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Kentucky SB226 Allows 15% Administrative Fee on Preneed Burial Contracts

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Summary

Kentucky SB226 permits agents selling preneed burial contracts to collect an administrative fee not exceeding 15% of total payments under the contract. The law prohibits the fee from being charged more than once and restricts collection until all installments have been paid. The Act amends existing statutes governing burial contracts and applies to contracts entered into on or after the effective date.

What changed

Kentucky SB226 creates a new statutory provision permitting agents who guarantee prices for merchandise and services under preneed burial contracts to collect an administrative fee capped at 15% of total payments. The legislation prohibits this fee from being paid more than once and prohibits collection until all installments are paid. It also amends existing statutes to exempt fully paid contracts from certain refund requirements for administrative fees.\n\nFuneral homes, cemeteries, and other death care service providers selling preneed burial contracts should review their pricing structures and contract templates to ensure compliance with the new fee limitations and collection timing restrictions. Consumers purchasing preneed burial contracts should be informed of their rights under the amended refund provisions.

What to do next

  1. Update preneed burial contract terms to reflect the 15% administrative fee cap
  2. Ensure administrative fees are not collected until all installments are paid in full
  3. Cease charging administrative fees more than once per contract

Archived snapshot

Apr 11, 2026

GovPing captured this document from the original source. If the source has since changed or been removed, this is the text as it existed at that time.

ChangeBridge / Kentucky / SB226 Signed by Governor SB226 Senate Bill Signed by Governor 2026-04-10

AN ACT relating to preneed burial contracts.

Create a new section of KRS 367.934 to 367.974 to allow an agent that guarantees a price for all merchandise and services to be provided under a preneed burial contract to collect an administrative fee not to exceed 15% of the total amount of payments to be paid under the contract; prohibit the administrative fee from being paid more than once; prohibit the administrative fee from being paid until all installments have been paid; amend KRS 367.934 to conform; amend KRS 367.936 to exempt an administrative fee imposed on a fully paid contract from the refund requirements; make technical amendments; direct that the Act applies to contracts entered into on or after the effective date of the Act.

Bill Details

State Kentucky

Session 2026 Regular Session

Chamber Senate

Official Source apps.legislature.ky.gov/record/26RS/sb226....

LegiScan View on LegiScan

Sponsors

Greg Elkins (Sen - R) Danny Carroll (Sen - R) Scott Madon (Sen - R) Robert Mills (Sen - R) Matt Nunn (Sen - R) Craig Richardson (Sen - R)

Action History

2026-04-10 S signed by Governor 2026-03-31 S delivered to Governor 2026-03-31 S enrolled, signed by Speaker of the House 2026-03-31 S enrolled, signed by President of the Senate 2026-03-31 S received in Senate 2026-03-31 H 3rd reading, passed 93-0 2026-03-24 H posted for passage in the Regular Orders of the Day for Wednesday, March 25 2026 2026-03-20 H 2nd reading, to Rules 2026-03-19 H reported favorably, 1st reading, to Calendar 2026-03-16 H to State Government (H) 2026-03-11 H to Committee on Committees (H) 2026-03-11 H received in House 2026-03-10 S 3rd reading, passed 38-0 2026-03-06 S posted for passage in the Regular Orders of the Day for Tuesday, March 10 2026 2026-03-05 S 2nd reading, to Rules 2026-03-04 S reported favorably, 1st reading, to Calendar 2026-03-02 S to State & Local Government (S) 2026-02-24 S to Committee on Committees (S) 2026-02-24 S introduced in Senate

Votes

2026-03-10 Senate: Third Reading RSN# 3903 Yea: 38 Nay: 0 2026-03-31 House: Veto Override RCS# 383 Yea: 93 Nay: 0

Committee Referrals

2026-02-24 S Committee on Committees 2026-03-02 S State & Local Government 2026-03-05 S Rules 2026-03-11 H Committee On Committees 2026-03-16 H State Government 2026-03-20 H Rules

Bill Text Versions

0000-00-00 Introduced 0000-00-00 Engrossed

Subjects

Cemeteries and Burials Contracts Fees Funerals And Funeral Directors Legislative data powered by LegiScan (CC BY 4.0)

Named provisions

KRS 367.934 to 367.974

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Last updated

Classification

Agency
KY Legis
Published
April 10th, 2026
Instrument
Rule
Legal weight
Binding
Stage
Final
Change scope
Minor
Document ID
SB226, Kentucky 2026 Regular Session

Who this affects

Applies to
Healthcare providers Consumers
Industry sector
6211 Healthcare Providers
Activity scope
Funeral services Contract administration Consumer pricing
Geographic scope
US-KY US-KY

Taxonomy

Primary area
Consumer Protection
Operational domain
Compliance
Topics
Public Health Consumer Finance

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