Small Business Lending Fraud Prevention Act Cost Estimate

CBO has released a cost estimate for H.R. 7401, the Small Business Lending Fraud Prevention Act, which was reported by the House Committee on Small Business on February 20, 2026. The bill, currently in draft form, addresses fraud prevention in small business lending programs.

Affected parties—including banks, alternative lenders, and other financial institutions involved in small business lending—should monitor the bill's progression through Congress. If enacted, the legislation would likely require enhanced fraud prevention measures and compliance procedures for small business loan programs.