IADI Consultation on Digitalisation Impact on Deposit Insurance
Summary
The International Association of Deposit Insurers (IADI) has launched a consultation inviting public comment on the impact of digitalisation and financial innovation on deposit insurance systems. The consultation seeks input from deposit insurers, banking supervisors, and other stakeholders on how emerging technologies and digital disruption affect the effectiveness of deposit protection frameworks. Comments are being accepted through May 2026, with findings intended to inform updates to IADI's Core Principles for Effective Deposit Insurance Systems.
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GovPing monitors IADI News for new government & legislation regulatory changes. Every update since tracking began is archived, classified, and available as free RSS or email alerts — 3 changes logged to date.
What changed
IADI has released a consultation document seeking stakeholder input on how the rapid pace of financial technology innovation and digital banking transformation is reshaping deposit insurance systems globally. The consultation covers topics including the treatment of digital deposits, coverage adequacy in the context of new payment technologies, and the operational resilience of deposit insurers in a digital environment.\n\nAffected parties — deposit insurers, banking supervisors, and financial institutions — should review the consultation questions and consider submitting comments by the May 2026 deadline. Responses will contribute to the development of updated IADI guidance on deposit insurance in the digital era, potentially influencing supervisory expectations and regulatory frameworks across member jurisdictions.
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Apr 23, 2026GovPing captured this document from the original source. If the source has since changed or been removed, this is the text as it existed at that time.
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