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Major Disaster Declaration for Tennessee Severe Winter Storm

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Summary

The SBA has published notice of a Presidential major disaster declaration for the State of Tennessee (FEMA-4898-DR) following a severe winter storm that occurred January 22-27, 2026. The declaration makes disaster loans available to affected businesses and homeowners in 31 primary Tennessee counties for both physical damage and economic injury. Physical loan applications are due June 10, 2026, and Economic Injury (EIDL) loan applications are due January 11, 2027.

What changed

The SBA published notice of a Presidential major disaster declaration for Tennessee following a severe winter storm occurring January 22-27, 2026. This declaration activates SBA disaster loan programs for eligible applicants in 31 primary Tennessee counties and multiple contiguous counties in Tennessee and neighboring states. Interest rates range from 2.875% for homeowners without credit available elsewhere to 8.000% for businesses with credit available elsewhere.\n\nAffected businesses and homeowners should submit loan applications through the MySBA Loan Portal or in person. Physical damage loan applications must be received by June 10, 2026, while Economic Injury (EIDL) loan applications must be received by January 11, 2027. The disaster numbers assigned are 21501B for physical damage and 21502 for economic injury. Applicants in contiguous counties may be eligible for Economic Injury loans only.

What to do next

  1. Apply for SBA disaster loans via MySBA Loan Portal at https://lending.sba.gov
  2. Submit physical damage loan applications by June 10, 2026
  3. Submit Economic Injury (EIDL) loan applications by January 11, 2027

Archived snapshot

Apr 16, 2026

GovPing captured this document from the original source. If the source has since changed or been removed, this is the text as it existed at that time.

Notice

Presidential Declaration of a Major Disaster for the State of Tennessee

A Notice by the Small Business Administration on 04/16/2026

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  • Public Inspection Published Document: 2026-07437 (91 FR 20556) Document Headings ###### Small Business Administration
  1. [Disaster Declaration #21501 and #21502; TENNESSEE Disaster Number TN-20031]

AGENCY:

U.S. Small Business Administration.

ACTION:

Notice.

SUMMARY:

This is notice of the Presidential declaration of a major disaster for the State of Tennessee (FEMA-4898-DR), dated April 10, 2026.

Incident: Severe Winter Storm.

DATES:

Issued on April 10, 2026.

Incident Period: January 22, 2026 through January 27, 2026.

Physical Loan Application Deadline Date: June 10, 2026.

Economic Injury (EIDL) Loan Application Deadline Date: January 11, 2027.

ADDRESSES:

Visit the MySBA Loan Portal at https://lending.sba.gov to apply for a disaster assistance loan.

FOR FURTHER INFORMATION CONTACT:

Sharon Henderson, Office of Disaster Recovery and Resilience, U.S. Small Business Administration, 409 3rd Street SW, Suite 6050, Washington, DC 20416, (202) 205-6734.

SUPPLEMENTARY INFORMATION:

Notice is hereby given as a result of the President's major disaster declaration on April 10, 2026, applications for disaster loans may be submitted online using the MySBA Loan Portal https://lending.sba.gov or in person at other locally announced locations. For further assistance please contact the SBA disaster assistance customer service center by email at disastercustomerservice@sba.gov or by phone at 1-800-659-2955. If you are deaf, hard of hearing or have a speech disability, please dial 7-1-1 to access telecommunications relay services.

The following areas have been determined to be adversely affected by the disaster:

Primary Counties (Physical Damage and Economic Injury Loans): Benton, Carroll, Cheatham, Chester, Clay, Davidson, Decatur, Dickson, Dyer, Fayette, Hardeman, Hardin, Henderson, Hickman, Lewis, Macon, Madison, Maury, McNairy, Montgomery, Perry, Robertson, Rutherford, Shelby, Sumner, Trousdale, Wayne, Williamson, Wilson.

Contiguous Counties (Economic Injury Loans Only):

Tennessee: Bedford, Cannon, Coffee, Crockett, DeKalb, Gibson, Giles, Haywood, Henry, Houston, Humphreys, Jackson, Lake, Lauderdale, Lawrence, Marshall, Obion, Overton, Pickett, Smith, Stewart, Tipton, Weakley.

Alabama: Lauderdale.

Arkansas: Crittenden, Mississippi.

Kentucky: Allen, Christian, Clinton, Cumberland, Logan, Monroe, Simpson, Todd.

Missouri: Pemiscot.

Mississippi: Alcorn, Benton, DeSoto, Marshall, Tippah, Tishomingo.

The Interest Rates are:

Percent
For Physical Damage:
Homeowners with Credit Available Elsewhere 5.750
Homeowners without Credit Available Elsewhere 2.875
Businesses with Credit Available Elsewhere 8.000
Businesses without Credit Available Elsewhere 4.000
Private Non-Profit Organizations with Credit Available Elsewhere 3.625
Private Non-Profit Organizations without Credit Available Elsewhere 3.625
For Economic Injury:
Business and Small Agricultural Cooperatives without Credit Available Elsewhere 4.000
Private Non-Profit Organizations without Credit Available Elsewhere 3.625

The number assigned to this disaster for physical damage is 21501B and for economic injury is 215020.

(Catalog of Federal Domestic Assistance Number 59008)

(Authority: 13 CFR 123.3(b).)

James Stallings,

Associate Administrator, Office of Disaster Recovery & Resilience.

[FR Doc. 2026-07437 Filed 4-15-26; 8:45 am]

BILLING CODE 8026-09-P

Published Document: 2026-07437 (91 FR 20556)

CFR references

13 CFR 123.3(b)

Named provisions

Disaster Declaration #21501 and #21502 TENNESSEE Disaster Number TN-20031

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Last updated

Classification

Agency
Small Business Administration
Published
April 10th, 2026
Instrument
Notice
Legal weight
Non-binding
Stage
Final
Change scope
Minor
Document ID
91 FR 20556 / Disaster Declaration #21501 and #21502
Docket
Disaster Declaration #21501 and #21502 TENNESSEE Disaster Number TN-20031

Who this affects

Applies to
Businesses Consumers Government agencies
Industry sector
9211 Government & Public Administration
Activity scope
Disaster loan applications Economic injury loans Physical damage loans
Geographic scope
US-TN US-TN

Taxonomy

Primary area
Financial Services
Operational domain
Finance
Topics
Government Contracting Public Health

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