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Shelter Mutual Ins. Co. v. Jones - Default Judgment Vacated, Trial Court Abuse of Discretion

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Summary

The Ohio First District Court of Appeals reversed the Hamilton County Municipal Court's decision setting aside a default judgment in favor of Shelter Mutual Insurance Company. The appellate court held that the trial court abused its discretion in vacating the default judgment under Civ.R. 60(B) because defendant's motion was filed over 16 months after he admittedly learned of the action and the default judgment, without any explanation for the delay. The trial court also failed to hold an evidentiary hearing before granting relief. The case is remanded for the trial court to deny Jones's motion as untimely and to hold an evidentiary hearing on his assertions that service was improper.

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What changed

The appellate court reversed the trial court's entry setting aside a default judgment entered against defendant Dajuan Henry Jones. The court held that under Civ.R. 60(B), a motion for relief from judgment must be filed within a reasonable time, and Jones's 16+ month delay was unreasonable per se. The trial court also erred by failing to hold an evidentiary hearing before granting the motion.\n\nParties facing default judgments in Ohio should note that any motion to vacate must be filed promptly upon discovering the judgment — delay without explanation is fatal to the motion regardless of the merits of the underlying defense. Insurers and creditors obtaining default judgments should preserve the timing record to defend against belated vacatur attempts.

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Apr 24, 2026

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April 24, 2026 Get Citation Alerts Download PDF Add Note

Shelter Mut. Ins. Co. v. Jones

Ohio Court of Appeals

Syllabus

DEFAULT JUDGMENT — SERVICE — MOTION TO VACATE — EVIDENTIARY HEARING — CIV.R. 60(B)— REASONABLE TIME: Where defendant filed a motion to vacate a default judgment based on improper service and lack of actual notice, the trial court abused its discretion in granting the motion—whether based on lack of proper service or under Civ.R. 60(B)—where the motion lacked sufficient evidence to grant the motion and the trial court failed to hold an evidentiary hearing prior to granting the motion. The trial court abused its discretion in granting relief from the default judgment under Civ.R. 60(B) where defendant's motion for relief from the default judgment was filed over 16 months after defendant admittedly became aware of the action and the default judgment and over 18 months after the default judgment was entered and where the defendant did not offer any rationale, either here or below, for why he waited over 16 months after he learned of the action and the default judgment to file his motion.

Combined Opinion

[Cite as Shelter Mut. Ins. Co. v. Jones, 2026-Ohio-1482.]

IN THE COURT OF APPEALS
FIRST APPELLATE DISTRICT OF OHIO
HAMILTON COUNTY, OHIO

SHELTER MUTUAL INSURANCE CO., : APPEAL NO. C-250521
TRIAL NO. 23CV23501
Plaintiff-Appellant, :

vs. :
JUDGMENT ENTRY
DAJUAN HENRY JONES, :

Defendant-Appellee, :

and :

ANTWOINE JENKINS, :

Defendant. :

This cause was heard upon the appeal, the record, the briefs, and arguments.
For the reasons set forth in the Opinion filed this date, the judgment of the trial
court is reversed and the cause is remanded.
Further, the court holds that there were reasonable grounds for this appeal,
allows no penalty, and orders that costs be taxed under App.R. 24.
The court further orders that (1) a copy of this Judgment with a copy of the
Opinion attached constitutes the mandate, and (2) the mandate be sent to the trial
court for execution under App.R. 27.

To the clerk:
Enter upon the journal of the court on 4/24/2026 per order of the court.

By:_______________________
Administrative Judge
[Cite as Shelter Mut. Ins. Co. v. Jones, 2026-Ohio-1482.]

