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Indiana Prohibits Virtual Currency Kiosks

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Published March 9th, 2026
Detected March 28th, 2026
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Summary

Indiana Governor Mike Braun signed House Bill 1116 into law, prohibiting the operation of virtual currency kiosks in the state. Violations are now considered deceptive acts actionable under the Indiana Deceptive Consumer Sales Act, with potential liability for property owners who knowingly permit kiosk operations. The law is effective immediately.

What changed

Indiana has enacted House Bill 1116, which outright prohibits the operation of virtual currency kiosks within the state. The law defines "virtual currency kiosk" broadly to encompass electronic terminals facilitating virtual currency transactions for compensation. Violations are treated as deceptive acts under the Indiana Deceptive Consumer Sales Act, granting the attorney general enforcement powers. Notably, property owners can also be held liable if they knowingly permit a prohibited kiosk on their premises.

This new law represents a significantly more restrictive approach compared to other states that have implemented licensing and operational requirements for such kiosks. Businesses involved in virtual currency kiosk operations must cease activities in Indiana immediately, as there is no delayed compliance period. The immediate effectiveness and broad definition of kiosks, coupled with consumer protection remedies, necessitate a review of market access and compliance strategies for entities operating in this space.

What to do next

  1. Cease all virtual currency kiosk operations in Indiana immediately.
  2. Review existing contracts and operational plans for compliance with Indiana HB 1116.
  3. Consult legal counsel regarding potential liability for property owners.

Penalties

Violations are actionable under the Indiana Deceptive Consumer Sales Act, which may include remedies and penalties as defined therein.

Source document (simplified)

March 27, 2026

Indiana Prohibits Virtual Currency Kiosks

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On March 9, Indiana Governor Mike Braun signed House Bill 1116 into law, prohibiting the operation of virtual currency kiosks in Indiana and making violations actionable under the Indiana Deceptive Consumer Sales Act.

The new law prohibits virtual currency kiosk operations in Indiana and creates a separate statutory framework governing those terminals. The statute defines a “virtual currency kiosk” broadly to include an electronic terminal through which an operator remotely conducts or facilitates a virtual currency transaction on behalf of a third party for compensation. By pairing that prohibition with deceptive acts treatment and additional remedies, the law gives Indiana a more restrictive approach than states that have opted to regulate kiosk activity through licensing and operational requirements.

Key provisions of the bill include:

  • Prohibition on kiosk operations. A person may not operate a virtual currency kiosk in Indiana. The statute defines a kiosk broadly enough to capture electronic terminals used to conduct or facilitate virtual currency transactions on behalf of a third party for compensation.
  • Deceptive acts treatment. A violation of the chapter constitutes a deceptive act actionable by the attorney general under the Indiana Deceptive Consumer Sales Act. That structure places kiosk enforcement within Indiana’s existing consumer-protection framework.
  • Potential liability for property owners. The attorney general may also bring an action against the owner of the premises where the kiosk is located if the owner knowingly or intentionally permitted the violation. This extends potential exposure beyond the kiosk operator itself. The law is effective immediately, meaning Indiana did not provide a delayed compliance period for affected businesses.

Putting It Into Practice: Indiana’s law reflects a more restrictive approach to digital asset kiosks than the licensing and compliance frameworks other states have recently adopted (previously discussed here and here). For businesses operating in this space, the development is another reminder that states are not moving in a uniform direction. Operators and service providers should monitor these developments and update market access and compliance strategies as necessary.

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DISCLAIMER: Because of the generality of this update, the information provided herein may not be applicable in all situations and should not be acted upon without specific legal advice based on particular situations.
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2026

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Named provisions

Prohibition on kiosk operations Deceptive acts treatment Potential liability for property owners

Classification

Agency
Indiana
Published
March 9th, 2026
Compliance deadline
March 9th, 2026 (19 days ago)
Instrument
Rule
Legal weight
Binding
Stage
Final
Change scope
Substantive
Document ID
House Bill 1116 (Indiana)

Who this affects

Applies to
Retailers
Industry sector
5222 Fintech & Digital Payments
Activity scope
Virtual Currency Transactions
Geographic scope
US-IN US-IN

Taxonomy

Primary area
Consumer Finance
Operational domain
Compliance
Topics
Virtual Currency Consumer Protection

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