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Delaware SB238 Mandates Insurance Coverage for Chiropractic and Physical Therapy

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Summary

Delaware Governor signed SB238 into law on March 26, 2026, amending Titles 24, 29, and 31 of the Delaware Code to mandate insurance coverage for chiropractic therapy and physical therapy services. The bill passed the Senate unanimously 20-0. This legislation requires health insurers and related insurance products to provide coverage for these therapeutic services as part of their standard benefit packages.

What changed

Delaware SB238 enacts a new mandate requiring health insurers and other insurance carriers operating in Delaware to provide coverage for chiropractic therapy and physical therapy services. The bill, sponsored by a bipartisan coalition of 20 legislators, amends multiple titles of the Delaware Code and includes Amendment SA 1 prior to final passage.

Insurers offering health insurance products in Delaware must ensure their benefit designs include coverage for chiropractic and physical therapy services. Healthcare providers offering these services may see increased patient access due to mandatory coverage. Employers sponsoring group health plans and insurance producers should review policy documents to confirm compliance with the new mandated benefit requirements.

What to do next

  1. Review insurance policy benefit structures for chiropractic and physical therapy coverage gaps
  2. Update health insurance plan documents to reflect mandated therapy coverage
  3. Notify policyholders of expanded therapy benefits under new state requirement

Archived snapshot

Apr 10, 2026

GovPing captured this document from the original source. If the source has since changed or been removed, this is the text as it existed at that time.

ChangeBridge / Delaware / SB238 Signed by Governor SB238 Senate Bill Signed by Governor 2026-03-26

An Act To Amend Title 24, Title 29, And Title 31 Of The Delaware Code Relating To Insurance Coverage For Chiropractic Therapy And Physical Therapy.

Bill Details

State Delaware

Session 153rd General Assembly

Chamber Senate

Official Source legis.delaware.gov/BillDetail?LegislationI...

LegiScan View on LegiScan

Sponsors

Bryan Townsend (Sen - D) Stephanie Hansen (Sen - D) Nnamdi Chukwuocha (Rep - D) William Bush (Rep - D) Eric Buckson (Sen - R) Kyra Hoffner (Sen - D) Russ Huxtable (Sen - D) David Lawson (Sen - R) Brian Pettyjohn (Sen - R) Marie Pinkney (Sen - D) Jack Walsh (Sen - D) David Wilson (Sen - R) Alonna Berry (Rep - D) Mara Gorman (Rep - D) Jeff Hilovsky (Rep - R) Kendra Johnson (Rep - D) Eric Morrison (Rep - D) Claire Snyder-Hall (Rep - D) Kimberly Williams (Rep - D) Lyndon Yearick (Rep - R)

Action History

2026-03-26 S Passed By Senate. Votes: 20 YES 1 ABSENT 2026-03-26 S Amendment SA 1 to SB 238 - Passed By Senate. Votes: 19 YES 2 ABSENT 2026-03-11 S Amendment SA 1 to SB 238 - Introduced and Placed With Bill 2026-03-11 S Reported Out of Committee (Health & Social Services) in Senate with 7 Favorable, 1 On Its Merits 2026-02-19 S Introduced and Assigned to Health & Social Services Committee in Senate

Votes

2026-03-26 Senate Third Reading Yea: 20 Nay: 0

Committee Referrals

2026-02-19 S Health & Social Services

Bill Text Versions

0000-00-00 Draft Legislative data powered by LegiScan (CC BY 4.0)

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Last updated

Classification

Agency
DE Leg.
Published
March 26th, 2026
Instrument
Rule
Legal weight
Binding
Stage
Final
Change scope
Substantive
Document ID
Delaware SB 238, 153rd General Assembly

Who this affects

Applies to
Insurers Healthcare providers
Industry sector
5242 Health Insurance
Activity scope
Health insurance coverage Group benefit plans Provider reimbursement
Geographic scope
US-DE US-DE

Taxonomy

Primary area
Insurance
Operational domain
Compliance
Topics
Healthcare Consumer Protection

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