PA Flood Insurance Notification and Insurance Department Duties Bill

Detected March 29th, 2026

Summary

The Pennsylvania House of Representatives has passed HB1718, a bill that introduces new requirements for flood insurance notification and assigns duties to the Insurance Department. The bill also includes provisions for penalties related to non-compliance.

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What changed

Pennsylvania House Bill 1718, titled 'PA flood insurance notification bill, Insurance Department duties,' has passed its final reading in the House and is moving forward. The bill amends Title 40 of the Pennsylvania Consolidated Statutes to establish new requirements for flood insurance notification, impose specific duties on the Pennsylvania Insurance Department, and introduces a penalty for non-compliance. The exact nature of the notification requirements, the scope of the department's duties, and the penalty structure are detailed within the bill's text.

Regulated entities, particularly insurers operating in Pennsylvania, will need to review the full text of HB1718 to understand the specific notification obligations and any new reporting or administrative duties assigned to the Insurance Department. Compliance officers should identify any changes required in their customer communication processes regarding flood insurance. The introduction of a penalty indicates a need for strict adherence to the new provisions once enacted, though a specific compliance deadline is not yet apparent from the bill's status.

What to do next

Review Pennsylvania HB1718 for specific flood insurance notification requirements.
Identify and implement any new duties assigned to the Insurance Department.
Assess and update internal processes to ensure compliance with new notification and penalty provisions.

Penalties

Imposes a penalty for non-compliance.

Source document (simplified)

PA HB1718 | 2025-2026 | Regular Session

Pennsylvania House Bill 1718

PA State Legislature page for HB1718
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Status

Sponsorship: Partisan Bill (Democrat 15)
Status: Engrossed on March 25 2026 - 50% progression
Action: 2026-03-25 - Third consideration and final passage (142-57)
Text: Latest bill text (Amended) [PDF]

Summary

An Act amending Title 40 (Insurance) of the Pennsylvania Consolidated Statutes, providing for flood insurance notification; imposing duties on the Insurance Department; and imposing a penalty.
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Title

Providing for flood insurance notification; imposing duties on the Insurance Department; and imposing a penalty.

Roll Calls

2026-03-25 - House - House Floor: PN2822, FINAL PASSAGE (Y: 142 N: 57 NV: 0 Abs: 1) [PASS]
2026-03-25 - House - House Appropriations: PN2822, Re-report Bill As Committed (Y: 37 N: 0 NV: 0 Abs: 0) [PASS]
2026-01-28 - House - House Insurance: PN2114, Report Bill As Amended (Y: 26 N: 0 NV: 0 Abs: 0) [PASS]
2026-01-28 - House - House Insurance: PN2114 A02355, Adopt Amendment (Y: 26 N: 0 NV: 0 Abs: 0) [PASS]

History

| Date | Chamber | Action |
| --- | --- | --- |
| 2026-03-25 | House | Third consideration and final passage (142-57) |
| 2026-03-25 | House | Re-reported as committed |
| 2026-03-24 | House | Re-committed to Appropriations |
| 2026-03-24 | House | Second consideration |
| 2026-03-23 | House | Removed from table |
| 2026-01-28 | House | Laid on the table |
| 2026-01-28 | House | First consideration |
| 2026-01-28 | House | Reported as amended |
| 2025-07-10 | House | Referred to Insurance |

Pennsylvania State Sources

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