Changeflow GovPing UK March 14, 2026
FCA Publications
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FCA Consumer Understanding Good Practice Review

The FCA has published findings from its review into how financial firms approach consumer understanding, an outcome under the Consumer Duty. The guidance highlights good practices and areas for improvement across several key areas, including management information, innovation, vulnerability, financial promotions, and governance.

Routine Guidance Financial Services
FCA Publications
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FCA Mortgage Charter Uptake Data

The FCA has published data on the uptake of the Government's Mortgage Charter for March 2026. The data, collected from 49 signatory firms representing 90% of the mortgage market, details the number of customers who have utilized options such as locking in new deals early or temporarily reducing payments. This publication provides insights into borrower support measures.

Routine Notice Consumer Finance
FCA Publications
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FCA Mortgage Lending Statistics Q4 2025

The FCA has published its mortgage lending statistics for Q4 2025, showing a record £1.73 trillion in outstanding loans. Key findings include an increase in high loan-to-value and loan-to-income lending, alongside a decrease in gross mortgage advances compared to the previous quarter.

Routine Notice Financial Services
FCA Publications
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FCA Review of Second Charge Mortgages

The FCA has reviewed second charge mortgage intermediaries and lenders, identifying examples of good and poor practices. The review focused on advice, fees, charges, and affordability assessments. Firms are expected to review their practices to ensure they meet Consumer Duty standards.

Priority review Guidance Consumer Finance
FCA Publications
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FCA Mortgage Lending Statistics - March 2026

The FCA has released its mortgage lending statistics for March 2026, based on data submitted via the Mortgage Lending and Administration Return (MLAR). The report details trends in outstanding mortgage loans, gross mortgage advances, and new mortgage commitments for Q4 2025.

Routine Notice Financial Services
UK New Legislation
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Westmorland and Furness electoral changes order 2026

This statutory instrument, the Westmorland and Furness electoral changes order 2026, details changes to electoral arrangements within the Westmorland and Furness area. It is expected to come into force on January 1, 2026.

Routine Rule Elections
UK New Legislation
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Social Security Contributions Re-rating Amendment Regulations 2026

The UK Treasury has issued the Social Security (Contributions) (Re-rating) Consequential Amendment Regulations 2026, effective April 6, 2026. These regulations amend the Social Security (Contributions) Regulations 2001, increasing the special rate of Class 2 National Insurance contributions for share fishermen from £4.15 to £4.30.

Routine Rule Employment & Labor
UK New Legislation
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Guardian's Allowance Up-rating Regulations 2026

The UK Commissioners for His Majesty’s Revenue and Customs have issued the Guardian's Allowance Up-rating Regulations 2026. These regulations, effective April 6, 2026, update the rates for Guardian's Allowance and related provisions.

Routine Rule Healthcare
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Cardiff and Vale Health Board Maintenance Contract for Freedom Evo

Cardiff and Vale University Health Board has published a contract notice for maintenance services for its Freedom Evo 100 system. The contract, valued at £60,102 excluding VAT, will be provided by Tecan and runs from April 1, 2026, to March 31, 2029.

Routine Notice Healthcare
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MHRA Guidance on Medicine Reclassification for Improved Access

The MHRA has published guidance discussing the potential benefits of reclassifying medicines to improve patient access to treatments and reduce pressure on NHS services. The guidance highlights opportunities for self-care and innovation within the consumer healthcare sector.

Routine Guidance Healthcare
UK CMA Publications
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CMA Consumer Forum Meeting Notes Published

The Competition and Markets Authority (CMA) has published the meeting notes from its Consumer Forum held on 10 February 2026. These notes document discussions aimed at ensuring consumer perspectives are integrated into the CMA's ongoing work.

Routine Notice Consumer Protection
UK CMA Publications
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CMA Consumer Forum Terms of Reference Published

The UK's Competition and Markets Authority (CMA) has published the terms of reference for its Consumer Forum. This forum brings together the CMA and UK consumer representative organisations to ensure consumer perspectives are central to the CMA's work.

Routine Notice Consumer Protection
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MRC Partnership Grant Funding Opportunity

The Medical Research Council (MRC) has announced a new partnership grant funding opportunity, opening on April 7, 2026. This grant aims to support collaborative activities between research teams, encouraging interdisciplinarity. Eligibility is restricted to UK-based research organizations and researchers.

Routine Notice Healthcare
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MRC Research Grant Funding Opportunity

The Medical Research Council (MRC) is opening a new applicant-led research grant funding opportunity on April 7, 2026. Funding ranges from £400k to £3.1m, with grants typically covering up to 80% of full economic cost. The opportunity is open to eligible research organisations in the UK.

Routine Notice Healthcare
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Clean Maritime Technology Funding Opportunity

Innovate UK and the Department for Transport are offering up to £121 million in grants for innovative clean maritime technologies. UK registered organisations in collaboration can apply for funding, with the application window closing on July 15, 2026.

Priority review Guidance Transportation
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FCA bans Kasim Garipoglu from UK financial services

The FCA has banned Kasim Garipoglu from working in UK financial services due to a lack of honesty and integrity. Garipoglu demonstrated a disregard for regulatory requirements, undermined AML controls, and provided false information to regulators.

Urgent Enforcement Financial Services
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Liverpool Waste Investigation: Second Arrest, HGV and Excavator Seized

The Environment Agency, Joint Unit for Waste Crime, and Merseyside Police have made a second arrest in an investigation into suspected illegal waste dumping in Liverpool. An HGV and an excavator have been seized as part of the ongoing operation.

Priority review Enforcement Environmental Protection
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Export Licence Transmission Issue Resolved

The Export Control Joint Unit (ECJU) has confirmed that a transmission issue affecting export licences to the Customs Declaration Service (CDS) has been resolved. Normal declarations can now resume.

