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Local Government Credit Card Acceptance - E-Pay Program

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Summary

Illinois House Bill HB4537 passed 110-0 on April 8, 2026, amending the Local Governmental Acceptance of Credit Cards Act. The bill prohibits local governments from entering contracts that discriminate against or bar the State Treasurer's E-Pay program or other procured payment processing systems. The measure now proceeds to the Illinois Senate.

What changed

HB4537 amends the Local Governmental Acceptance of Credit Cards Act to prohibit local governmental entities from including contract terms that prohibit or discriminate against the State Treasurer's E-Pay program or any other payment processing system the entity has procured. This effectively prevents exclusive payment processing agreements that would block state payment programs.

Local governments and their vendors should monitor this bill as it proceeds through the Senate. If enacted, local entities will need to ensure existing and future payment processing contracts do not restrict use of the E-Pay program or other authorized payment systems, potentially requiring contract renegotiation or vendor relationship changes.

What to do next

  1. Monitor HB4537 as it advances through the Illinois Senate
  2. Review existing payment processor vendor contracts for non-discrimination provisions
  3. Prepare to comply if bill becomes law requiring acceptance of E-Pay and other payment systems

Archived snapshot

Apr 9, 2026

GovPing captured this document from the original source. If the source has since changed or been removed, this is the text as it existed at that time.

ChangeBridge / Illinois / HB4537 Passed HB4537 House Bill Passed 2026-04-08

LOC GOV-CREDIT CARD AGREEMENTS

Amends the Local Governmental Acceptance of Credit Cards Act. Provides that no agreement or contract with a local governmental entity may prohibit or discriminate against the use of the State Treasurer's E-Pay program under the State Treasurer Act or any other payment processing system that the local governmental entity has procured. Effective immediately.

Bill Details

State Illinois

Session 104th General Assembly

Chamber House

Official Source www.ilga.gov/Legislation/BillStatus?DocNum...

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Sponsors

Barbara Hernandez (Rep - D) Anthony DeLuca (Rep - D) Justin Cochran (Rep - D) Dave Vella (Rep - D) Bradley Stephens (Rep - R) Kyle Moore (Rep - R) Edgar Gonzalez (Rep - D)

Action History

2026-04-08 H Third Reading - Short Debate - Passed 110-000-000 2026-04-07 H Placed on Calendar Order of 3rd Reading - Short Debate 2026-04-07 H Second Reading - Short Debate 2026-04-07 H House Floor Amendment No. 2 Adopted 2026-03-26 H Added Co-Sponsor Rep. Edgar González, Jr. 2026-03-26 H Added Co-Sponsor Rep. Kyle Moore 2026-03-26 H Added Co-Sponsor Rep. Brad Stephens 2026-03-26 H Added Co-Sponsor Rep. Dave Vella 2026-03-26 H Added Co-Sponsor Rep. Justin Cochran 2026-03-26 H Added Co-Sponsor Rep. Anthony DeLuca 2026-03-24 H House Floor Amendment No. 2 Recommends Be Adopted Financial Institutions and Licensing Committee; 012-000-000 2026-03-24 H House Floor Amendment No. 2 Rules Refers to Financial Institutions and Licensing Committee 2026-03-23 H House Floor Amendment No. 2 Referred to Rules Committee 2026-03-23 H House Floor Amendment No. 2 Filed with Clerk by Rep. Barbara Hernandez 2026-03-19 H Placed on Calendar 2nd Reading - Short Debate 2026-03-18 H House Committee Amendment No. 1 Tabled 2026-03-18 H Do Pass / Short Debate Financial Institutions and Licensing Committee; 009-000-000 2026-03-18 H House Committee Amendment No. 1 Rules Refers to Financial Institutions and Licensing Committee 2026-02-25 H House Committee Amendment No. 1 Referred to Rules Committee 2026-02-25 H House Committee Amendment No. 1 Filed with Clerk by Rep. Barbara Hernandez 2026-02-11 H Assigned to Financial Institutions and Licensing Committee 2026-01-30 H Referred to Rules Committee 2026-01-30 H First Reading 2026-01-22 H Filed with the Clerk by Rep. Barbara Hernandez

Committee Referrals

2026-01-30 H Rules 2026-02-11 H Financial Institutions and Licensing 2026-02-25 H Rules 2026-03-18 H Financial Institutions and Licensing 2026-03-23 H Rules 2026-03-24 H Financial Institutions and Licensing

Amendments

2026-02-25 House Amendment 001 2026-03-23 House Amendment 002

Bill Text Versions

2026-01-22 Introduced 2026-04-07 Engrossed Legislative data powered by LegiScan (CC BY 4.0)

Named provisions

Local Governmental Acceptance of Credit Cards Act

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Last updated

Classification

Agency
IL-GA
Instrument
Consultation
Legal weight
Non-binding
Stage
Consultation
Change scope
Minor
Document ID
IL HB4537 (104th General Assembly)

Who this affects

Applies to
Government agencies Financial advisers
Industry sector
5221 Commercial Banking
Activity scope
Payment processing contracts Government procurement
Geographic scope
Illinois US-IL

Taxonomy

Primary area
Payments
Operational domain
Compliance
Topics
Consumer Finance Banking

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