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Massachusetts Motor Vehicle Dealer Credit Insurance Rates 2026-2028

The Massachusetts Division of Insurance has issued Bulletin 2025-05, establishing deviated case rates for credit life and credit accident and health insurance sold by motor vehicle dealers. These rates are effective from January 1, 2026, through December 31, 2028, and specify new per-thousand-dollar rates for credit life and per-hundred-dollar rates for credit accident and health insurance based on policy terms.

MA Insurance Bulletin on Medicare Health Coverage Guide

The Massachusetts Division of Insurance issued Bulletin 2025-06, providing an updated consumer guide to Medicare health insurance. This bulletin directs insurers to distribute the guide along with federal Medicare publications and advises consumers to be aware of potential scams.

Manatee Insurance Exchange Consent Order

The Florida Office of Insurance Regulation has issued a Consent Order regarding Manatee Insurance Exchange's proposal to assume personal lines policies from Citizens Property Insurance Corporation. The order outlines conditions for Manatee's assumption of up to 65,000 policies, focusing on comparable coverage and premium limitations.

Assistance Insurance Company Consent Order

The Florida Office of Insurance Regulation has issued a Consent Order against Assistance Insurance Company. The order, dated January 22, 2026, details specific actions and requirements for the company.

Arizona Premium Finance Co. - Cease and Desist Complaint

The Florida Office of Insurance Regulation has issued a Cease and Desist Complaint against Arizona Premium Finance Co., Inc. (APFC) for knowingly funding hundreds of premium finance agreements in Florida without a required Certificate of Authority since 2017, totaling over $8.4 million in written premiums.

Florida Surplus Lines Service Office 2025 Amended Plan of Operation Approved

The Florida Office of Insurance Regulation (OIR) has approved the Florida Surplus Lines Service Office's (FSLSO) Amended Plan of Operation for 2025. The approval follows a review of amendments submitted by the FSLSO, including updates to its Board of Governors and Code of Conduct.

American Dream Auto Protect Inc. Consent Order

The Florida Office of Insurance Regulation has issued a Consent Order against American Dream Auto Protect, Inc. The order addresses alleged violations related to the company's auto protection services. Specific penalties and required actions are detailed within the order.

United States v. John Doe - Supreme Court Case Brief

This document is a brief filed by the United States in the Supreme Court case United States v. John Doe, No. 97-1374. It concerns a writ of certiorari to the United States Court of Appeals for the Twelfth Circuit. The brief outlines the arguments for the United States in this appellate matter.

Colorado Division of Insurance Draft Bulletins and Regulations for Comment

The Colorado Division of Insurance is seeking informal public comments on draft regulations and bulletins. A new draft bulletin concerning the use of aerial imagery by insurers is open for comment until February 20, 2026.

Washington OIC Guidance on Health Carrier Contract Terminations

The Washington Office of Insurance Commissioner (OIC) issued Technical Assistance Advisory 2025-01 regarding the implementation of Chapter 389, Laws of 2025. This guidance addresses new restrictions on public statements about potential health carrier contract terminations, aiming to provide consistent communication policies for enrollees and affected communities.

Washington OIC Guidance on Health Care Benefit Managers

The Washington Office of the Insurance Commissioner (OIC) issued Technical Assistance Advisory 2025-02 to provide guidance on the application of Chapter 48.200 RCW to health care benefit managers (HCBMs), including pharmacy benefit managers. This advisory clarifies requirements related to HCBM registration and oversight, particularly in light of recent legislative changes.

Washington State Emergency Order: Winter Weather Relief for Insurance Policyholders

The Washington Office of Insurance Commissioner has issued an emergency order providing relief to consumers affected by winter weather events. The order mandates grace periods for premium payments and prohibits cancellation or non-renewal of property and casualty insurance policies between December 15, 2025, and February 12, 2026.

NY DFS Circular Letter: Benefit Offset Provisions for Disability Income Policies

The New York Department of Financial Services issued a circular letter clarifying guidance on benefit offset provisions for disability income policies. The letter reiterates that offsets can only be based on government benefits actually received, not estimated eligibility, with specific allowances for optional, opt-out provisions in group and blanket policies.

