by logging in as a returning user on or before December 31, 2024.
Commercial Collection Agencies
Consumer Collection Agencies
Consumer Finance
Retail Installment Seller
Motor Vehicle Installment Seller
Home Improvement Retail Installment Seller
Sales Finance Company
Money Services Businesses Part III, Check Casher/Foreign Currency Exchanger (with a license expiration date of December 31, 2024)
Florida law requires businesses and individuals to have an active license with the OFR to conduct certain types of financial services businesses. If your license is inactive or expired, you are prohibited from conducting business until you reactivate your license or apply and are granted a new license.