EIOPA Guidelines on Resolvability Impediments and Measures

EIOPA Publications

Published February 16th, 2026

Detected February 17th, 2026

Summary

The European Insurance and Occupational Pensions Authority (EIOPA) has published final guidelines detailing alternative measures for resolution authorities to address impediments to the resolvability of insurance and reinsurance undertakings. These guidelines specify further details on measures listed in the IRRD and the circumstances for their application.

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What changed

EIOPA has issued final guidelines that provide detailed specifications for alternative measures resolution authorities can employ to remove impediments to the resolvability of insurance and reinsurance undertakings or groups. These guidelines elaborate on measures outlined in Article 15(5) of the Insurance Recovery and Resolution Directive (IRRD), offering resolution authorities flexibility in application while requiring them to consider the potential impact on the undertaking's business.

These guidelines are intended for resolution authorities within the EU. While they are non-binding, they provide a framework for applying specific measures. Regulated entities should be aware that these guidelines may influence how resolution authorities assess and address resolvability issues, potentially leading to specific actions or requirements imposed on undertakings during resolution planning. No specific compliance deadline is mentioned, as the guidelines focus on the powers and procedures of resolution authorities.

What to do next

Review EIOPA's final guidelines on resolvability impediments and measures.
Assess current resolvability planning in light of the detailed measures and circumstances outlined.
Consult with legal and risk management teams regarding potential implications for resolution strategies.

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Details

Publication date 16 February 2026

Description

The provisions in these Guidelines relate to the alternative measures that resolution authorities may take to address or remove impediments to the resolvability of the insurance or reinsurance undertakings or groups in their scope of resolution planning.

The Guidelines are limited to the alternative measures listed in Art. 15(5) of the IRRD, specifying further details on those measures and the circumstances in which they may be applied, allowing resolution authorities a degree of flexibility in the application. Moreover, they include several provisions for resolution authorities related to the proportionate application of the measures, including the requirement to duly weigh the potential effect of such measures on the undertaking’s business.

Files

16 FEBRUARY 2026 Final report on the Guidelines on further details on the measures to remove impediments to resolvability and the circumstances in which each measure may be applied English (398.63 KB - PDF) Download
16 FEBRUARY 2026 Guidelines on further details on the measures to remove impediments to resolvability and the circumstances in which each measure may be applied English (315.27 KB - PDF) Download Share this page