US Railroad Retirement Board

RRB Launches New Online Services for Retired Railroad Employees

The U.S. Railroad Retirement Board announced in March 2026 that retired railroad workers receiving a monthly annuity can now update their mailing address and direct deposit information online through the myRRB portal at RRB.gov/myRRB. Retired spouses and other annuitants are not yet eligible for these services and must continue contacting a local RRB field office. A Login.gov account is required to access all secure myRRB services, as part of the RRB's ongoing Information Technology modernization initiative.

Dual Benefit Payments Q&A: Railroad Retirement and Social Security Interaction

The RRB published a Q&A explaining how railroad retirement annuities interact with Social Security benefits, including changes under the Social Security Fairness Act (SSFA) signed in January 2025. The SSFA repealed earlier legislation that reduced railroad retirement annuities for annuitants also receiving public service pensions, with tier I reductions eliminated for months after December 2023. The guidance covers dual-benefit calculations, spouse and survivor annuity restrictions, and provides contact information for RRB field offices at 1-877-772-5772.

Railroad Retirement Board Announces 2026 Tax Rates

The RRB has released 2026 railroad retirement and unemployment insurance tax parameters. Tier I tax rates remain unchanged at 7.65%, but the maximum earnings subject to the 6.20% Social Security-equivalent rate increases from $176,100 to $184,500, while Tier II maximum earnings rise from $130,800 to $137,100. Railroad unemployment insurance contributions will range from 0.65% to 12.0% on monthly compensation up to $2,150, with no surcharge applied as the account balance of approximately $405.3 million exceeds the $173.0 million threshold.