HMDA Loan Data Now Available on FFIEC Platform

CFPB Newsroom

Published March 31st, 2026

Detected March 31st, 2026

Summary

The Consumer Financial Protection Bureau and Federal Financial Institutions Examination Council announced that HMDA Modified Loan Application Register data for 2025 are now available on the FFIEC HMDA Platform for approximately 4,768 HMDA filers. The published loan-level data have been modified to protect consumer privacy and are accessible as institution-specific files or a combined dataset.

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What changed

The CFPB announced the availability of 2025 HMDA Modified Loan Application Register data on the FFIEC HMDA Platform, replacing the previous system where users had to request data directly from individual institutions. This change, enabled by the CFPB's 2015 HMDA rule, increases public accessibility by providing loan-level information filed by financial institutions in one centralized location. The data include privacy-modified loan application information from approximately 4,768 HMDA filers.

This announcement does not impose new compliance obligations on regulated entities. Financial institutions that filed HMDA data for 2025 should note the increased transparency and public accessibility of their lending data. No action is required by HMDA filers, though institutions may wish to inform relevant stakeholders that this data is now publicly available. The CFPB provides a Beginner's Guide to assist users in accessing and analyzing the data.

Source document (simplified)

WASHINGTON, D.C. — The Home Mortgage Disclosure Act (HMDA) Modified Loan Application Register (LAR) data for 2025 are now available on the Federal Financial Institutions Examination Council’s (FFIEC) HMDA Platform for approximately 4,768 HMDA filers. The published data contain loan-level information filed by financial institutions and modified to protect consumer privacy.

To increase public accessibility, the annual loan-level LAR data for each HMDA filer are now available online. Previously, users could obtain LAR data only by making requests to specific institutions for their annual data. To allow for easier public access to all LAR data, the Consumer Financial Protection Bureau’s 2015 HMDA rule made the data for each HMDA filer available electronically on the FFIEC’s HMDA Platform. In addition to institution-specific modified LAR files, users can download one combined file that contains all institutions’ modified LAR data.

HMDA users may find the CFPB’s Beginner’s Guide to Accessing and Using HMDA Data useful for background on HMDA and tech tips for understanding and analyzing the data.

The 2025 HMDA Loan Application Register data can be found on the FFIEC’s HMDA Platform: https://ffiec.cfpb.gov/data-publication/modified-lar.

About us

The Consumer Financial Protection Bureau is a 21st century agency that implements and enforces Federal consumer financial law and ensures that markets for consumer financial products are fair, transparent, and competitive.

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Page last modified

Mar. 31, 2026

10:15 AM EDT

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