Transaction Data Processing Systems And Methods
Summary
The USPTO published patent application US20260099885A1 on April 9, 2026, filed December 10, 2025, by nine inventors led by Delia Rusu. The application discloses an AI-based transaction data processing system using numerical representation generation models trained on historical transaction records and transaction attribute prediction models trained on previously reconciled financial records.
What changed
The USPTO published a new patent application disclosing an AI-based transaction data processing method. The system uses two machine learning components: a numerical representation generation model trained on historical transaction records and a transaction attribute prediction model trained on previously reconciled financial records. Financial technology companies and software developers building automated reconciliation or transaction classification systems should note this application as prior art for any overlapping AI-driven financial data processing systems.
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Apr 21, 2026GovPing captured this document from the original source. If the source has since changed or been removed, this is the text as it existed at that time.
Transaction Data Processing Systems And Methods
Application US20260099885A1 Kind: A1 Apr 09, 2026
Inventors
Delia Rusu, Hayden Jeune, Rebecca Dridan, Soon-Ee Cheah, Brett Calcott, Zhimin Wang, Quentin-Gabriel Thurier, Fubiao Qin, Niklas Patrick Pechan
Abstract
A method comprises: determining a candidate financial record associated with a transaction between a first accounting entity and a second entity; determining, using a numerical representation generation model, a numerical representation of the candidate financial record, the numerical representation generation model having been trained on a corpus generated from historical transaction records; providing, to a transaction attribute prediction model, the numerical representation of the candidate financial record, the transaction attribute prediction model having been trained using a dataset of previously reconciled financial records, each associated with a respective first transaction attribute; determining, by the transaction attribute prediction model, at least one first transaction attribute associated with the candidate financial record.
CPC Classifications
G06Q 40/12 G06F 40/279 G06F 40/284 G06F 40/30 G06N 20/00
Filing Date
2025-12-10
Application No.
19414561
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