FL Insurance Orders & Memoranda

Sypher Insurance Exchange Consent Order for Florida Domestic Reciprocal Insurer

The Florida Office of Insurance Regulation has issued a Consent Order regarding Sypher Insurance Exchange's application to form a domestic reciprocal insurer. The order outlines conditions for the issuance of a Permit and Certificate of Authority, including requirements for background checks and corrective actions.

Southern Oak Insurance Company Consent Order for Policy Assumption

The Florida Office of Insurance Regulation has issued a consent order approving Southern Oak Insurance Company's proposal to assume up to 50,000 personal lines policies from Citizens Property Insurance Corporation. The order outlines conditions for the policy assumption, including comparable coverage requirements and limitations on premium increases for policyholders.

Slide Insurance Company Consent Order - Citizens Policies

The Florida Office of Insurance Regulation has issued a Consent Order with Slide Insurance Company regarding its proposal to assume selected personal lines policies from Citizens Property Insurance Corporation. The order outlines conditions for the assumption of up to 30,000 policies, effective in June and August 2026.

Manatee Insurance Exchange Consent Order Assumes Citizens Policies

The Florida Office of Insurance Regulation has issued a Consent Order allowing Manatee Insurance Exchange to assume up to 100,000 personal lines policies from Citizens Property Insurance Corporation. This action is part of Florida's initiative to depopulate Citizens.

One Alliance North America Insurance Consent Order

The Florida Office of Insurance Regulation has issued a Consent Order with One Alliance North America Insurance Company regarding its proposal to assume personal lines policies from Citizens Property Insurance Corporation. The order outlines conditions for the assumption of up to 10,000 policies.

DB Insurance Acquisition of South Bay - Consent Order

The Florida Office of Insurance Regulation has issued a consent order approving the indirect acquisition of South Bay Acceptance Corporation by DB Insurance Co., Ltd. The order outlines conditions for the acquisition and potential corrective actions.

Citizens Property Insurance Corporation Rate Filings Final Order

The Florida Office of Insurance Regulation has issued a final order regarding rate filings from Citizens Property Insurance Corporation. This order establishes the rates for personal and commercial property insurance lines, ensuring they meet statutory requirements for actuarial soundness and market function.

American Integrity Insurance Company Consent Order

The Florida Office of Insurance Regulation has issued a consent order regarding American Integrity Insurance Company's proposal to assume selected commercial lines policies from Citizens Property Insurance Corporation. The order outlines conditions for the assumption, including comparable coverage and premium limitations, with an expected assumption date of May 19, 2026.

Manatee Insurance Exchange Consent Order

The Florida Office of Insurance Regulation has issued a Consent Order regarding Manatee Insurance Exchange's proposal to assume personal lines policies from Citizens Property Insurance Corporation. The order outlines conditions for Manatee's assumption of up to 65,000 policies, focusing on comparable coverage and premium limitations.

Assistance Insurance Company Consent Order

The Florida Office of Insurance Regulation has issued a Consent Order against Assistance Insurance Company. The order, dated January 22, 2026, details specific actions and requirements for the company.