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Bank of Russia April 2026 Deposit Rate Monitoring: 13.43%, 13.39%

The Bank of Russia's April 2026 monitoring of maximum ruble deposit interest rates across the top 10 credit institutions by household deposits found 13.43% for the first 10 days of April and 13.39% for the second 10 days. Reference data on average maximum interest rates by maturity shows 13.04% for deposits up to 90 days, 13.24% for 91–180 days, 12.68% for 181 days to one year, and 11.61% for over one year. The monitoring covers Sberbank, VTB Bank, Bank GPB, ALFA-BANK, Rosselkhozbank, DOM.RF, Credit Bank of Moscow, TBank, Promsvyazbank, and Sovcombank.

Non-Marketable Asset Transfers, Effective 4th May

Non-Marketable Asset Transfers, Effective 4th May

Credit Reports Up 4% in 2025, MFO Scoring Rises 1.6x

In 2025, individuals requested 4% more credit reports compared to the prior year, indicating growing financial literacy. Microfinance organisations (MFOs) increased their use of credit history bureau services dramatically, with credit scorings provided to MFOs rising by a factor of 1.6 year-on-year. Banks and MFOs were the largest users of credit reporting services, while other entities including consumer credit cooperatives, lessors, mortgage agents, insurers, and collection agencies primarily requested credit scorings. According to Bank of Russia calculations, each ruble spent on a credit report in H2 2025 may reduce overdue loan amounts by more than RUB 337.