Protection Architecture Using Proof of Integrity on Distributed Ledgers
Summary
Wells Fargo Bank, N.A. received a published patent application (US20260093799A1) from the USPTO for a system and method restricting digital asset exchanges using a proof of integrity model on distributed ledgers. The system validates exchange requests against a protection model, authorizes transactions via consensus, and generates new blockchain blocks with appended protection parameters. Inventors: Govinda Rajulu Nelluri, Vinay K. Pandey, Shashank Raju Birudharaju.
What changed
Wells Fargo Bank, N.A. has received a published patent application from the USPTO for a distributed ledger protection architecture using proof of integrity validation (Application US20260093799A1, Application No. 19412205, filed December 8, 2025, published April 2, 2026). The system receives exchange requests from DLT network nodes containing digital asset amounts, content items, and destination identifiers; validates these against a protection model; authorizes exchanges via consensus mechanisms; and generates new blockchain blocks with appended protection parameters while transmitting exchange notifications across DLT networks.
Patent application publications do not impose immediate compliance obligations on third parties. Companies developing blockchain, distributed ledger, or digital asset exchange technologies in financial services may wish to review this application as potential prior art or to assess potential licensing considerations. The patent does not create regulatory requirements but may influence future product development in this technology space.
Source document (simplified)
PROTECTION ARCHITECTURE USING PROOF OF INTEGRITY ON DISTRIBUTED LEDGERS
Application US20260093799A1 Kind: A1 Apr 02, 2026
Assignee
Wells Fargo Bank, N.A.
Inventors
Govinda Rajulu Nelluri, Vinay K. Pandey, Shashank Raju Birudharaju
Abstract
Systems, methods, and computer-readable storage media for restricting exchanges using a proof of integrity model. One system includes memory and at least one processing circuit configured to receive, from a node on a first DLT network, an exchange request, the exchange request includes an amount of a digital asset to exchange, a content item, and a destination identifier. The at least one processing circuit is further configured to generate an exchange record and validate the exchange record in the amount of the digital asset based on a protection model. The at least one processing circuit is further configured to authorize, based on a consensus model, the exchange corresponding with the validated exchange record including the appended protection parameter. The at least one processing circuit is further configured to generate a new blockchain block on the first DLT network and transmit, to a second DLT network, an exchange notification.
CPC Classifications
G06F 21/45 H04L 9/32 H04L 9/50 H04L 2209/56
Filing Date
2025-12-08
Application No.
19412205
Related changes
Source
Classification
Who this affects
Taxonomy
Browse Categories
Get Telecom & Technology alerts
Weekly digest. AI-summarized, no noise.
Free. Unsubscribe anytime.
Get alerts for this source
We'll email you when ChangeBridge: Patent Apps - Networking (H04L) publishes new changes.