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Fraud Detection Patent Using Shared Account Attributes

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Summary

The USPTO published patent application US20260099849A1 titled 'Systems and Methods for Classifying Accounts Based on Shared Attributes with Known Fraudulent Accounts.' The patent covers methods for analyzing user accounts to detect fraud by comparing account attributes against known fraudulent accounts and assessing collective risk levels. Eight inventors are listed for this G06Q classification patent covering financial fraud detection technology.

What changed

The USPTO published patent application US20260099849A1 covering systems and methods for classifying user accounts as fraudulent by analyzing shared attributes with known fraudulent accounts. The technology compares attributes of a particular user account against multiple known fraudulent accounts to determine shared characteristics, then collectively analyzes those shared attributes to assign a risk level indicating fraud likelihood.

Technology companies operating account-based platforms, particularly in financial services, fintech, payments, and e-commerce sectors, should monitor this patent publication. While patent applications do not create immediate compliance obligations, they may influence future product development strategies and potential licensing considerations for fraud detection systems. The G06Q classification indicates applicability to business and financial data processing systems.

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Archived snapshot

Apr 12, 2026

GovPing captured this document from the original source. If the source has since changed or been removed, this is the text as it existed at that time.

← USPTO Patent Applications

SYSTEMS AND METHODS FOR CLASSIFYING ACCOUNTS BASED ON SHARED ATTRIBUTES WITH KNOWN FRAUDULENT ACCOUNTS

Application US20260099849A1 Kind: A1 Apr 09, 2026

Inventors

Chuanyun Fang, Chunmao Ran, Itzik Levi, Kun Fu, Adam Cohen, Avishay Meron, Doron Hai-Reuven, Amnon Jislin

Abstract

Methods and systems are presented for classifying a particular user account as a fraudulent user account by analyzing links between the user account and two or more known fraudulent user accounts collectively. Attributes of the particular user account are compared against attributes of a plurality of known fraudulent accounts to determine that the particular user account has shared attributes with a first known fraudulent account and a second known fraudulent account. The shared attributes with the first known fraudulent account and the second known fraudulent account are analyzed collectively to determine a risk level for the particular user account. The risk level may indicate a likelihood that the particular user account corresponds to a fraudulent account.

CPC Classifications

G06Q 20/4016 G06Q 20/4014 H04L 67/306

Filing Date

2025-10-14

Application No.

19358290

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Last updated

Classification

Agency
USPTO
Published
April 9th, 2026
Instrument
Notice
Legal weight
Non-binding
Stage
Final
Change scope
Minor
Document ID
US20260099849A1

Who this affects

Applies to
Technology companies Financial advisers
Industry sector
5112 Software & Technology
Activity scope
Fraud detection systems Account classification Risk assessment
Geographic scope
United States US

Taxonomy

Primary area
Intellectual Property
Operational domain
Compliance
Topics
Data Privacy Financial Services

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