SB053 Expands CHFA Mortgage Eligibility to POST Officers and First Responders
Summary
Colorado Governor signed SB053 on April 6, 2026, expanding eligible borrowers for Colorado Housing and Finance Authority (CHFA) mortgages to include POST (peace officer standards and training) officers and other first responders. The bill passed the Senate 28-6 and the House 51-13 after multiple amendments. CHFA will now be required to implement the expanded eligibility criteria for mortgage financing programs serving law enforcement personnel.
What changed
Colorado enacted SB053 on April 6, 2026, which amends the Colorado Housing and Finance Authority Act to add POST-certified officers and first responders as eligible borrowers for CHFA mortgage programs. The bill underwent significant amendments during both House and Senate committee stages, with amendment L.009 adopted at third reading.
Affected parties include Colorado law enforcement agencies whose officers may now access CHFA first-time homebuyer programs, CHFA-approved lenders originating mortgages under the expanded criteria, and the Colorado Department of Public Safety whose POST-certified officers gain new housing benefits. CHFA will need to update program documentation, lender guidance, and application processes to reflect the new eligible borrower category.
What to do next
- CHFA must update mortgage program eligibility criteria to include POST officers
- Approved lenders should prepare systems for expanded first responder borrower category
- Monitor for CHFA implementation guidance on expanded eligibility
Archived snapshot
Apr 8, 2026GovPing captured this document from the original source. If the source has since changed or been removed, this is the text as it existed at that time.
ChangeBridge / Colorado / SB053 Signed by Governor SB053 Senate Bill Signed by Governor 2026-04-06
Colorado Housing and Finance Authority Mortgage POST Officers First Responders
Concerning the expansion of eligible borrowers for mortgages through the Colorado housing and finance authority.
Bill Details
State Colorado
Session 2026 Regular Session
Chamber Senate
Official Source leg.colorado.gov/bills/SB26-053
LegiScan View on LegiScan
Sponsors
Barbara Kirkmeyer (Sen - R) Kyle Mullica (Sen - D) Chad Clifford (Rep - D) Ryan Gonzalez (Rep - R) John Carson (Sen - R) James Coleman (Sen - D) Lindsey Daugherty (Sen - D) Lisa Frizell (Sen - R) Cathy Kipp (Sen - D) William Lindstedt (Sen - D) Larry Liston (Sen - R) Byron Pelton (Sen - R) Dylan Roberts (Sen - D) Marc Snyder (Sen - D) Andrew Boesenecker (Rep - D) Monica Duran (Rep - D) Eliza Hamrick (Rep - D) Mandy Lindsay (Rep - D) Julie McCluskie (Rep - D) Kenny Nguyen (Rep - D) Jacque Phillips (Rep - D) Manny Rutinel (Rep - D) Elizabeth Velasco (Rep - D)
Action History
2026-04-07 H Signed by the Speaker of the House 2026-04-07 S Signed by the President of the Senate 2026-04-06 S Senate Considered House Amendments - Result was to Concur - Repass 2026-04-02 H House Third Reading Passed with Amendments - Floor 2026-03-31 H House Third Reading Laid Over Daily - No Amendments 2026-03-30 H House Second Reading Special Order - Passed with Amendments - Committee, Floor 2026-03-27 H House Second Reading Laid Over Daily - No Amendments 2026-03-24 H House Committee on Transportation, Housing & Local Government Refer Amended to House Committee of the Whole 2026-03-02 H Introduced In House - Assigned to Transportation, Housing & Local Government 2026-03-02 S Senate Third Reading Passed - No Amendments 2026-02-27 S Senate Third Reading Laid Over to 03/02/2026 - No Amendments 2026-02-26 S Senate Third Reading Laid Over to 02/27/2026 - No Amendments 2026-02-25 S Senate Second Reading Passed with Amendments - Committee, Floor 2026-02-24 S Senate Second Reading Laid Over to 02/25/2026 - No Amendments 2026-02-23 S Senate Second Reading Laid Over to 02/24/2026 - No Amendments 2026-02-18 S Senate Second Reading Laid Over to 02/23/2026 - No Amendments 2026-02-12 S Senate Committee on Local Government & Housing Refer Amended to Senate Committee of the Whole 2026-01-27 S Introduced In Senate - Assigned to Local Government & Housing
Votes
2026-02-12 Senate Local Government & Housing: Refer Senate Bill 26-053, as amended, to the Committee of the Whole. Yea: 6 Nay: 1 2026-02-12 Senate Local Government & Housing: Adopt amendment L.001 Yea: 7 Nay: 0 2026-03-02 Senate: Third Reading Bill Yea: 28 Nay: 6 2026-03-24 House Transportation, Housing & Local Government: Refer Senate Bill 26-053, as amended, to the Committee of the Whole. Yea: 9 Nay: 4 2026-03-24 House Transportation, Housing & Local Government: Adopt amendment L.007 (Attachment K) Yea: 13 Nay: 0 2026-04-02 House: Third Reading Amd (l.009) Yea: 64 Nay: 0 2026-04-02 House: Third Reading Bill Yea: 51 Nay: 13 2026-04-02 House: Third Reading Perm Yea: 64 Nay: 0 2026-04-06 Senate: House Amendments Concur Yea: 35 Nay: 0 2026-04-06 Senate: House Amendments Repass Yea: 32 Nay: 3
Committee Referrals
2026-01-27 S Local Government & Housing 2026-02-12 S Committee of the Whole 2026-03-02 H Transportation, Housing & Local Government 2026-03-24 H Committee of the Whole
Amendments
2026-02-12 Senate Local Government & Housing Amendment L.001 Adopted 2026-02-25 Second Reading Amendment L.006 Adopted 2026-03-24 House Transportation, Housing & Local Government Amendment L.007 Adopted 2026-03-30 Second Reading Amendment L.008 Adopted 2026-04-02 Third Reading Amendment L.009 Adopted
Bill Text Versions
1969-12-31 Introduced 1969-12-31 Engrossed 1969-12-31 Engrossed 1969-12-31 Amended 1969-12-31 Amended 1969-12-31 Enrolled
Subjects
Housing Legislative data powered by LegiScan (CC BY 4.0)
Named provisions
Related changes
Get daily alerts for Colorado Legislative Events
Daily digest delivered to your inbox.
Free. Unsubscribe anytime.
About this page
Every important government, regulator, and court update from around the world. One place. Real-time. Free. Our mission
Source document text, dates, docket IDs, and authority are extracted directly from CO Legislature.
The plain-English summary, classification, and "what to do next" steps are AI-generated from the original text. Cite the source document, not the AI analysis.
Classification
Who this affects
Taxonomy
Browse Categories
Get alerts for this source
We'll email you when Colorado Legislative Events publishes new changes.