IN THE COURT OF APPEALS
FIRST APPELLATE DISTRICT OF OHIO
HAMILTON COUNTY, OHIO

SHELTER MUTUAL INSURANCE CO., : APPEAL NO. C-250521
TRIAL NO. 23CV23501
Plaintiff-Appellant, :

vs. :
OPINION
DAJUAN HENRY JONES, :

Defendant-Appellee, :

and :

ANTWOINE JENKINS, :

Defendant. :

Civil Appeal From: Hamilton County Municipal Court

Judgment Appealed From Is: Reversed and Cause Remanded

Date of Judgment Entry on Appeal: April 24, 2026

Kiefer Peters and Daran P. Kiefer, for Plaintiff-Appellant,

Dajuan Henry Jones, pro se.
OHIO FIRST DISTRICT COURT OF APPEALS

ZAYAS, Judge.

{¶1} This appeal presents the question of whether the trial court properly set

aside a default judgment entered against defendant-appellee Dajuan Henry Jones.

Plaintiff-appellant Shelter Mutual Insurance Company (“SMIC”) appeals from the

trial court’s entry setting aside the default judgment. Raising three assignments of

error, SMIC argues that the trial court erred in setting aside the default judgment

where Jones failed to provide an affidavit contradicting proper service and filed the

motion to set aside more than one year after judgment was entered and where the trial

court lacked any evidence to support its decision to set aside the judgment. For the

reasons that follow, we sustain the assignments of error, reverse the trial court’s

judgment setting aside the default judgment, and remand the cause for the trial court

to deny Jones’s motion under Civ.R. 60(B) as untimely and to hold an evidentiary

hearing on Jones’s assertions that service was improper.

I. Background

{¶2} On October 20, 2023, SMIC filed a complaint against Jones and

defendant Antwoine Jenkins.1 The complaint alleged that, on or about May 13, 2022,

SMIC was the insurer and subrogee of Tracy Braswell (“the insured”) and that, on that

day, Jones “negligently operated a motor vehicle” owned by Jenkins by failing to

control the vehicle and “striking” the insured’s “legally parked vehicle.” As a result of

the accident, the insured sustained damages in the amount of $12,107.71, $11,607.71

of which SMIC paid to the insured pursuant to her property-damage coverage and

$500 of which became out-of-pocket loss for the insured.

{¶3} The complaint listed Jones’s address as “701 Stonelick Woods Dr.

1 Default judgment was separately granted against Jenkins on February 9, 2024.

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OHIO FIRST DISTRICT COURT OF APPEALS

Batavia, OH 45103.” The docket reflects that certified mail service of the summons

and complaint was delivered to “Dajuan Jones” on October 25, 2023, at “701 Stonelick

Woods.” The summons informed Jones that the complaint would be taken as true and

default judgment would be rendered against him unless he served plaintiff with a

written answer to the complaint within 28 days after he received the summons.

{¶4} On December 4, 2023, SMIC filed a motion for a default judgment

against Jones. SMIC’s counsel averred in an attached affidavit that Jones was properly

served but never filed an answer or contacted counsel for an extension of time to move

or plead. The trial court granted SMIC’s motion for a default judgment the following

day, rendering judgment in SMIC’s favor in the amount of $12,107.71.

{¶5} On July 3, 2025, Jones filed a motion “pursuant to Ohio Civil Rule 60(B)

to vacate the default judgment entered” against him. The motion claimed that he “was

not properly served” and did not “become aware of the existence” of the action or the

default judgment “until on or around February 9, 2024.” The motion further asserted

that he has a meritorious defense to the action as he “has already proven in court,

through a separate trial, that Defendant was not responsible for the motor vehicle

accident at issue in this case.” He continued, “Furthermore, Defendant was a victim

of identity theft in connection with the incident that gave rise to this lawsuit.” Jones

asserted that he “promptly” filed the motion after he learned of the default judgment.

Attached to his response was a copy of a “Not Guilty Verdict,” in the case numbered

23/TRD/11750/B. The entry lists “Dajuan Jones” as the defendant and shows that a

jury found Jones “Not Guilty for Failure to Stop After Accident in violation of Ohio

Revised Code 4549.02.”

{¶6} SMIC responded to the motion and argued that the motion should be

denied where Jones “signed for certified mail service, failed to present any evidence

4
OHIO FIRST DISTRICT COURT OF APPEALS

regarding service or to undo the judgment, and the motion was ‘untimely’ as a matter

of law.”

