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Andrew Gonzalez Indirect Auto Lending Disclosure Petition

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Summary

The FTC received a petition for rulemaking from Andrew Gonzalez requesting to mandate disclosures regarding indirect auto lending. The Commission has opened a public comment period, with comments due by May 21, 2026. After the comment period closes, the FTC may grant or deny the petition in whole or in part, or determine the petition is insufficient to warrant commencement of a rulemaking proceeding.

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About this source

GovPing monitors Regs.gov: Federal Trade Commission for new consumer protection regulatory changes. Every update since tracking began is archived, classified, and available as free RSS or email alerts — 19 changes logged to date.

What changed

The FTC has received and published a petition for rulemaking that requests new disclosure requirements for indirect auto lending. The petition is now open for public comment through May 21, 2026. Any person may submit comments in support of or in opposition to the petition.

Affected parties in the indirect auto lending ecosystem—including auto dealers, lenders, and financial institutions—should monitor this petition. If the FTC grants the petition and initiates a formal rulemaking, the resulting rule could impose new mandatory disclosure obligations on participants in indirect auto financing arrangements.

Archived snapshot

Apr 22, 2026

GovPing captured this document from the original source. If the source has since changed or been removed, this is the text as it existed at that time.

Content

ACTION:

Receipt of petition; request for comment.

SUMMARY:

Please take notice that the Federal Trade Commission (“Commission”) received a petition for rulemaking from Andrew Gonzalez
and has published that petition online at https://www.regulations.gov. The Commission invites written comments concerning the petition. Publication of this petition is pursuant to the Commission's
Rules of Practice and Procedure and does not affect the legal status of the petition or its final disposition.

DATES:

Comments must identify the petition docket number and be filed by May 21, 2026.

ADDRESSES:

You may view the petition, identified by docket number FTC-2026-0397, and submit written comments concerning its merits by
using the Federal eRulemaking Portal at https://www.regulations.gov. Follow the online instructions for submitting comments. Do not submit sensitive or confidential information. You may read
background documents or comments received at https://www.regulations.gov at any time.

FOR FURTHER INFORMATION CONTACT:

Office of the Secretary (phone: 202-326-2514, email: ElectronicFilings@ftc.gov), Federal Trade Commission, 600 Pennsylvania Avenue NW, Washington, DC 20580.

SUPPLEMENTARY INFORMATION:

Pursuant to section 18(a)(1)(B) of the Federal Trade Commission Act, 15 U.S.C. 57a(1)(B), and FTC Rule 1.31(f), 16 CFR 1.31(f),
notice is hereby given that the above-captioned petition has been filed with the Secretary of the Commission and has been
placed on the public record for a period of 30 days. Any person may submit comments in support of or in opposition to the
petition. All timely and responsive comments submitted in connection with this petition will become part of the public record.

This petition requests to promulgate a new rule or amend existing regulations to mandate disclosures regarding indirect auto
lending. The Commission will not consider the petition's merits until after the comment period closes. It may grant or deny
the petition in whole or in part, and it may deem the petition insufficient to warrant commencement of a rulemaking proceeding.
The purpose of this document is to facilitate public comment on the petition to aid the Commission in determining what, if
any, action to take regarding the request contained in the petition. This document is not intended to start, stop, cancel,
or otherwise affect rulemaking proceedings in any way.

Because your comment will be placed on the publicly accessible website at https://www.regulations.gov, you are solely responsible for making sure your comment does not include any sensitive or confidential information. In particular,
your comment should not include any sensitive personal information, such as your or anyone else's Social Security number;
date of birth; driver's license number or other state identification number, or foreign country equivalent; passport number;
financial account number; or credit or debit card number. You are also solely responsible for making sure your comment does
not include any sensitive health information, such as medical records or other individually identifiable health information.
In addition, your comment should not include any “trade secret or any commercial or financial information which . . . is privileged
or

confidential”—as provided by section 6(f) of the FTC Act, 15 U.S.C. 46(f), and FTC Rule 4.10(a)(2), 16 CFR 4.10(a)(2).

(Authority: 15 U.S.C. 46; 15 U.S.C. 57a; 5 U.S.C. 601 note)

April J. Tabor, Secretary. [FR Doc. 2026-07772 Filed 4-20-26; 8:45 am] BILLING CODE 6750-01-P

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Last updated

Classification

Agency
FTC
Comment period closes
May 21st, 2026 (29 days)
Compliance deadline
May 21st, 2026 (29 days)
Instrument
Consultation
Branch
Executive
Legal weight
Non-binding
Stage
Consultation
Change scope
Minor
Document ID
FR Doc. 2026-07772
Docket
FTC-2026-0397

Who this affects

Applies to
Financial advisers Retailers
Industry sector
5221 Commercial Banking
Activity scope
Indirect auto lending Disclosure requirements Rulemaking petition
Geographic scope
United States US

Taxonomy

Primary area
Consumer Finance
Operational domain
Compliance
Topics
Consumer Protection

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