Visa Granted Patent for Patient Authentication and Identity Risk Assessment System
Summary
USPTO granted Visa International Service Association Patent US12597073B2 for a patient authentication and identity risk assessment system. The patented invention includes processors configured to receive patient authorization requests from medical providers, generate authenticity scores, and exchange validation data with insurance provider systems via mobile devices.
What changed
USPTO issued Patent US12597073B2 to Visa International Service Association covering systems, methods, and computer program products for patient authentication and identity risk assessment. The system enables processors to receive initial patient authorization requests from medical provider computing devices, generate authenticity scores, communicate with insurance provider systems, receive proof of identity from mobile devices, and issue validation tokens.
For affected parties, this patent grant confers exclusive rights to Visa for the described patient authentication technology for the duration of the patent term. Healthcare providers, health insurers, and medical device makers implementing similar patient identity verification systems may need to consider potential licensing requirements or design-around strategies to avoid infringement. Technology companies developing mobile health authentication solutions should monitor this intellectual property landscape.
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Apr 7, 2026GovPing captured this document from the original source. If the source has since changed or been removed, this is the text as it existed at that time.
System, method, and computer program product for patient authentication and identity risk assessment
Grant US12597073B2 Kind: B2 Apr 07, 2026
Assignee
Visa International Service Association
Inventors
William Joseph Leddy, III, Shengfei Gu, Minghua Xu
Abstract
Systems, methods, and computer program products are provided for patient authentication and identity risk assessment. An example system includes a processor configured to receive an initial patient authorization request from a medical provider computing device and generate an authenticity score. The processor is also configured to communicate the authenticity score to an insurance provider system and receive a prompt for a proof of a patient identity. The processor is further configured to receive the proof from a mobile device and communicate a validation token to the mobile device. The processor is further configured to receive a secondary patient authorization request and generate a new authenticity score. The processor is further configured to communicate the new authenticity score to the insurance provider system and receive a secondary insurance provider response. The processor is further configured to communicate a portion of the secondary insurance provider response to the medical provider computing device.
CPC Classifications
G06Q 40/08 G06F 21/31 G06F 21/32 G06F 21/33 G06F 21/43 G06F 21/6245 H04W 12/126
Filing Date
2024-04-24
Application No.
18644508
Claims
20
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