{¶7} Jones filed a reply in support of his motion and asserted that SMIC

“repeatedly” identifies him as “Dejuan Jones,” which is not his legal name and

indicates “misidentification.” He claimed that SMIC “based their identification” on

“an expired Ohio identification card that expired on January 12, 2022.” However, at

the time of the accident, he held a valid “Ohio driver’s license issued on February 3,

2021.” He asserted that SMIC “made no reasonable effort to verify the identity of the

party involved in the accident.” He additionally asserted that he was at work the day

of the accident and did not have any involvement. He further asserted that the address

used in the complaint was not his residence “at the time.” He argued, “The repeated

misspelling of Defendant’s name and reliance on invalid identification shows that

[SMIC] has pursued legal action against the wrong individual.” Attached to his

response was a copy of an Ohio driver’s license with the name, “Dajuan Henry Jones,

Sr.” The license was issued on February 3, 2021, and lists an address at 1822 Emerson

Avenue in Cincinnati.

{¶8} On September 5, 2025, the trial court granted Jones’s “Motion to Set

Aside” the default judgment, without explaining its rationale. SMIC now appeals,

raising three assignments of error for this court’s review.

II. Law and Analysis

{¶9} In the first assignment of error, SMIC argues that the trial court erred

in granting the Civ.R. 60(B) motion “or other challenge to service” where Jones failed

to file an affidavit contesting the presumption of proper service.

{¶10} In the second assignment of error, SMIC argues that the trial court erred

in granting the Civ.R. 60(B) motion where the decision lacks evidentiary support.

5
OHIO FIRST DISTRICT COURT OF APPEALS

{¶11} In the third assignment of error, SMIC argues that the trial court erred

in granting the Civ.R. 60(B) motion where the motion was filed more than one year

after the default judgment was entered.

{¶12} Because all the assignments of error challenge whether the trial court

erred in granting Jones’s motion, they will be addressed together.

{¶13} We review the trial court’s decision for an abuse of discretion. See, e.g.,

Custom Pro Logistics, LLC v. Penn Logistics LLC, 2022-Ohio-1774, ¶ 7, 15 (1st Dist.)

(reviewing a trial court’s decision on a motion to vacate and a motion under Civ.R.

60(B) for an abuse of discretion); Allstate Ins. Co. v. Wilburn, 2022-Ohio-2026, ¶ 8

(7th Dist.) (stating that the trial court’s decision on a motion to vacate is reviewed for

an abuse of discretion “whether that motion is made pursuant to Civ.R. 60(B) or

pursuant to the court’s inherent power at common law to vacate a void judgment.”).

An abuse of discretion occurs when a court exercises its judgment, in an unwarranted

way, in regard to a matter over which it has discretionary authority. Johnson v.

Abdulah, 2021-Ohio-3304, ¶ 35. A trial court lacks discretion to make errors of law.

Id. at ¶ 39.

{¶14} The trial court’s judgment did not offer any rationale for why it granted

Jones’s motion. A review of Jones’s motion reveals two asserted bases related to

service to support his motion to vacate. First, Jones asserted that he was not properly

served with the complaint. Second, he asserted that he did not become aware of the

action until February 9, 2024.

{¶15} “[A] distinction exists between service and actual notice.” Claims Mgt.

Servs., Inc. v. Tate, 2000 Ohio App. LEXIS 4474, *3 (1st Dist. Sept. 29, 2000); see

generally Custom Pro Logistics at ¶ 12-16; Engelhart v. Bluett, 2016-Ohio-7237, ¶ 13-

14, 19-20 (1st Dist.).

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OHIO FIRST DISTRICT COURT OF APPEALS

{¶16} “A default judgment rendered without proper service is void.” Leman

v. Fryman, 2002-Ohio-191, ¶ 7 (1st Dist.), citing State ex rel. Ballard v. O’Donnell, 50

Ohio St.3d 182 (1990), and Cincinnati Ins. Co. v. Emge, 124 Ohio App.3d 61, 63 (1st

Dist. 1997). “A court has the inherent power to vacate a void judgment; thus, a party

who asserts improper service need not meet the requirements of Civ.R. 60(B).” Emge

at 63, citing Patton v. Diemer, 35 Ohio St.3d 68 (1988).

