Alipay Near Field Communication Payment Methods Patent Application
Summary
Alipay (Hangzhou) Digital Service Technology Co., Ltd. has filed US Patent Application US20260111861A1 for near field communication-based payment methods, devices, systems, and equipment. The application describes a process where a user terminal obtains a payment page link from an NFC terminal, initiates a payment authorization request to a payment server, and receives a payment voucher that is sent to a checkout terminal via wired communication. The inventors are Leijie Zhou, Qicai Zhong, Xiaoman He, and Haichao Wang, with a filing date of October 21, 2025.
“In an example, a user terminal obtains a payment page link from a near field communication terminal in a near field communication manner, and initiates a payment authorization request to a payment server based on the payment page link.”
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GovPing monitors USPTO Patent Applications - Business Methods (G06Q) for new banking & finance regulatory changes. Every update since tracking began is archived, classified, and available as free RSS or email alerts — 33 changes logged to date.
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Alipay (Hangzhou) Digital Service Technology Co., Ltd. filed US Patent Application US20260111861A1 for near field communication-based payment methods, apparatuses, systems, and devices. The application describes a method involving a user terminal obtaining a payment page link from an NFC terminal in a near field communication manner, initiating a payment authorization request to a payment server based on the payment page link, and receiving a payment voucher that the NFC terminal sends to a checkout terminal in a wired communication manner.
Affected parties include payment technology companies, NFC payment system developers, and financial technology firms developing mobile payment solutions. The patent application establishes a priority date of October 21, 2025, and covers CPC classifications G06Q 20/0457, G06Q 20/326, and G06Q 20/3278. Competitors in the mobile payment and NFC payment technology space should review this filing when assessing their own patent portfolios and freedom-to-operate positions.
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Apr 24, 2026GovPing captured this document from the original source. If the source has since changed or been removed, this is the text as it existed at that time.
Near Field Communication-based Payment Methods, Devices, Systems, and Equipment
Application US20260111861A1 Kind: A1 Apr 23, 2026
Assignee
Alipay (Hangzhou) Digital Service Technology Co., Ltd.
Inventors
Leijie ZHOU, Qicai ZHONG, Xiaoman HE, Haichao WANG
Abstract
Please cancel the previous abstract and add the following new abstract: This application provides near field communication-based payment methods, apparatuses, systems, and devices. In an example, a user terminal obtains a payment page link from a near field communication terminal in a near field communication manner, and initiates a payment authorization request to a payment server based on the payment page link. The payment server sends a payment voucher to the near field communication terminal in response to the payment authorization request. The near field communication terminal sends the payment voucher to a checkout terminal in a wired communication manner, to implement near field communication-based payment.
CPC Classifications
G06Q 20/0457 G06Q 20/326 G06Q 20/3278
Filing Date
2025-10-21
Application No.
19364073
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