OFR License Renewal Deadline December 26th, 2025
Summary
The Florida Office of Financial Regulation issued an industry alert reminding licensed entities to renew their licenses before December 26, 2025 (CRD/IARD filers) or December 31, 2025 (NMLS and REAL portal filers). Affected parties include FINRA member dealers, investment advisers, mortgage brokers, loan originators, collection agencies, and money services businesses licensed under Florida statutes. Businesses with inactive or expired licenses are prohibited from conducting financial services activities under Florida law.
What changed
The Florida Office of Financial Regulation (OFR) issued an industry alert reminding licensed businesses and individuals to complete their license renewal process before December 26, 2025 for CRD/IARD filers (FINRA member dealers, investment advisers, federal covered advisers) or December 31, 2025 for NMLS and REAL portal filers (loan originators, mortgage brokers/lenders, collection agencies, money services businesses). The alert specifies different licensing systems for each license type.
Licensed entities should identify their applicable renewal system and deadline, submit renewals on time, and maintain active license status to continue conducting financial services business in Florida. Entities with expired licenses cannot legally operate until they reactivate or obtain new licenses.
Archived snapshot
Apr 16, 2026GovPing captured this document from the original source. If the source has since changed or been removed, this is the text as it existed at that time.
Industry Alert: Renew Your License Today!
12/19/2025
Tallahassee, Fla. – The license renewal process is open for those licensed with the Office of Financial Regulation (OFR) under chapters 494, 559, Florida Statutes, and a portion of those licensed under chapters 517, and 560, Florida Statutes. The OFR reminds businesses and individuals to complete the renewal process to maintain their active license status.
Businesses and individuals holding the below license types should renew through the Central Registration Depository (CRD) or Investment Adviser Registration Depository (IARD) on or before December 26, 2025.
- FINRA Member Dealers, including their associated persons and branch offices
- Investment Advisers, including their associated persons and branch offices
- Federal Covered Advisers, including their associated persons
Businesses holding the below registration types should renew through the OFR online licensing portal (REAL) by logging in as a returning user on or before December 31, 2025.
- Canadian Dealers
- Florida Limited Offering Intermediaries
Businesses and individuals holding the below license types under Chapter 494, Florida Statutes, should renew their license through the National Multistate Licensing System & Registry (NMLS) on or before December 31, 2025.
- Loan Originator
- Mortgage Broker and Branches
- Mortgage Lender and Branches
Businesses holding the below license types should renew through the OFR online licensing portal (REAL) by logging in as a returning user on or before December 31, 2025.
- Commercial Collection Agencies
- Consumer Collection Agencies
- Money Services Businesses Part III, Check Casher/Foreign Currency Exchanger (with a license expiration date of December 31, 2025)
Florida law requires businesses and individuals to have an active license with the OFR to conduct certain types of financial services businesses. If your license is inactive or expired, you are prohibited from conducting business until you reactivate your license or apply and are granted a new license.
Visit www.flofr.gov or call (850) 487-9687 for help to access OFR’s REAL system.
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The summary, classification, recommended actions, deadlines, and penalty information are AI-generated from the original text and may contain errors. Always verify against the source document.
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