NAIC Newsroom

Wildfire Mitigation Study Shows 35% AAL Reduction Through Resilient Rebuilding

NAIC's Catastrophe Risk Management Center of Excellence released research conducted with the California Department of Insurance demonstrating that rebuilding wildfire-impacted communities to IBHS Wildfire Prepared Home Standards can reduce projected wildfire average annual losses by up to 35 percent. The study found that rebuilding to the highest IBHS standard adds approximately 3 percent in construction costs.

NAIC Issues Nationwide Homeowners Insurance Data Call

State insurance regulators, through the NAIC, have issued a nationwide data call to insurance companies regarding homeowners insurance markets. The data call, with a June 15, 2026 deadline, aims to provide ZIP code-level insights into coverage, costs, availability, and mitigation efforts to better protect consumers.

NAIC Modernizes Market Conduct Regulation for AI and New Models

The NAIC has established a new Working Group to modernize market conduct regulation, focusing on the impact of artificial intelligence and new distribution models. This initiative aims to ensure the regulatory framework remains effective in protecting policyholders while adapting to technological advancements in the insurance industry.

NAIC President White Discusses AI, Market Data at Spring Meeting

NAIC President Scott A. White discussed the organization's strategic priorities, including the regulation of artificial intelligence in the insurance sector and efforts to address homeowners market challenges. The remarks were delivered at the NAIC's 2026 Spring National Meeting.

NAIC Reaccredits New Jersey and Tennessee Insurance Departments

The NAIC Financial Regulation Standards and Accreditation (F) Committee has reaccredited the insurance regulatory departments of New Jersey and Tennessee. This reaccreditation confirms that these departments continue to meet NAIC standards for financial solvency oversight and effective regulation of multistate insurers.

NAIC Auto Insurance Database Report 2022/2023

The National Association of Insurance Commissioners (NAIC) has released its 2022/2023 Auto Insurance Database Report. The report details national average premiums and incurred losses, noting a 14.42% increase in average premium per vehicle from 2022 to 2023.

McCarran-Ferguson Restoration Act Reaffirms State Insurance Regulation

The National Association of Insurance Commissioners (NAIC) supports the introduction of the McCarran-Ferguson Restoration Act, which would abolish the Federal Insurance Office (FIO) and reaffirm state-based insurance regulation. The act also aims to grant voting status to a state representative on the Financial Stability Oversight Council (FSOC).

NAIC Announces 2026 Committee Leadership for Consumer Protection and Market Stability

The National Association of Insurance Commissioners (NAIC) announced its 2026 committee leadership. The announcement reaffirms the organization's commitment to advancing consumer protections, market stability, and innovation within the insurance landscape through collaborative state-based regulation.