Supplemental Spousal Liability Insurance Requirements Update

The New York Department of Financial Services issued Circular Letter 2 (2025) to inform insurers of amendments to Insurance Law § 3420(g) regarding Supplemental Spousal Liability (SSL) insurance. Effective March 26, 2025, the law changes how SSL insurance is offered, requiring it to be automatically included for non-commercial policies only if the applicant indicates they have a spouse, and upon specific written request for other policies.

Property/Casualty Insurers Disaster Planning and Response Guidance

The New York Department of Financial Services issued a circular letter requiring property/casualty insurers to enhance their disaster planning, preparedness, and response capabilities. This guidance outlines expected standards for various insurance entities and replaces previous circulars.

Disaster Planning Guidance for Life and Health Insurers

The New York State Department of Financial Services issued Circular Letter 4, updating guidance on disaster planning, preparedness, and response for life and health insurers. This guidance repeals and replaces previous circulars and outlines expected standards for business impact analysis and operational continuity.

NY Insurers Must Cover Immunizations at No Cost-Sharing

The New York Department of Financial Services issued guidance reminding insurers of their obligation to cover immunizations at no cost-sharing for children and adults. This guidance clarifies existing state law requirements for accident and health insurance policies.

Illinois Insurance Bulletin Clarifies PDAA Applicability and PBM Reports

The Illinois Department of Insurance issued Bulletin 2025-20 to clarify the applicability of the Prescription Drug Affordability Act (PDAA) and its reporting and fee requirements for Pharmacy Benefit Managers (PBMs). The bulletin addresses questions raised by PBMs regarding specific coverage types and plan sponsors, and outlines procedures for revised reports and fee adjustments based on recent legislative clarification.

Illinois Insurance Supplier Diversity Reporting Instructions Update

The Illinois Department of Insurance has issued updated instructions for annual insurance supplier diversity reports, effective for filings on or after April 1, 2026. These updated instructions replace previous guidance and clarify which entities are required to file and how to submit the reports.

Illinois Bulletin on Inappropriate Claims Denials Based on Location

The Illinois Department of Insurance issued a bulletin clarifying that claims denials based solely on location, site of care, or setting are inappropriate if not grounded in generally accepted standards of care. Insurers must ensure medical necessity determinations are not primarily for economic benefit or convenience.

Illinois Insurance Grace Period for Federal Employees During Shutdown

The Illinois Department of Insurance has issued guidance requesting property and casualty insurers to implement protective measures for federal employees impacted by a government shutdown. Insurers are asked to provide a grace period of at least 30 days for premium payments and extensions for repairs to prevent policy cancellations.

Illinois Public Rate Filing Summary for 2026

The Illinois Department of Insurance has released a summary document detailing public rate filings for the 2026 plan year. This notice provides an overview of submitted rate information for insurers operating within the state.

California Department of Insurance Notices and Bulletins

The California Department of Insurance has updated its website to provide access to notices, bulletins, and commissioner opinions. These documents are organized by year of publication and cover various insurer-related topics, including rate filings.

Insurance Commissioner Opinions on Gender Dysphoria Surgery

The California Department of Insurance has published a General Counsel's Letter Opinion regarding gender dysphoria surgery. This opinion, dated December 30, 2020, addresses coverage and related issues for insurers operating within the state.

Texas Commissioner Bulletins for Insurers

The Texas Department of Insurance has published its bulletins for insurers for the year 2026. These bulletins provide guidance and information to insurance companies operating within the state.

Texas Commissioner Bulletins for 2025

The Texas Department of Insurance has published its 2025 Commissioner Bulletins, providing guidance and directives to regulated entities. These bulletins cover a range of topics including data calls, legislative updates, and operational requirements for various insurance lines.

Texas Insurance Commissioner Bulletins - 2024

The Texas Department of Insurance has published its 2024 Commissioner Bulletins, providing guidance on various insurance-related matters. These bulletins cover topics such as data calls, hurricane response, and legislative updates, affecting insurers operating within the state.

Texas Insurance Commissioner Bulletins 2023

The Texas Department of Insurance has published its 2023 Commissioner Bulletins, covering a range of regulatory topics including data calls, legislative updates, and operational requirements for insurers. These bulletins provide guidance on specific reporting obligations and legislative changes impacting the insurance industry in Texas.