National Bank Non-Interest Charges and Fees
Summary
The Office of the Comptroller of the Currency (OCC) has issued a rule governing non-interest charges and fees imposed by national banks. The unpublished document, spanning approximately 20 pages, is scheduled for official publication in the Federal Register on April 29, 2026. This rule establishes or modifies regulatory requirements for fee disclosures, restrictions, or transparency obligations applicable to national bank operations. Financial institutions should review their current fee structures and compliance programs in anticipation of the rule's official effective date.
National banks and federal savings associations should initiate internal reviews of their current fee structures upon the rule's official publication. Compliance teams should identify any fee categories addressed by the OCC rule and compare existing disclosure practices and fee limits against the new requirements.
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GovPing monitors US Federal Register — Public Inspection Desk for new government & legislation regulatory changes. Every update since tracking began is archived, classified, and available as free RSS or email alerts — 50 changes logged to date.
What changed
The OCC has promulgated a rule addressing non-interest charges and fees at national banks. While the specific provisions are contained in the full 20-page document available via the Public Inspection PDF link, the rule represents a regulatory addition to the OCC's framework governing bank fee practices.
Affected national banks and federal savings associations should monitor for the official Federal Register publication on April 29, 2026, and review the full rule text for specific compliance obligations, reporting requirements, or restrictions on fee imposition. Banks offering non-interest fee products should prepare internal compliance assessments against the forthcoming requirements.
Archived snapshot
Apr 28, 2026GovPing captured this document from the original source. If the source has since changed or been removed, this is the text as it existed at that time.
Public Inspection :: Rule
National Bank Non-Interest Charges and Fees
An unpublished Rule
by the Comptroller of the Currency on 04/29/2026
- Document Details
- Sharing Public Inspection Document This document is unpublished. It is scheduled to be published on 04/29/2026.
Once it is published it will be available on this page in an official form.
Until then, you can download the unpublished PDF version.
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Source document text, dates, docket IDs, and authority are extracted directly from OCC.
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