FHFA News Releases

House Price Index Monthly Report

The Federal Housing Finance Agency released January 2026 House Price Index data showing a 0.1 percent monthly increase and a 1.6 percent year-over-year increase in U.S. house prices. Monthly price changes across nine census divisions ranged from -0.7 percent in the West South Central division to +1.7 percent in the East South Central division. FHFA announced that beginning May 26, 2026, it will expand the HPI methodology to cover over 400 metropolitan areas, up from the current 50.

Fannie Mae and Freddie Mac Reduce Homeowner Insurance Requirements

The Federal Housing Finance Agency (FHFA) announced that Fannie Mae and Freddie Mac are removing certain homeowners insurance requirements to reduce costs for American homebuyers. These changes, effective March 18, 2026, will allow for the acceptance of Actual Cash Value (ACV) coverage on roofs and simplify deductible rules, particularly benefiting condo owners and those in rural areas.

Fannie Mae and Freddie Mac Housing Goals Rule

The Federal Housing Finance Agency (FHFA) issued a final rule establishing new affordable housing goals for Fannie Mae and Freddie Mac for 2026-2028. This rule aims to support middle-class homeownership by adjusting previous mandates.

Mortgage Applications Hit Three-Year High, Spreads Compressed

The Federal Housing Finance Agency (FHFA) announced that mortgage applications have reached a three-year high, with spreads between mortgages and Treasuries compressing. This news release highlights positive trends in the U.S. housing market and mortgage rates.

FHFA House Price Index Report - October Data

The Federal Housing Finance Agency (FHFA) reported that U.S. house prices increased by 0.4% in October, with an annual rise of 1.7%. The September data was revised to a 0.1% decline. This notice provides the latest monthly and annual house price index data.

FHFA House Price Index: November Data

The Federal Housing Finance Agency (FHFA) reported that U.S. house prices increased by 0.6% in November and 1.9% annually. This notice provides the latest data from the FHFA House Price Index (HPI) and details on its methodology and future release schedule.

FHFA House Price Index Report - Q4 2025

The Federal Housing Finance Agency (FHFA) reported that U.S. house prices increased by 1.8 percent year-over-year and 0.8 percent quarter-over-quarter in Q4 2025. The report details price changes across states, metropolitan areas, and census divisions, noting positive annual appreciation for most regions.