Alipay Wearable NFC Service Processing Patent Application
Summary
Alipay (Hangzhou) Digital Service Technology Co., Ltd. filed patent application US20260111869A1 for NFC service processing methods on intelligent wearable devices, published by the USPTO on April 23, 2026. The application, filed October 23, 2025, names Xuecong RUAN as inventor and covers a method for controlling an NFC card reader in an off state, receiving an NFC service trigger instruction, and switching the reader to an on state through a service application to read target service information from an NFC implement. CPC classifications include G06Q 20/3278, G01C 21/20, G06Q 20/2295, G06Q 20/405, and G06F 3/017.
“receiving, in the off state of the NFC card reader, an NFC service trigger instruction, in response to receiving the NFC service trigger instruction: entering a service application on the intelligent wearable device and switching the NFC card reader from the off state to an on state by using the service application”
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GovPing monitors USPTO Patent Applications - Business Methods (G06Q) for new banking & finance regulatory changes. Every update since tracking began is archived, classified, and available as free RSS or email alerts — 33 changes logged to date.
What changed
Alipay (Hangzhou) Digital Service Technology Co., Ltd. received publication of a USPTO patent application covering NFC service processing methods for intelligent wearable devices. The application describes controlling an NFC card reader in an off state, receiving an NFC service trigger instruction, and using a service application to switch the reader to an on state for reading target service information from NFC implements.
Technology companies developing wearable payment devices or NFC-enabled products should monitor this application as it may signal Alipay's strategic direction in wearable NFC service processing. The breadth of CPC classifications spanning payment systems, navigation, and user input suggests broad potential claims coverage in the wearable NFC space.
Archived snapshot
Apr 24, 2026GovPing captured this document from the original source. If the source has since changed or been removed, this is the text as it existed at that time.
Intelligent wearable device NFC service processing methods, apparatuses, and devices
Application US20260111869A1 Kind: A1 Apr 23, 2026
Assignee
Alipay (Hangzhou) Digital Service Technology Co., Ltd.
Inventors
Xuecong RUAN
Abstract
Implementations on near field communication (NFC) service processing methods, apparatuses, and devices are provided. In an implementation, a method includes controlling an NFC card reader on an intelligent wearable device to be in an off state, receiving, in the off state of the NFC card reader, an NFC service trigger instruction, in response to receiving the NFC service trigger instruction: entering a service application on the intelligent wearable device and switching the NFC card reader from the off state to an on state by using the service application, reading target service information from a target NFC implement to the service application through the NFC card reader in the on state when the intelligent wearable device is close to the target NFC implement, and executing a target service based on the target service information by using the service application.
CPC Classifications
G06Q 20/3278 G01C 21/20 G06Q 20/2295 G06Q 20/405 G06F 3/017
Filing Date
2025-10-23
Application No.
19366666
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