Fannie Mae

Leveraging Variable and Gig Income to Expand Access to Homeownership

Fannie Mae published findings from its Mortgage Lender Sentiment Survey conducted in October 2024, surveying nearly 200 senior mortgage executives on their experiences assessing variable and digital gig economy income for mortgage lending. The survey found 67% of lenders believe accepting these income sources will improve consumers' access to credit, with most expecting growth to continue. However, 83% of lenders noted challenges using digital gig income and 71% noted challenges using variable income, primarily related to income history, stability, documentation requirements, and limited industry standards.

January 2026 Monthly Summary Released

Fannie Mae released its January 2026 Monthly Summary on February 26, 2026. The report contains information about the company's gross mortgage portfolio, mortgage-backed securities and guarantees, interest rate risk measures, and serious delinquency rates. No new compliance obligations are created by this announcement.

Tender Offer Results for $961M CAS Notes Announced

Fannie Mae announced the results of its fixed-price cash tender offers for any and all of certain Connecticut Avenue Securities (CAS) Notes. A total of $961 million in original principal amount of Notes were validly tendered and not validly withdrawn on or before the Expiration Time of 5:00 p.m. New York City time on February 27, 2026. Several series achieved 100% tender rates including 2017-C02 Class 2M-2C, 2017-C03 Classes 1M-2C and 2M-2C, and 2018-C04 Class 2M-2.

Fannie Mae Releases February 2026 Monthly Summary

Fannie Mae released its February 2026 Monthly Summary, containing information on gross mortgage portfolio activities, mortgage-backed securities and guarantees, interest rate risk measures, and serious delinquency rates. The report provides monthly and year-to-date data for investors and market participants.

Reports Q4 Net Income $3.5B, Full-Year $14.4B

Fannie Mae reported net income of $3.5 billion for fourth quarter 2025 and $14.4 billion for the full year ended December 31, 2025. The company filed its 2025 Form 10-K with the Securities and Exchange Commission. A webcast to discuss results was scheduled for 8:00 a.m. ET on February 11, 2026.