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Protection Architecture Using Proof of Integrity on Distributed Ledgers

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Published December 8th, 2025
Detected April 2nd, 2026
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Summary

Wells Fargo Bank, N.A. received a published patent application (US20260093799A1) from the USPTO for a system and method restricting digital asset exchanges using a proof of integrity model on distributed ledgers. The system validates exchange requests against a protection model, authorizes transactions via consensus, and generates new blockchain blocks with appended protection parameters. Inventors: Govinda Rajulu Nelluri, Vinay K. Pandey, Shashank Raju Birudharaju.

What changed

Wells Fargo Bank, N.A. has received a published patent application from the USPTO for a distributed ledger protection architecture using proof of integrity validation (Application US20260093799A1, Application No. 19412205, filed December 8, 2025, published April 2, 2026). The system receives exchange requests from DLT network nodes containing digital asset amounts, content items, and destination identifiers; validates these against a protection model; authorizes exchanges via consensus mechanisms; and generates new blockchain blocks with appended protection parameters while transmitting exchange notifications across DLT networks.

Patent application publications do not impose immediate compliance obligations on third parties. Companies developing blockchain, distributed ledger, or digital asset exchange technologies in financial services may wish to review this application as potential prior art or to assess potential licensing considerations. The patent does not create regulatory requirements but may influence future product development in this technology space.

Source document (simplified)

← USPTO Patent Applications

PROTECTION ARCHITECTURE USING PROOF OF INTEGRITY ON DISTRIBUTED LEDGERS

Application US20260093799A1 Kind: A1 Apr 02, 2026

Assignee

Wells Fargo Bank, N.A.

Inventors

Govinda Rajulu Nelluri, Vinay K. Pandey, Shashank Raju Birudharaju

Abstract

Systems, methods, and computer-readable storage media for restricting exchanges using a proof of integrity model. One system includes memory and at least one processing circuit configured to receive, from a node on a first DLT network, an exchange request, the exchange request includes an amount of a digital asset to exchange, a content item, and a destination identifier. The at least one processing circuit is further configured to generate an exchange record and validate the exchange record in the amount of the digital asset based on a protection model. The at least one processing circuit is further configured to authorize, based on a consensus model, the exchange corresponding with the validated exchange record including the appended protection parameter. The at least one processing circuit is further configured to generate a new blockchain block on the first DLT network and transmit, to a second DLT network, an exchange notification.

CPC Classifications

G06F 21/45 H04L 9/32 H04L 9/50 H04L 2209/56

Filing Date

2025-12-08

Application No.

19412205

View original document →

Classification

Agency
USPTO
Published
December 8th, 2025
Instrument
Notice
Legal weight
Non-binding
Stage
Final
Change scope
Minor
Document ID
US20260093799A1

Who this affects

Applies to
Banks Technology companies Investors
Industry sector
5221 Commercial Banking 5112 Software & Technology
Activity scope
Blockchain Digital Asset Exchange Distributed Ledger Technology
Geographic scope
United States US

Taxonomy

Primary area
Financial Services
Operational domain
Legal
Topics
Blockchain Cybersecurity Data Privacy

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