Information processing device and method for vehicle lease accident data processing

ChangeBridge: Patent Grants - Business Methods (G06Q)

Published March 31st, 2026

Detected April 1st, 2026

Summary

The USPTO granted Toyota Jidosha Kabushiki Kaisha Patent US12591924B2 for an information processing device and method that acquires vehicle accident data—including damage state and user fault percentage—to process lease applications for replacement or new vehicles. The patent covers a control unit that determines whether to approve or deny lease applications based on accident history. The patent was filed on July 18, 2023, and contains 6 claims.

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What changed

The USPTO granted Toyota's patent covering a system that acquires identification information when an accident occurs in a leased vehicle, where the information includes damage state and user fault percentage. The control unit performs predetermined processing to determine whether to refuse a first application (lease replacement vehicle during current lease period) or a second application (lease new vehicle after lease expires) based on this accident data.

Patent holders and applicants in the automotive leasing industry should review the granted claims (6 total) to understand the scope of intellectual property protection for accident-data-based lease decisioning. No immediate compliance actions are required as this is a patent grant rather than a regulatory mandate.

Source document (simplified)

← USPTO Patent Grants

Information processing device, information processing method, and system

Grant US12591924B2 Kind: B2 Mar 31, 2026

Assignee

TOYOTA JIDOSHA KABUSHIKI KAISHA

Inventors

Kentaro Satake, Mami Mori

Abstract

The control unit of the information processing device acquires the identification information when an accident occurs in the first vehicle leased by the user. Here, the identification information is information including a state of damage caused by an accident of the first vehicle and a percentage of fault of the user in the accident. The control unit of the information processing device performs predetermined processing based on the identification information Here, the predetermined process is a process for determining whether or not to refuse the first application from the user who is an application for leasing the second vehicle in place of the first vehicle during the lease period of the first vehicle, and whether or not to refuse the second application from the user who is an application for leasing the new vehicle after the lease period expires.