Routine Notice International Trade
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UK Space Agency Taxonomy Mapping Contract Notice

The UK Space Agency has published a contract notice for taxonomy mapping and integration services. The contract, valued at £20,000, was awarded to SATELLITE APPLICATIONS CATAPULT LIMITED and is scheduled to run from February to April 2026.

Routine Notice Government Contracting
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Contract Award: Delegated Commissioning Placements - Inmind Healthcare Group

Surrey and Borders Partnership NHS Foundation Trust has awarded a contract for Delegated Commissioning Placements to Inmind Healthcare Group. This award notice is subject to the Health Care Services (Provider Selection Regime) Regulations 2023 and marks the start of a standstill period.

Routine Notice Healthcare
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Contract Award: Delegated Commissioning Placements - Elysium Healthcare Limited

Surrey and Borders Partnership NHS Foundation Trust has awarded a contract for Delegated Commissioning Placements to Elysium Healthcare Limited for the 2025/26 period. This notice marks the start of a standstill period under the Health Care Services (Provider Selection Regime) Regulations 2023.

Routine Notice Healthcare
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Contract Award: Delegated Commissioning Clinic Dissociated Studies

Surrey and Borders Partnership NHS Foundation Trust has awarded a contract for Delegated Commissioning Clinic 4 Dissociated Studies. This notice serves as a contract award notice under the Provider Selection Regime, recontracting existing services with current and some new suppliers.

Routine Notice Healthcare
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NHS Contract Award: Delegated Commissioning Springbank Cambridgeshire Peterborough

Surrey and Borders Partnership NHS Foundation Trust has awarded a contract for Delegated Commissioning services in Cambridgeshire Peterborough. The notice indicates a re-contracting of existing services with current and some new suppliers.

Routine Notice Healthcare
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VAT Advisory Services Tender Award Notice

The Royal United Hospitals Bath NHS Foundation Trust has published a tender award notice for VAT Advisory Services to KPMG LLP. The contract is valued at £117,000 and will run for 12 months, with a possible 12-month extension.

Routine Notice Financial Services
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Signage Supply and Installation Tender Notice

Swaythling Housing Society Ltd (Abri) has published a tender notice for signage supply and installation services. The estimated total value for the contract, which spans up to six years, is £1,056,000 including VAT.

Routine Notice Government Contracting
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ProtectUK Progressive Web Application Tender Published

The Mayor's Office for Policing and Crime (MOPAC) has published a tender notice for the technical upgrade of the ProtectUK website to a Progressive Web Application. The estimated value of the contract is £650,000, with a duration of three years, potentially extendable to four.

Priority review Notice Technology
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Newark And Sherwood District Council Cinema Provision Award

Newark And Sherwood District Council has awarded a contract for the provision of a new cinema in Ollerton town centre. This award follows two unsuccessful tender processes and is a direct award to a single provider. The cinema is part of a wider regeneration project.

Routine Notice Government Contracting
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Oxford West End Vision Contract Notice

Oxford City Council has published a contract notice for the provision of a vision for the Oxford West End regeneration project. The contract value is £21,000, with a signing date of March 12, 2026, and a completion date of May 29, 2026.

Routine Notice Government Contracting
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UK Space Agency Contract Award: Satellite Applications Catapult Catalogue

The UK Space Agency has awarded a contract for online access to the Satellite Applications Catapult Space Capability Catalogue. The contract, valued at £93,026.40 including VAT, is for subscription services and runs for one year.

Routine Notice Government Contracting
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Lancashire County Council Contract Notice for Connect to Work

Lancashire County Council has published a contract notice for the 'Connect to Work' program, a national scheme aimed at helping residents with health conditions and disabilities find sustained employment. The notice details four lots for services across different regions of Lancashire.

Routine Notice Healthcare
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Northern Lighthouse Board Awards Lighthouse Refurbishment Contract

The Northern Lighthouse Board has awarded a contract for the refurbishment and upgrade of the Calf of Eday Lighthouse. This notice serves as a contract award notice under the UK's Procurement Act 2023.

Routine Notice Transportation
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Contract Award Notice: Delegated Commissioning Placements

Surrey and Borders Partnership NHS Foundation Trust has issued a contract award notice for Delegated Commissioning Placements with Beacon House Therapeutic. This award is subject to the Health Care Services (Provider Selection Regime) Regulations 2023, and the notice marks the start of a standstill period.

Priority review Notice Healthcare
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Contract Award Notice: Delegated Commissioning Placements

Surrey and Borders Partnership NHS Foundation Trust has published a contract award notice for Delegated Commissioning Placements. This notice indicates an intention to award a contract under the Provider Selection Regime, with a standstill period ending March 20, 2026.

Priority review Notice Healthcare
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Ministry of Defence UK2 Preliminary Market Engagement Notice

The UK Ministry of Defence has issued a preliminary market engagement notice for a research project focused on reducing cold injuries in deployed service personnel. The estimated value of the contract is £240,000, with a duration of nearly three years.

Routine Notice Defense & National Security
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Land Development Tender for Affordable Housing in Maidstone

Maidstone Borough Council has issued a tender notice for the design and construction of 18 affordable housing units. The estimated total value of the contract is £9,600,000, with a tender submission deadline of May 11, 2026. This notice is published under the Procurement Act 2023.

Priority review Notice Housing
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Northern Ireland Housing Executive - Response Maintenance Procurement

The Northern Ireland Housing Executive has published a procurement notice for response maintenance services in the South and Belfast areas. The notice outlines updated specifications, revised schedules of rates, and adjusted KPI targets for potential bidders.

Priority review Notice Government Contracting