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Petition for Rulemaking of Andrew Gonzalez

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Summary

The Federal Trade Commission has received a petition for rulemaking (File No. R607002) from Andrew Gonzalez requesting that the Commission promulgate a new rule or amend existing regulations to mandate disclosures regarding indirect auto lending. The petition has been placed on the public record for a 30-day comment period. The Commission will not consider the petition's merits until after the comment period closes and may grant or deny the petition in whole or in part.

“This petition requests to promulgate a new rule or amend existing regulations to mandate disclosures regarding indirect auto lending.”

Published by Federal Trade Commission on federalregister.gov . Detected, standardized, and enriched by GovPing. Review our methodology and editorial standards .

What changed

The FTC published a notice of receipt for Andrew Gonzalez's petition for rulemaking under File No. R607002, requesting disclosure requirements for indirect auto lending pursuant to section 18(a)(1)(B) of the FTC Act (15 U.S.C. 57a(1)(B)). The petition is published for public comment purposes only and does not represent Commission action or initiation of any rulemaking proceeding. Any person may submit comments supporting or opposing the petition through regulations.gov by May 21, 2026.

Affected parties—including indirect auto lenders, auto dealers, and financial institutions—should monitor this petition. If the FTC grants the petition and proceeds to rulemaking, a disclosure rule for indirect auto lending could impose new compliance obligations across the auto finance industry. Parties with interests in indirect auto lending disclosures should consider submitting comments to the public record before May 21, 2026.

Archived snapshot

Apr 21, 2026

GovPing captured this document from the original source. If the source has since changed or been removed, this is the text as it existed at that time.

Proposed Rule

Petition for Rulemaking of Andrew Gonzalez

A Proposed Rule by the Federal Trade Commission on 04/21/2026

  • This document has a comment period that ends in 30 days.
    (05/21/2026) View Comment Instructions

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  • Public Inspection Published Document: 2026-07772 (91 FR 21274) Document Headings ###### Federal Trade Commission
  1. 16 CFR Part 1
  2. [File No. R607002]

AGENCY:

Federal Trade Commission.

ACTION:

Receipt of petition; request for comment.

SUMMARY:

Please take notice that the Federal Trade Commission (“Commission”) received a petition for rulemaking from Andrew Gonzalez and has published that petition online at https://www.regulations.gov. The Commission invites written comments concerning the petition. Publication of this petition is pursuant to the Commission's Rules of Practice and Procedure and does not affect the legal status of the petition or its final disposition.

DATES:

Comments must identify the petition docket number and be filed by May 21, 2026.

ADDRESSES:

You may view the petition, identified by docket number FTC-2026-0397, and submit written comments concerning its merits by using the Federal eRulemaking Portal at https://www.regulations.gov. Follow the online instructions for submitting comments. Do not submit sensitive or confidential information. You may read background documents or comments received at https://www.regulations.gov at any time.

FOR FURTHER INFORMATION CONTACT:

Office of the Secretary (phone: 202-326-2514, email: ElectronicFilings@ftc.gov), Federal Trade Commission, 600 Pennsylvania Avenue NW, Washington, DC 20580.

SUPPLEMENTARY INFORMATION:

Pursuant to section 18(a)(1)(B) of the Federal Trade Commission Act, 15 U.S.C. 57a(1)(B), and FTC Rule 1.31(f), 16 CFR 1.31(f), notice is hereby given that the above-captioned petition has been filed with the Secretary of the Commission and has been placed on the public record for a period of 30 days. Any person may submit comments in support of or in opposition to the petition. All timely and responsive comments submitted in connection with this petition will become part of the public record.

This petition requests to promulgate a new rule or amend existing regulations to mandate disclosures regarding indirect auto lending. The Commission will not consider the petition's merits until after the comment period closes. It may grant or deny the petition in whole or in part, and it may deem the petition insufficient to warrant commencement of a rulemaking proceeding. The purpose of this document is to facilitate public comment on the petition to aid the Commission in determining what, if any, action to take regarding the request contained in the petition. This document is not intended to start, stop, cancel, or otherwise affect rulemaking proceedings in any way.

Because your comment will be placed on the publicly accessible website at https://www.regulations.gov, you are solely responsible for making sure your comment does not include any sensitive or confidential information. In particular, your comment should not include any sensitive personal information, such as your or anyone else's Social Security number; date of birth; driver's license number or other state identification number, or foreign country equivalent; passport number; financial account number; or credit or debit card number. You are also solely responsible for making sure your comment does not include any sensitive health information, such as medical records or other individually identifiable health information. In addition, your comment should not include any “trade secret or any commercial or financial information which . . . is privileged or ( printed page 21275) confidential”—as provided by section 6(f) of the FTC Act, 15 U.S.C. 46(f), and FTC Rule 4.10(a)(2), 16 CFR 4.10(a)(2).

(Authority: 15 U.S.C. 46; 15 U.S.C. 57a; 5 U.S.C. 601 note)

April J. Tabor,

Secretary.

[FR Doc. 2026-07772 Filed 4-20-26; 8:45 am]

BILLING CODE 6750-01-P

Published Document: 2026-07772 (91 FR 21274)

CFR references

16 CFR 1

Mentioned entities

Citations

15 U.S.C. 57a(1)(B) statutory authority for petition publication
16 CFR 1.31(f) FTC rule governing petition filing
15 U.S.C. 46 general FTC Act authority
5 U.S.C. 601 note regulatory flexibility note

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Last updated

Classification

Agency
Federal Trade Commission
Comment period closes
May 21st, 2026 (30 days)
Compliance deadline
May 21st, 2026 (30 days)
Instrument
Consultation
Branch
Executive
Legal weight
Non-binding
Stage
Consultation
Change scope
Minor
Document ID
91 FR 21274 / File No. R607002
Docket
File No. R607002

Who this affects

Applies to
Financial advisers Retailers
Industry sector
5221 Commercial Banking
Activity scope
Indirect auto lending Consumer loan disclosures Auto finance
Geographic scope
United States US

Taxonomy

Primary area
Consumer Finance
Operational domain
Compliance
Topics
Consumer Protection Banking

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