SBA Disaster Loans for New Hampshire Businesses

SBA Newsroom

Published March 30th, 2026

Detected March 31st, 2026

Summary

The U.S. Small Business Administration announced availability of Economic Injury Disaster Loans (EIDL) for small businesses and private nonprofits in designated New Hampshire, Massachusetts, and Vermont counties affected by freezing temperatures in January 2025. Loans up to $2 million are available at 4% for small businesses and 3.625% for nonprofits, with terms up to 30 years and no interest accrual for 12 months.

View original document View source feed page

What changed

The SBA has activated its Economic Injury Disaster Loan program for businesses and private nonprofits in Cheshire, Hillsborough, and Sullivan counties in New Hampshire; Franklin and Worcester counties in Massachusetts; and Windham County in Vermont following freezing temperatures in January 2025. The declaration (NH-20012-01) enables eligible entities to access loans of up to $2 million for working capital needs, including paying fixed debts, payroll, and accounts payable.

Affected small businesses and private nonprofits should apply by November 19, 2026 through sba.gov/disaster, by calling (800) 659-2955, or via email. Agricultural producers, farmers, and ranchers are excluded except for aquaculture enterprises. The loans carry favorable terms with interest rates as low as 3.625% for nonprofits and 4% for small businesses, with repayment deferred until 12 months after the first disbursement.

What to do next

Submit EIDL applications by November 19, 2026 deadline
Gather financial documentation including tax returns and balance sheets to support loan application
Apply online at sba.gov/disaster or contact SBA Customer Service Center at (800) 659-2955

Source document (simplified)

Disaster news release
NH-20012-01

SBA Offers Disaster Relief to New Hampshire Small Businesses and Private Nonprofits Affected by Freezing and Extremely Cold Temperatures

Low interest disaster loans now available Published on

March 30, 2026

by Office of Disaster Recovery & Resilience WASHINGTON - The U.S. Small Business Administration (SBA) announced the availability of low interest federal disaster loans to small businesses and private nonprofit (PNP) organizations in New Hampshire who sustained economic losses caused by the freezing and extremely cold temperatures occurring Jan. 21–22, 2025.

The disaster declaration covers the New Hampshire counties of Cheshire, Hillsborough, and Sullivan, Massachusetts counties Franklin and Worcester as well as Vermont county Windham.

Under this declaration, the SBA’s Economic Injury Disaster Loan (EIDL) program is available to eligible small businesses, small agricultural cooperatives, nurseries, and PNPs with financial losses directly related to this disaster. The SBA is unable to provide disaster loans to agricultural producers, farmers, or ranchers, except for aquaculture enterprises.

EIDLs are available for working capital needs caused by the disaster and are available even if the small business or PNP did not suffer any physical damage. The loans may be used to pay fixed debts, payroll, accounts payable, and other bills not paid due to the disaster.

“Through a declaration by the U.S. Secretary of Agriculture, SBA provides critical financial assistance to help communities recover,” said Chris Stallings, associate administrator of the Office of Disaster Recovery and Resilience at the SBA. “We’re pleased to offer loans to small businesses and private nonprofits impacted by these disasters.”

The loan amount can be up to $2 million with interest rates as low as 4% for small businesses and 3.625% for PNPs, with terms up to 30 years. Interest does not accrue, and payments are not due until 12 months from the date of the first loan disbursement. The SBA sets loan amounts and terms based on each applicant’s financial condition.

To apply online visit sba.gov/disaster. Applicants may also call SBA’s Customer Service Center at (800) 659-2955 or email disastercustomerservice@sba.gov for more information on SBA disaster assistance. For people who are deaf, hard of hearing, or have a speech disability, please dial 7-1-1 to access telecommunications relay services.

The deadline to return economic injury applications is Nov. 19.

About the U.S. Small Business Administration

The U.S. Small Business Administration helps power the American dream of business ownership. As the only go-to resource and voice for small businesses backed by the strength of the federal government, the SBA empowers entrepreneurs and small business owners with the resources and support they need to start, grow, expand their businesses, or recover from a declared disaster. It delivers services through an extensive network of SBA field offices and partnerships with public and private organizations. To learn more, visit www.sba.gov.

Related programs: Disaster