{¶17} On the other hand, “[a]n argument that a defendant did not receive

actual notice is not jurisdictional and is thus properly brought pursuant to Civ.R.

60(B).” Custom Pro Logistics, 2022-Ohio-1774, at ¶ 14 (1st Dist.), citing Broadvox,

LLC v. Oreste, 2009-Ohio-3466, ¶ 15 (8th Dist.). Under Civ.R. 55(B), the trial court

may set aside a default judgment “in accordance with Civ.R. 60(B).”

{¶18} SMIC’s primary argument is that the trial court erred in granting

Jones’s motion where Jones did not present any evidentiary support for the motion.

{¶19} Whether the trial court was granting the motion based on its inherent

authority to vacate a void judgment or under Civ.R. 60(B), SMIC is correct that

evidence was required to be presented before the trial court could grant the motion.

See GEICO Gen. Ins. Co. v. Falah, 2025-Ohio-755, ¶ 20 (1st Dist.), quoting Fields

Excavating Inc. v. Welsh Elec. Co., 2005-Ohio-708, ¶ 8 (10th Dist.) (“‘[I]n order to

prevail on a motion for Civ.R. 60(B) relief, “[t]he movant must establish [the

requirements . . .] by operative facts presented in a form that meets evidentiary

standards such as affidavits, depositions, transcripts of evidence, written stipulations

or other evidence given under oath.”’”); State Auto Ins. v. Wilson, 2020-Ohio-4456, ¶

7 (9th Dist.), quoting Runyon v. Hawley, 2018-Ohio-2444, ¶ 16 (9th Dist.) (“‘A

defendant can rebut the presumption of proper service by presenting sufficient

evidence, such as an affidavit, that service was not accomplished or received by the

7
OHIO FIRST DISTRICT COURT OF APPEALS

defendant.’”).

{¶20} Here, the only evidence submitted in support of Jones’s motion that

could pertain to service was an unsworn copy of a driver’s license issued on February

3, 2021, that shows his address as 1822 Emerson Avenue in Cincinnati.2 Notably, the

address listed on the license is not the address that Jones included in his motion to

vacate as his current address. The address listed in his motion to vacate was “624

Elliot Ave” in Cincinnati. At no point did Jones make any assertions as to what his

address was at the time that the complaint was filed. Rather, he simply asserted that

“[t]he address used in the complaint was not [his] residence at the time.” Thus,

Jones’s motion itself did not include any reliable evidence upon which the trial court

could grant Jones’s motion, absent an evidentiary hearing.

{¶21} However, because the trial court has inherent authority to vacate a void

judgment, we hold that Jones’s motion was sufficient for the trial court to hold an

evidentiary hearing as to the question of proper service. See generally State ex rel.

Fairfield County CSEA v. Landis, 2002-Ohio-5432, ¶ 18 (5th Dist.) (“Our research has

revealed no clear direction under Ohio law as to whether . . . an unsworn allegation

should warrant an evidentiary hearing to determine whether the . . . complaint was

properly served on appellant. We note, however, that default judgments are not

favored in the law; cases should therefore be decided on their merits rather than on

technical grounds.”). Consequently, to the extent that the trial court granted the

motion based on lack of proper service, we reverse the trial court’s judgment and

remand the cause for the trial court to hold an evidentiary hearing on this issue.

{¶22} However, this hearing should only pertain to the question of improper

2 Jones asserts that he submitted an affidavit that was in front of the trial court but never filed by

the clerk. However, no such affidavit appears in the record before this court.

8
OHIO FIRST DISTRICT COURT OF APPEALS

service. As explained below, we reach a different conclusion as to Jones’s motion

under Civ.R. 60(B).

