Online Foreclosure Sale Act

Detected March 29th, 2026

Summary

The New Jersey Assembly has passed Bill A2777, the 'Online Foreclosure Sale Act,' which permits online foreclosure sales for real property. This legislation introduces a new method for conducting foreclosure auctions within the state.

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What changed

New Jersey Assembly Bill A2777, titled the 'Online Foreclosure Sale Act,' has passed the Assembly with a unanimous vote. This bill introduces a new framework that permits online foreclosure sales for real property, fundamentally changing the process by which foreclosure auctions are conducted in the state.

This substantive change will require real estate professionals, lenders, and potentially consumers involved in foreclosure proceedings to adapt to online auction platforms. Compliance officers should review the full text of the bill once enacted to understand the specific requirements, procedures, and any associated deadlines or new obligations related to conducting or participating in these online sales. The bill's progression suggests it is moving towards finalization, and adherence to its provisions will become mandatory.

What to do next

Review the full text of NJ A2777 upon enactment.
Update internal procedures for real property foreclosure sales to incorporate online auction requirements.
Train relevant personnel on the new online foreclosure sale process.

Source document (simplified)

NJ A2777 | 2026-2027 | Regular Session

New Jersey Assembly Bill 2777

NJ State Legislature page for A2777
- Summary
- Sponsors
- Texts
- Votes
- Research
- Comments
- Track
Note: Carry Over of previous A3791
Note: Carry Over of previous S2639

Status

Sponsorship: Partisan Bill (Democrat 4)
Status: Engrossed on March 23 2026 - 50% progression
Action: 2026-03-23 - Passed by the Assembly (71-0-0)
Text: Latest bill text (Introduced) [HTML]

Summary

The "New Jersey Online Foreclosure Sale Act;" permits online foreclosure sales for real property.
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Title

The "New Jersey Online Foreclosure Sale Act;" permits online foreclosure sales for real property.

Roll Calls

2026-03-23 - Assembly - Assembly Floor: Third Reading - Final Passage (Y: 71 N: 0 NV: 9 Abs: 0) [PASS]
2026-03-09 - Assembly - Assembly Housing and Community Development Committee: Reported Favorably (Y: 7 N: 0 NV: 0 Abs: 0) [PASS]

History

| Date | Chamber | Action |
| --- | --- | --- |
| 2026-03-23 | Assembly | Passed by the Assembly (71-0-0) |
| 2026-03-09 | Assembly | Reported out of Assembly Committee, 2nd Reading |
| 2026-01-13 | Assembly | Introduced, Referred to Assembly Housing Committee |

Same As/Similar To

A3791 (Carry Over) 2025-01-30 - Senate Amendment (Voice) (Ruiz)
S2639 (Carry Over) 2025-01-30 - Senate Amendment (Voice) (Ruiz)
S3938 (Same As) 2026-03-12 - Introduced in the Senate, Referred to Senate Community and Urban Affairs Committee

Subjects

Passed Assembly

New Jersey State Sources

| Type | Source |
| --- | --- |
| Summary | https://www.njleg.state.nj.us/bill-search/2026/A2777 |
| Text | https://pub.njleg.gov/Bills/2026/A3000/2777_I1.HTM |
| Supplement | https://pub.njleg.gov/Bills/2026/A3000/2777_T1.PDF |
| Supplement | https://pub.njleg.gov/Bills/2026/A3000/2777_S1.PDF |
| Roll Call | https://www.njleg.state.nj.us/bill-search/2026/A2777 |

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