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RBI Discussion Paper on Safeguards in Digital Payments to Curb Frauds
The Reserve Bank of India issued a Discussion Paper on Exploring safeguards in digital payments to curb frauds, seeking public comments by May 8, 2026. The paper addresses growing sophistication of fraudulent activities targeting digital payment customers amid unprecedented growth in India's digital payments sector over the past decade.
RBI Issues Draft Directions for Trade Receivables Discounting System
The Reserve Bank of India released draft directions for Trade Receivables Discounting System (TReDS) platforms on April 8, 2026, seeking to rationalize and harmonize existing guidelines for MSME trade receivables financing. The draft directions are open for public comments until May 1, 2026. Banks, TReDS platform operators, and MSME stakeholders should review the proposed changes and submit feedback through RBI's Connect 2 Regulate portal.
RBI invites comments on Draft Governance Amendment Directions
The Reserve Bank of India has issued draft Amendment Directions revising governance requirements for Commercial Banks, Small Finance Banks, Payments Banks, and Local Area Banks. The amendments replace prescriptive 'seven themes' with principle-based guidance and rationalize board reporting requirements to enable more focused engagement on strategy and risk governance. Public comments are invited until May 7, 2026.
Consolidation of Supervisory Instructions - Drafts for Comments
The Reserve Bank of India has published 64 draft consolidated Master Directions for supervisory instructions, seeking public comments by May 8, 2026. The consolidation will repeal 626 circulars across 11 types of regulated entities on up to nine functions/areas. This follows an earlier consolidation of over 9,000 regulatory circulars into 238 Master Directions, aiming to enhance clarity and reduce compliance burden for regulated entities.
RBI Invites Public Comments on Investment Fluctuation Reserve Amendment Directions
RBI released draft Amendment Directions on Investment Fluctuation Reserve (IFR) covering 10 categories of banks, including Commercial Banks, Small Finance Banks, Payments Banks, Co-operative Banks, and Regional Rural Banks. The amendments address operational challenges in maintaining IFR above regulatory thresholds and differences across prudential frameworks. Public comments are invited until April 29, 2026.
Draft Amendment Directions on CET1 Capital and Quarterly Profits for CRAR
The Reserve Bank of India released draft amendment directions on April 8, 2026, proposing to remove the qualifying condition linking quarterly profit inclusion in CET1 capital to NPA provision deviations. Currently, banks may reckon quarterly profits only if incremental NPA provisions have not deviated more than 25% from the four-quarter average. Comments are invited until April 29, 2026.
RBI Branch Authorisation Amendment Directions 2026 - Consultation
The Reserve Bank of India has issued seven draft Amendment Directions (2026) covering branch authorisation for Commercial Banks, Small Finance Banks, Payments Banks, Local Area Banks, Regional Rural Banks, Urban Co-operative Banks, and Rural Co-operative Banks. The proposals define three types of delivery points (branch, BC-BO, BC-BT), simplify Business Correspondent eligibility criteria, subsume Business Facilitators under the BC model, and standardise BC commission/remuneration structures. Public comments are invited until May 5, 2026.