The Texas Department of Banking has actively issued consent orders and consumer alerts throughout 2025, targeting a range of entities for regulatory non-compliance. Notable enforcement actions include multi-state actions against Shaka Express Corp and Wise US, Inc. for AML/CFT and BSA/AML violations, respectively. Other consent orders were issued against Paylocity Corporation, Expensify, Inc., Bellwood Memorial Park, Foris DAX, Inc., River Financial Inc., LL Pay U.S., LLC, and Plutus Financial, Inc. Additionally, consumer alerts were issued for Viserbank, riotexas.us, and Sunchetz Capital Bank, alongside orders prohibiting further participation for individuals like Tristan Scott Little and Edward Otis Holt.

These actions indicate a proactive enforcement stance by the Texas DOB, particularly concerning financial crime and consumer protection. Regulated entities, especially those in the banking and financial services sectors, should review these orders to understand the specific violations and the department's expectations. Compliance officers should ensure robust AML/CFT and BSA/AML programs are in place and that consumer-facing communications are accurate and not misleading. While specific compliance deadlines are not detailed in this summary, the nature of consent orders implies immediate corrective actions and potential penalties for non-compliance.