{¶23} “To prevail on a motion under Civ.R. 60(B), the movant must

demonstrate that (1) it has a meritorious defense or claim to present if relief is granted;

(2) it is entitled to relief under one of the grounds stated in Civ.R. 60(B)(1) through

(5); and (3) the motion is made within a reasonable time.” Fifth Third Bank v. NCS

Mtge. Lending Co., 2006-Ohio-571, ¶ 12 (1st Dist.), citing GTE Automatic Elec., Inc.

v. ARC Industries, 47 Ohio St.2d 146 (1976), paragraph two of the syllabus. “These

requirements are independent, meaning that if any one of them is not met, the movant

is not entitled to relief.” Id. at ¶ 13, citing Strack v. Pelton, 1994-Ohio-107, ¶ 10. “A

trial court’s ruling on a Civ.R. 60(B) motion will not be overturned absent a showing

of an abuse of discretion.” Id., citing Griffey v. Rajan, 33 Ohio St.3d 75, 77 (1987).

{¶24} In Jones’s motion for relief, he asserted that he was entitled to relief

where (1) he did not become aware of the existence of the case or the default judgment

until February 9, 2024, (2) he has meritorious defense to SMIC’s claims, and (3) the

motion was promptly filed after he learned of the default judgment. However, the

record does not reflect that the motion was promptly filed.

{¶25} Jones’s motion asserts that he became aware of the action and default

judgment on February 9, 2024. Yet, he did not file his motion until July 3, 2025, over

16 months after he admittedly became aware of the action and the default judgment

and over 18 months after the default judgment was entered against him on December

5, 2023. Thus, the motion was not made within a reasonable time under Civ.R. 60(B).

Compare Doddridge v. Fitzpatrick, 53 Ohio St.2d 9 (1978) (holding that the trial court

did not abuse its discretion in granting a defendant’s motion to vacate a default

judgment based on lack of actual notice or knowledge under Civ.R. 60(B)(1) where the

9
OHIO FIRST DISTRICT COURT OF APPEALS

motion asserted a meritorious defense and the motion was made “well within a year

of the default judgment.”).

{¶26} Jones claims that “mistaken identity” is “classic Civ.R. 60(B)(5)

territory,” which is not required to be filed within the one-year time limit. However,

even if Jones’s motion was filed under Civ.R. 60(B)(5), the motion must still be made

within a reasonable time, and Jones offered no rationale, either here or below, for why

he waited over 16 months after he learned of the action and the default judgment to

file his motion. See generally Dunn v. Marthers, 2006-Ohio-4923, ¶ 18 (9th Dist.)

(“‘[I]n the absence of any explanation for the delay in filing the Civ.R. 60(B) motion,

the movant has failed to meet his burden of establishing the timeliness of his motion’

and the motion to vacate should be denied.”).

{¶27} Consequently, to the extent the trial court granted Jones’s motion under

Civ.R. 60(B), we reverse the trial court’s judgment and remand the cause for the trial

court to enter a judgment denying relief under Civ.R. 60(B) because the motion was

untimely.

III. Conclusion

{¶28} Based on the foregoing, we sustain the assignments of error, reverse the

trial court’s judgment setting aside the default judgment, and remand the cause for

the trial court to deny Jones’s motion under Civ.R. 60(B) as untimely and hold an

evidentiary hearing on Jones’s assertions that service was improper.

Judgment reversed and cause remanded.

KINSLEY, P.J., and BOCK, J., concur.

10

Named provisions

Civ.R. 60(B)

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Last updated

Classification

Agency
OH First Dist.
Filed
April 24th, 2026
Instrument
Enforcement
Branch
Judicial
Legal weight
Binding
Stage
Final
Change scope
Substantive
Document ID
2026 Ohio 1482
Docket
C-250521

Who this affects

Applies to
Insurers Criminal defendants
Industry sector
5241 Insurance 9211 Government & Public Administration
Activity scope
Default judgment procedure Service of process Motion to vacate
Geographic scope
US-OH US-OH

Taxonomy

Primary area
Judicial Administration
Operational domain
Legal
Topics
Civil Rights Insurance

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