Bank of Russia April 2026 Deposit Rate Monitoring: 13.43%, 13.39%
Summary
The Bank of Russia's April 2026 monitoring of maximum ruble deposit interest rates across the top 10 credit institutions by household deposits found 13.43% for the first 10 days of April and 13.39% for the second 10 days. Reference data on average maximum interest rates by maturity shows 13.04% for deposits up to 90 days, 13.24% for 91–180 days, 12.68% for 181 days to one year, and 11.61% for over one year. The monitoring covers Sberbank, VTB Bank, Bank GPB, ALFA-BANK, Rosselkhozbank, DOM.RF, Credit Bank of Moscow, TBank, Promsvyazbank, and Sovcombank.
About this source
GovPing monitors Bank of Russia EN for new banking & finance regulatory changes. Every update since tracking began is archived, classified, and available as free RSS or email alerts — 3 changes logged to date.
What changed
The Bank of Russia's April 2026 monitoring results for maximum interest rates on ruble deposits at the top 10 credit institutions by household deposits show a marginal decline from 13.43% (first 10 days) to 13.39% (second 10 days). The published values are indicative and calculated as an arithmetic mean of the maximum rates reported on the institutions' websites. Banks and other credit institutions can use this data as a reference benchmark for deposit pricing, while consumers can compare offered rates against the published maximums.
Archived snapshot
Apr 23, 2026GovPing captured this document from the original source. If the source has since changed or been removed, this is the text as it existed at that time.
Results of monitoring of credit institutions’ maximum interest rates
21 April 2026 Press release Share VKontakte WhatsApp Telegram The April 2026 results of the monitoring of the maximum interest rates on deposits 1 in Russian rubles of the top 10 credit institutions, 2 attracting the largest amount of household deposits are as follows:
– the first 10 days of April – 13.43%;
– the second 10 days of April – 13.39%.
Data on changes in monitoring results are available on the Bank of Russia website.
Data on average maximum interest rates on deposits by maturity are given for reference. 3
1 The maximum interest rate at a credit institution is measured as follows:
– Maximum interest rates on deposits available to any client (including potential ones) without any limitations and preliminary conditions are taken into account. Deposits for special client categories (pensioners, children) and purposes (social, humanitarian, etc.) are excluded.
– Compound interest rates on deposits are out of scope.
– Interest rates that are effective provided that certain conditions are fulfilled (regular bank card turnover, a permanent minimum balance on a bank card, etc.) are not taken into account.
– Combined deposit products, i.e. deposits with additional conditions, are not considered. Such additional conditions for higher interest accrual may comprise, among other things, purchasing investment units in a certain amount, opening an investment account, concluding an agreement on investment or endowment life insurance, buying an extra service package, etc.
– Deposits with maturities divided into periods with varying interest rates are out of scope.
The average maximum interest rate is calculated as an arithmetic mean of the maximum interest rates of the top 10 credit institutions.
2 Sberbank (1481) – www.sberbank.ru, VTB Bank (PJSC) (1000) – www.vtb.ru, Bank GPB (JSC) (354) – www.gazprombank.ru, AO ALFA-BANK (1326) – alfabank.ru, JSC Rosselkhozbank (3349) – www.rshb.ru, Joint Stock Company Bank DOM.RF (2312) – domrfbank.ru, CREDIT BANK OF MOSCOW (1978) – mkb.ru, TBank (2673) – www.tbank.ru, Promsvyazbank PJSC (3251) – psbank.ru, PJSC Sovcombank (963) – sovcombank.ru. The monitoring was conducted by the Department of Banking Regulation and Analytics of the Bank of Russia using the information provided by the said websites. The published values are indicative.
3 Average maximum interest rates on deposits: for up to 90 days – 13.04%; for 91 to 180 days – 13.24%; for 181 days to one year – 12.68%; and for over one year – 11.61%.
The reference to the Press Service is mandatory if you intend to use this material.
21.04.2026 15.00.00
Save as PDF Copy link
Related changes
Get daily alerts for Bank of Russia EN
Daily digest delivered to your inbox.
Free. Unsubscribe anytime.
About this page
Every important government, regulator, and court update from around the world. One place. Real-time. Free. Our mission
Source document text, dates, docket IDs, and authority are extracted directly from CBR.
The summary, classification, recommended actions, deadlines, and penalty information are AI-generated from the original text and may contain errors. Always verify against the source document.
Classification
Who this affects
Taxonomy
Browse Categories
Get alerts for this source
We'll email you when Bank of Russia EN publishes new changes.
Subscribed!
Optional. Filters your digest to exactly the updates that matter to you.