JCLSA Loan Separation Application - PRA Comment Request
Summary
The Department of Education published a PRA notice seeking comments on revisions to the Joint Consolidation Loan Separation Application (OMB Control No. 1845-0182). The ICR enables joint consolidation loan borrowers under the Joint Consolidation Loan Separation Act to apply to separate joint Direct Consolidation Loans into individual loans. An estimated 74,000 annual responses are anticipated with approximately 24,050 total annual burden hours.
What changed
The Department of Education published a Paperwork Reduction Act notice requesting public comments on proposed revisions to the Joint Consolidation Loan Separation Application (OMB Control No. 1845-0182). The application enables joint consolidation loan borrowers to separate existing joint Direct Consolidation Loans or Federal Consolidation Loans into individual Direct Consolidation Loans under authority of the Joint Consolidation Loan Separation Act. The notice estimates 74,000 annual responses and 24,050 annual burden hours.
Affected parties including individuals, households, private sector entities, and state, local, and tribal governments should review the proposed information collection and submit comments addressing whether the collection is necessary, whether burden estimates are accurate, and how the Department can enhance data quality and minimize respondent burden. Comments are due by June 8, 2026.
What to do next
- Submit comments via regulations.gov by June 8, 2026
- Address the five specific solicitation issues in written comments
- Reference Docket ID ED-2026-SCC-1255 in all submissions
Archived snapshot
Apr 9, 2026GovPing captured this document from the original source. If the source has since changed or been removed, this is the text as it existed at that time.
Content
ACTION:
Notice.
SUMMARY:
In accordance with the Paperwork Reduction Act (PRA) of 1995, the Department is proposing a revision of a currently approved
information collection request (ICR).
DATES:
Interested persons are invited to submit comments on or before June 8, 2026.
ADDRESSES:
To access and review all the documents related to the information collection listed in this notice, please use http://www.regulations.gov by searching the Docket ID number ED-2026-SCC-1255. Comments submitted in response to this notice should be submitted electronically
through the Federal eRulemaking Portal at http://www.regulations.gov by selecting the Docket ID number or via postal mail, commercial delivery, or hand delivery. If the regulations.gov site is not available to the public for any reason, the Department will temporarily accept comments at ICDocketMgr@ed.gov. Please include the docket ID number and the title of the information collection request when requesting documents or submitting
comments. Please note that comments submitted after the comment period will not be accepted. Written requests for information
or comments submitted by postal mail or delivery should be addressed to Carolyn Rose, U.S. Department of Education, Federal
Student Aid, 400 Maryland Avenue SW, Washington, DC 20202-1200.
FOR FURTHER INFORMATION CONTACT:
For specific questions related to collection activities, please contact Carolyn Rose, (202) 453-5967.
SUPPLEMENTARY INFORMATION:
The Department, in accordance with the Paperwork Reduction Act of 1995 (PRA) (44 U.S.C. 3506(c)(2)(A)), provides the general
public and Federal agencies with an opportunity to comment on proposed, revised, and continuing collections of information.
This helps the Department assess the impact of its information collection requirements and minimize the public's reporting
burden. It also helps the public understand the Department's information collection requirements and provide the requested
data in the desired format. The Department is soliciting comments on the proposed information collection request (ICR) that
is described below. The Department is especially interested in public comment addressing the following issues: (1) is this
collection necessary to the proper functions of the Department; (2) will this information be processed and used in a timely
manner; (3) is the estimate of burden accurate; (4) how might the Department enhance the quality, utility, and clarity of
the information to be collected; and (5) how might the Department minimize the burden of this collection on the respondents,
including through the use of information technology. Please note that written comments received in response to this notice
will be considered public records.
Title of Collection: Joint Consolidation Loan Separation Application.
OMB Control Number: 1845-0182.
Type of Review: Revision of a currently approved ICR.
Respondents/Affected Public: Individuals and Households; Private Sector; State, Local, and Tribal Governments.
Total Estimated Number of Annual Responses: 74,000.
Total Estimated Number of Annual Burden Hours: 24,050.
Abstract: The Joint Consolidation Loan Separation Act (JCLSA), amended the Higher Education Act of 1965, as amended (HEA) to allow joint
consolidation co-borrowers to apply to separate an existing joint Direct Consolidation Loan or Federal Consolidation Loan
into individual Direct Consolidation Loans. The HEA, as amended by the JCLSA, requires joint consolidation loan borrowers
to apply to the U.S. Department of Education if they wish to separate an existing joint consolidation loan into one or more
individual Direct Consolidation Loans.
The One Big Beautiful Bill Act (OBBBA) signed into law on July 4, 2025, made statutory changes to Sections 455(d), 455(e),
455(g), and 455(q) that impact the terms and conditions and borrowers' rights and responsibilities for Direct Loans (including
consolidation loans) received on or after July 1, 2026. This is a request for a revision of this collection to align with
the requirements of the OBBBA.
Ross Santy, Chief Data Officer, Office of Planning, Evaluation and Policy Development. [FR Doc. 2026-06888 Filed 4-8-26; 8:45 am] BILLING CODE 4000-01-P
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2026-06888
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