Changeflow GovPing Government & Legislation National Bank Non-Interest Charges and Fees
Priority review Rule Added Final

National Bank Non-Interest Charges and Fees

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Summary

The Office of the Comptroller of the Currency (OCC) has issued a rule governing non-interest charges and fees imposed by national banks. The unpublished document, spanning approximately 20 pages, is scheduled for official publication in the Federal Register on April 29, 2026. This rule establishes or modifies regulatory requirements for fee disclosures, restrictions, or transparency obligations applicable to national bank operations. Financial institutions should review their current fee structures and compliance programs in anticipation of the rule's official effective date.

Why this matters

National banks and federal savings associations should initiate internal reviews of their current fee structures upon the rule's official publication. Compliance teams should identify any fee categories addressed by the OCC rule and compare existing disclosure practices and fee limits against the new requirements.

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Published by OCC on federalregister.gov . Detected, standardized, and enriched by GovPing. Review our methodology and editorial standards .

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What changed

The OCC has promulgated a rule addressing non-interest charges and fees at national banks. While the specific provisions are contained in the full 20-page document available via the Public Inspection PDF link, the rule represents a regulatory addition to the OCC's framework governing bank fee practices.

Affected national banks and federal savings associations should monitor for the official Federal Register publication on April 29, 2026, and review the full rule text for specific compliance obligations, reporting requirements, or restrictions on fee imposition. Banks offering non-interest fee products should prepare internal compliance assessments against the forthcoming requirements.

Archived snapshot

Apr 28, 2026

GovPing captured this document from the original source. If the source has since changed or been removed, this is the text as it existed at that time.

Public Inspection :: Rule

National Bank Non-Interest Charges and Fees

An unpublished Rule
by the Comptroller of the Currency on 04/29/2026

  • Document Details
  • Sharing Public Inspection Document This document is unpublished. It is scheduled to be published on 04/29/2026.

Once it is published it will be available on this page in an official form.
Until then, you can download the unpublished PDF version.

Although we make a concerted effort to reproduce the original document
in full on our Public Inspection pages, in some cases graphics may not
be displayed, and non-substantive markup language may appear alongside
substantive text. If you are using public inspection listings for legal
research, you should verify the contents of documents against a final,
official edition of the Federal Register. Only official editions of the Federal Register provide legal
notice of publication to the public and judicial notice to the courts under 44 U.S.C. 1503 & 1507.
Learn more here.

Public Inspection Document

Citations

44 U.S.C. 1503 & 1507 legal notice of publication requirement

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Source document text, dates, docket IDs, and authority are extracted directly from OCC.

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Last updated

Classification

Agency
OCC
Published
April 29th, 2026
Instrument
Rule
Branch
Executive
Legal weight
Binding
Stage
Final
Change scope
Substantive
Document ID
44 U.S.C. 1503 & 1507

Who this affects

Applies to
Banks
Industry sector
5221 Commercial Banking
Activity scope
Bank fee regulation Non-interest charges compliance National bank operations
Geographic scope
United States US

Taxonomy

Primary area
Banking
Operational domain
Compliance
Compliance frameworks
Dodd-Frank
Topics
Consumer Finance Consumer Protection

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